| AMERICA | LAFISE | INISER | ASSA | MAPFRE|NICARAGUA | TOTAL INDUSTRIA | | | | | | | | | | INGRESOS POR PRIMAS | | | | | | | | PRIMAS NETAS EMITIDAS | 728,755.2 | 515,733.6 | 775,725.6 | 576,087.3 | 204,196.0 | 2,800,497.7 | | PRIMAS EMITIDAS | 1,164,017.9 | 677,321.3 | 918,822.7 | 645,597.0 | 238,887.6 | 3,644,646.5 | | DEVOLUCIONES Y CANCELACIONES AÑO ACTUAL | 273,269.8 | 92,019.3 | 137,346.0 | 52,008.6 | 31,654.2 | 586,297.9 | | DEVOLUCIONES Y CANCELACIONES AÑOS ANTERIORES | 161,992.9 | 69,568.4 | 5,751.1 | 17,501.2 | 3,037.4 | 257,851.0 | | PRIMAS CEDIDAS | 339,093.3 | 74,643.5 | 186,512.2 | 305,724.0 | 99,211.6 | 1,005,184.6 | | PRIMAS CEDIDAS AÑO ACTUAL | 480,240.3 | 104,152.4 | 189,147.0 | 305,724.0 | 102,141.1 | 1,181,404.8 | | PRIMAS CEDIDAS AÑOS ANTERIORES | 141,147.0 | 29,508.9 | 2,634.8 | 0.0 | 2,929.5 | 176,220.2 | | PRIMAS RETENIDAS | 389,661.9 | 441,090.0 | 589,213.4 | 270,363.2 | 104,984.4 | 1,795,312.9 | | | | | | | | | | VARIACION DE RESERVAS | | | | | | | | VARIACION NETA DE RESERVAS TECNICAS DE RIESGOS EN CURSO | 50,649.8 | 26,682.4 | 48,171.6 | 23,145.8 | 1,429.3 | 150,078.9 | | MATEMATICA Y POR CUENTA DE INVERSION | 33,786.6 | 291.6 | 27,500.1 | 2,302.8 | 55.8 | 63,936.9 | | PRIMA NO DEVENGADA | 16,863.1 | 26,390.8 | 20,671.6 | 20,843.0 | 1,373.5 | 86,142.0 | | | | | | | | | | VARIACION NETA DE RESERVAS TECNICAS DE PREVISION | | | | | | | | RESERVA DE CONTINGENCIA | 2,929.3 | 1,135.1 | 5,480.6 | 9,936.3 | 735.5 | 20,216.8 | | RESERVA CATASTROFICA | 3,391.6 | 13,066.4 | 6,357.4 | 5,896.3 | 2,220.7 | 30,932.4 | | | | | | | | | | MARGEN PARA SINIESTROS Y GASTOS | | | | | | | | | | | | | | | | COSTO DE SINIESTRALIDAD | | | | | | | | COSTO NETO DE SINIESTRALIDAD Y OTRAS OBLIGACIONES CONTRACTUALES | 170,649.3 | 168,845.0 | 242,423.7 | 91,221.1 | 39,876.1 | 713,015.2 | | SINIESTRALIDAD Y OTRAS OBLIGACIONES CONTRACTUALES | 262,457.8 | 202,578.2 | 348,768.3 | 197,130.0 | 78,787.0 | 1,089,721.3 | | (-)SINIESTRALIDAD RECUPERADA DEL REASEG. Y REAF. CEDIDO | 85,422.0 | 31,892.8 | 77,591.1 | 123,064.7 | 36,396.7 | 354,367.3 | | (-)SINIESTRALIDAD RECUPERADA DEL REASEGURO NO PROPORCIONAL | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | | | | | | | | | (+/-)INGRESOS/EGRESOS POR SINIESTROS DE PERIODOS ANTERIORES | 6,386.5 | 1,840.4 | 28,753.4 | -17,155.9 | 