| AMERICA | LAFISE | INISER | ASSA | MAPFRE|NICARAGUA | TOTAL INDUSTRIA | | | | | | | | | | INGRESOS POR PRIMAS | | | | | | | | PRIMAS NETAS EMITIDAS | 1,107,231.4 | 784,120.4 | 877,094.4 | 645,233.8 | 299,398.8 | 3,713,078.8 | | PRIMAS EMITIDAS | 1,779,277.3 | 1,047,338.3 | 989,735.7 | 746,966.2 | 389,225.2 | 4,952,542.7 | | DEVOLUCIONES Y CANCELACIONES AÑO ACTUAL | 322,728.9 | 164,075.8 | 112,641.3 | 73,001.3 | 89,826.5 | 762,273.8 | | DEVOLUCIONES Y CANCELACIONES AÑOS ANTERIORES | 349,316.9 | 99,142.2 | 0.0 | 28,731.1 | 0.0 | 477,190.2 | | PRIMAS CEDIDAS | 537,131.3 | 150,948.6 | 144,274.3 | 255,752.4 | 113,580.7 | 1,201,687.3 | | PRIMAS CEDIDAS AÑO ACTUAL | 836,180.0 | 180,121.7 | 144,394.3 | 273,305.5 | 113,610.5 | 1,547,612.0 | | PRIMAS CEDIDAS AÑOS ANTERIORES | 299,048.7 | 29,173.1 | 120.0 | 17,553.2 | 29.8 | 345,924.8 | | PRIMAS RETENIDAS | 570,100.1 | 633,171.8 | 732,820.1 | 389,481.4 | 185,818.1 | 2,511,391.5 | | | | | | | | | | VARIACION DE RESERVAS | | | | | | | | VARIACION NETA DE RESERVAS TECNICAS DE RIESGOS EN CURSO | 44,443.5 | 15,467.3 | 45,456.2 | 21,842.3 | 8,974.6 | 136,183.9 | | MATEMATICA Y POR CUENTA DE INVERSION | 30,658.0 | 436.9 | 31,931.5 | 2,485.8 | 98.9 | 65,611.1 | | PRIMA NO DEVENGADA | 13,785.6 | 15,030.4 | 13,524.7 | 19,356.5 | 8,875.7 | 70,572.9 | | | | | | | | | | VARIACION NETA DE RESERVAS TECNICAS DE PREVISION | | | | | | | | RESERVA DE CONTINGENCIA | 6,356.2 | -2,534.6 | -1,755.3 | 14,714.0 | 5,493.1 | 22,273.4 | | RESERVA CATASTROFICA | 4,592.5 | 16,342.2 | 9,275.9 | 7,357.5 | 3,071.3 | 40,639.4 | | | | | | | | | | MARGEN PARA SINIESTROS Y GASTOS | | | | | | | | | | | | | | | | COSTO DE SINIESTRALIDAD | | | | | | | | COSTO NETO DE SINIESTRALIDAD Y OTRAS OBLIGACIONES CONTRACTUALES | 273,032.5 | 266,047.2 | 360,931.3 | 163,822.3 | 82,520.3 | 1,146,353.6 | | SINIESTRALIDAD Y OTRAS OBLIGACIONES CONTRACTUALES | 485,750.9 | 307,499.9 | 435,034.6 | 183,863.7 | 237,570.7 | 1,649,719.8 | | (-)SINIESTRALIDAD RECUPERADA DEL REASEG. Y REAF. CEDIDO | 201,689.4 | 41,451.2 | 46,739.1 | 41,496.8 | 161,014.4 | 492,390.9 | | (-)SINIESTRALIDAD RECUPERADA DEL REASEGURO NO PROPORCIONAL | 5,718.6 | 0.0 | 0.0 | 0.0 | 0.0 | 5,718.6 | | | | | | | | | | (+/-)INGRESOS/EGRESOS POR SINIESTROS DE PERIODOS ANTERIORES | 5,310.3 | 1.5 | 27,364.1 | -21,455.5 | -5,964.0 | 5,256.4 | | MARGEN PARA COSTOS Y GASTOS OPERACIONALES | 241,675.3 | 337,849.7 | 318,912.0 | 181,745.3 | 85,758.9 | 1,165,941.2 | | | | | | | | | | GASTOS OPERACIONALES | | | | | | | | | | | | | | | | COSTOS DE EMISION | 143,927.2 | 169,162.0 | 170,542.9 | 132,901.1 | 58,499.1 | 675,032.3 | | COSTO