| AMERICA | LAFISE | INISER | ASSA | MAPFRE|NICARAGUA | TOTAL INDUSTRIA | | | | | | | | | | INGRESOS POR PRIMAS | | | | | | | | PRIMAS NETAS EMITIDAS | 864,511.3 | 586,462.8 | 769,501.5 | 579,570.3 | 213,058.5 | 3,013,104.4 | | PRIMAS EMITIDAS | 1,421,642.5 | 731,461.8 | 921,647.3 | 784,891.8 | 280,818.2 | 4,140,461.6 | | DEVOLUCIONES Y CANCELACIONES AÑO ACTUAL | 322,632.9 | 81,963.2 | 151,094.2 | 179,442.3 | 67,759.7 | 802,892.3 | | DEVOLUCIONES Y CANCELACIONES AÑOS ANTERIORES | 234,498.3 | 63,035.8 | 1,051.6 | 25,879.3 | 0.0 | 324,465.0 | | PRIMAS CEDIDAS | 454,939.5 | 88,274.0 | 173,829.4 | 300,657.6 | 92,421.5 | 1,110,122.0 | | PRIMAS CEDIDAS AÑO ACTUAL | 647,948.9 | 115,697.6 | 173,842.8 | 300,657.6 | 92,421.5 | 1,330,568.4 | | PRIMAS CEDIDAS AÑOS ANTERIORES | 193,009.4 | 27,423.6 | 13.4 | 0.0 | 0.0 | 220,446.4 | | PRIMAS RETENIDAS | 409,571.8 | 498,188.8 | 595,672.1 | 278,912.7 | 120,637.0 | 1,902,982.4 | | | | | | | | | | VARIACION DE RESERVAS | | | | | | | | VARIACION NETA DE RESERVAS TECNICAS DE RIESGOS EN CURSO | 42,825.7 | 33,216.2 | 38,050.6 | 12,331.3 | 7,694.7 | 134,118.5 | | MATEMATICA Y POR CUENTA DE INVERSION | 25,469.8 | 232.0 | 26,221.4 | 553.3 | 86.3 | 52,562.8 | | PRIMA NO DEVENGADA | 17,355.9 | 32,984.3 | 11,829.1 | 11,778.0 | 7,608.5 | 81,555.8 | | | | | | | | | | VARIACION NETA DE RESERVAS TECNICAS DE PREVISION | | | | | | | | RESERVA DE CONTINGENCIA | 4,858.1 | 5,566.2 | -4,653.6 | 17,819.7 | 233.0 | 23,823.4 | | RESERVA CATASTROFICA | 3,756.4 | 14,794.4 | 6,284.6 | -7,243.3 | 1,116.1 | 18,708.2 | | | | | | | | | | MARGEN PARA SINIESTROS Y GASTOS | | | | | | | | | | | | | | | | COSTO DE SINIESTRALIDAD | | | | | | | | COSTO NETO DE SINIESTRALIDAD Y OTRAS OBLIGACIONES CONTRACTUALES | 185,537.9 | 170,536.5 | 265,904.1 | 88,356.5 | 47,615.4 | 757,950.4 | | SINIESTRALIDAD Y OTRAS OBLIGACIONES CONTRACTUALES | 244,922.6 | 204,624.1 | 360,127.2 | 143,974.2 | 73,002.5 | 1,026,650.6 | | (-)SINIESTRALIDAD RECUPERADA DEL REASEG. Y REAF. CEDIDO | 52,833.0 | 33,194.7 | 77,525.3 | 65,432.4 | 22,027.7 | 251,013.1 | | (-)SINIESTRALIDAD RECUPERADA DEL REASEGURO NO PROPORCIONAL | 2,411.4 | 0.0 | 0.0 | 0.0 | 0.0 | 2,411.4 | | | | | | | | | | (+/-)INGRESOS/EGRESOS POR SINIESTROS DE PERIODOS ANTERIORES | 4,140.3 | 892.9 | 16,697.8 | -9,814.7 | 3,359.4 | 15,275.7 | | MARGEN PARA COSTOS Y GASTOS OPERACIONALES | 172,593.7 | 274,075.5 | 290,086.4 | 167,648.5 | 63,977.7 | 968,381.8 | | | | | | | | | | GASTOS OPERACIONALES | | | | | | | | | | | | | | | | COSTOS DE EMISION | 119,740.5 | 131,249.2 | 130,596.3 | 107,527.0 | 39,035.4 | 528,148.4 | | COSTO DE