DE ADQUISICION | 98,314.0 | 63,264.9 | 113,885.6 | 67,955.8 | 29,880.3 | 373,300.6 | | OTROS GASTOS DE ADQUISICION | 24,143.3 | 46,977.0 | 34,840.8 | 42,073.6 | 19,249.9 | 167,284.6 | | COSTOS DE EXCESO DE PERDIDA | 21,469.9 | 58,920.1 | 21,816.5 | 22,871.7 | 9,369.0 | 134,447.2 | | | | | | | | | | GASTOS DE ADMINISTRACION (NETOS) | 161,476.0 | 149,263.0 | 206,398.8 | 79,859.0 | 50,896.1 | 647,892.9 | | GASTOS DE ADMINISTRACION | 172,758.2 | 157,880.3 | 214,921.1 | 89,476.9 | 55,300.4 | 690,336.9 | | DERECHOS DE EMISION | 11,282.1 | 8,617.3 | 8,522.3 | 9,618.0 | 4,404.3 | 42,444.0 | | | | | | | | | | (-) COMISIONES Y PART. DE UTILIDADES DE REASEGURO CEDIDO | -165,905.8 | -68,989.5 | -25,441.1 | -51,740.6 | -22,810.5 | -334,887.5 | | | | | | | | | | (+/-) INGRESOS/ EGRESOS POR COMISIONES DE PERIODOS ANTERIORES | -45,080.2 | -6,582.1 | 976.1 | -1,865.0 | 65.4 | -52,485.8 | | UTILIDAD (PERDIDA) TECNICA | 57,097.7 | 81,832.1 | -31,612.5 | 18,860.9 | -760.5 | 125,417.7 | | | | | | | | | | PRODUCTOS Y GASTOS FINANCIEROS | | | | | | | | | | | | | | | | PRODUCTOS Y GASTOS FINANCIEROS NETOS | 42,546.7 | 66,849.3 | 77,936.5 | 20,412.6 | 10,752.1 | 218,497.2 | | DE INVERSIONES | 38,536.8 | 61,744.1 | 74,752.9 | 22,326.0 | 13,042.0 | 210,401.8 | | POR VENTA DE INVERSIONES | 0.0 | -243.0 | 0.0 | 0.0 | 0.0 | -243.0 | | POR VALUACION DE INVERSIONES | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | OTROS PRODUCTOS FINANCIEROS | 4,009.8 | 5,348.2 | 3,183.6 | -1,913.4 | -2,289.9 | 8,338.3 | | | | | | | | | | RESULTADO CAMBIARIO (NETO) | 1,711.1 | 27,273.0 | 32,101.2 | 12,630.9 | 6,089.5 | 79,805.7 | | | | | | | | | | INGRESOS POR TIPO DE CAMBIO | 41,751.2 | 59,659.1 | 92,664.6 | 34,901.0 | 19,257.5 | 248,233.4 | | EGRESOS POR TIPO DE CAMBIO | 40,040.0 | 32,386.1 | 60,563.4 | 22,270.2 | 13,167.9 | 168,427.6 | | | | | | | | | | OTROS PRODUCTOS Y GASTOS (NETOS) | 1,291.3 | -566.3 | 201.9 | 3,615.6 | -616.7 | 3,925.8 | | OTROS PRODUCTOS | 1,960.7 | 8,581.5 | 20,345.1 | 4,157.8 | 1,682.4 | 36,727.5 | | OTROS GASTOS | 669.4 | 9,147.8 | 20,143.2 | 542.2 | 2,299.1 | 32,801.7 | | | | | | | | | | UTILIDAD (PERDIDA) ANTES DEL I.R. Y P.R.S. | 102,646.7 | 175,388.1 | 78,627.0 | 55,520.0 | 15,464.5 | 427,646.3 | | IMPUESTO SOBRE LA RENTA | 23,185.2 | 21,059.0 | 0.0 | 11,453.0 | 5,033.6 | 60,730.8 | | PARTICIPACION EN EL RESULTADO DE SUBSIDIARIAS | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | | | | | | | | | UTILIDAD (PERDIDA) DEL EJERCICIO DESPUES DE IR. Y PRS. | 79,461.6 | 154,329.1 | 78,627.0 | 44,067.0 | 10,430.9 | 366,915.6 |
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