ADQUISICION | 76,436.1 | 47,894.0 | 87,277.8 | 48,117.9 | 21,228.4 | 280,954.2 | | OTROS GASTOS DE ADQUISICION | 23,520.8 | 30,451.9 | 23,075.6 | 38,905.3 | 12,823.9 | 128,777.5 | | COSTOS DE EXCESO DE PERDIDA | 19,783.6 | 52,903.3 | 20,242.9 | 20,503.8 | 4,983.1 | 118,416.7 | | | | | | | | | | GASTOS DE ADMINISTRACION (NETOS) | 106,797.7 | 116,385.1 | 176,586.5 | 59,156.2 | 35,022.4 | 493,947.9 | | GASTOS DE ADMINISTRACION | 119,226.7 | 123,036.5 | 183,850.3 | 69,760.7 | 38,267.1 | 534,141.3 | | DERECHOS DE EMISION | 12,429.0 | 6,651.4 | 7,263.8 | 10,604.5 | 3,244.7 | 40,193.4 | | | | | | | | | | (-) COMISIONES Y PART. DE UTILIDADES DE REASEGURO CEDIDO | -121,009.5 | -38,723.3 | -33,556.4 | -39,976.6 | -15,562.6 | -248,828.4 | | | | | | | | | | (+/-) INGRESOS/ EGRESOS POR COMISIONES DE PERIODOS ANTERIORES | -29,922.9 | -3,942.4 | 291.5 | 1,581.5 | 926.9 | -31,065.4 | | UTILIDAD (PERDIDA) TECNICA | 37,142.0 | 61,222.2 | 16,751.4 | 42,523.4 | 6,409.4 | 164,048.4 | | | | | | | | | | PRODUCTOS Y GASTOS FINANCIEROS | | | | | | | | | | | | | | | | PRODUCTOS Y GASTOS FINANCIEROS NETOS | 20,908.2 | 34,570.2 | 54,104.9 | 12,208.3 | 8,727.6 | 130,519.2 | | DE INVERSIONES | 19,238.7 | 38,134.1 | 53,099.7 | 14,072.2 | 8,982.1 | 133,526.8 | | POR VENTA DE INVERSIONES | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | POR VALUACION DE INVERSIONES | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | OTROS PRODUCTOS FINANCIEROS | 1,669.5 | -3,563.9 | 1,005.2 | -1,864.0 | -254.5 | -3,007.7 | | | | | | | | | | RESULTADO CAMBIARIO (NETO) | 3,145.5 | 18,891.2 | 23,403.4 | 6,201.7 | 5,619.7 | 57,261.5 | | | | | | | | | | INGRESOS POR TIPO DE CAMBIO | 31,771.7 | 41,998.2 | 73,862.9 | 23,717.7 | 13,666.2 | 185,016.7 | | EGRESOS POR TIPO DE CAMBIO | 28,626.2 | 23,107.0 | 50,459.5 | 17,516.0 | 8,046.5 | 127,755.2 | | | | | | | | | | OTROS PRODUCTOS Y GASTOS (NETOS) | 1,208.4 | -3,348.1 | 752.5 | 5,814.0 | 625.3 | 5,052.1 | | OTROS PRODUCTOS | 2,123.7 | 4,384.3 | 9,230.1 | 6,741.1 | 1,470.6 | 23,949.8 | | OTROS GASTOS | 915.3 | 7,732.5 | 8,477.6 | 927.2 | 845.4 | 18,898.0 | | | | | | | | | | UTILIDAD (PERDIDA) ANTES DEL I.R. Y P.R.S. | 62,404.1 | 111,335.4 | 95,012.1 | 66,747.3 | 21,382.0 | 356,880.9 | | IMPUESTO SOBRE LA RENTA | 16,883.2 | 13,128.6 | 0.0 | 16,108.0 | 4,371.6 | 50,491.4 | | PARTICIPACION EN EL RESULTADO DE SUBSIDIARIAS | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | | | | | | | | | UTILIDAD (PERDIDA) DEL EJERCICIO DESPUES DE IR. Y PRS. | 45,520.9 | 98,206.8 | 95,012.1 | 50,639.2 | 17,010.4 | 306,389.4 |
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