2,514.3 | 22,338.7 | | MARGEN PARA COSTOS Y GASTOS OPERACIONALES | 162,041.9 | 231,361.1 | 286,780.1 | 140,163.8 | 60,722.9 | 881,069.8 | | | | | | | | | | GASTOS OPERACIONALES | | | | | | | | | | | | | | | | COSTOS DE EMISION | 110,774.5 | 130,906.4 | 135,672.0 | 108,020.0 | 36,639.7 | 522,012.6 | | COSTO DE ADQUISICION | 73,242.5 | 41,587.2 | 96,574.4 | 45,489.8 | 18,657.0 | 275,550.9 | | OTROS GASTOS DE ADQUISICION | 17,050.4 | 36,704.9 | 19,013.1 | 39,560.4 | 11,819.1 | 124,147.9 | | COSTOS DE EXCESO DE PERDIDA | 20,481.5 | 52,614.3 | 20,084.5 | 22,969.8 | 6,163.6 | 122,313.7 | | | | | | | | | | GASTOS DE ADMINISTRACION (NETOS) | 105,852.7 | 103,903.7 | 169,450.5 | 58,887.0 | 35,688.5 | 473,782.4 | | GASTOS DE ADMINISTRACION | 114,931.8 | 109,732.1 | 176,911.3 | 67,943.2 | 38,865.6 | 508,384.0 | | DERECHOS DE EMISION | 9,079.2 | 5,828.4 | 7,460.9 | 9,056.3 | 3,177.0 | 34,601.8 | | | | | | | | | | (-) COMISIONES Y PART. DE UTILIDADES DE REASEGURO CEDIDO | -103,285.3 | -29,444.1 | -31,105.8 | -35,892.9 | -16,844.8 | -216,572.9 | | | | | | | | | | (+/-) INGRESOS/ EGRESOS POR COMISIONES DE PERIODOS ANTERIORES | -17,539.1 | 2,362.1 | 720.9 | 1,016.5 | -216.0 | -13,655.6 | | UTILIDAD (PERDIDA) TECNICA | 31,161.0 | 28,357.2 | 13,484.3 | 10,166.1 | 5,023.5 | 88,192.1 | | | | | | | | | | PRODUCTOS Y GASTOS FINANCIEROS | | | | | | | | | | | | | | | | PRODUCTOS Y GASTOS FINANCIEROS NETOS | 14,674.5 | 35,631.1 | 53,396.0 | 8,526.4 | 7,902.7 | 120,130.7 | | DE INVERSIONES | 15,652.7 | 39,989.4 | 59,675.4 | 11,921.0 | 8,481.1 | 135,719.6 | | POR VENTA DE INVERSIONES | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | POR VALUACION DE INVERSIONES | -2,008.8 | 0.0 | 0.0 | 0.0 | 0.0 | -2,008.8 | | OTROS PRODUCTOS FINANCIEROS | 1,030.6 | -4,358.3 | -6,279.5 | -3,394.6 | -578.4 | -13,580.2 | | | | | | | | | | RESULTADO CAMBIARIO (NETO) | 3,912.4 | 20,054.6 | 23,578.7 | 6,215.6 | 5,178.3 | 58,939.6 | | | | | | | | | | INGRESOS POR TIPO DE CAMBIO | 30,890.6 | 40,808.6 | 74,049.6 | 21,547.2 | 13,370.5 | 180,666.5 | | EGRESOS POR TIPO DE CAMBIO | 26,978.2 | 20,754.0 | 50,470.9 | 15,331.6 | 8,192.2 | 121,726.9 | | | | | | | | | | OTROS PRODUCTOS Y GASTOS (NETOS) | 429.4 | 2,015.2 | -67.1 | 7,231.6 | 643.7 | 10,252.8 | | OTROS PRODUCTOS | 2,043.0 | 7,538.4 | 10,244.0 | 8,025.0 | 1,445.9 | 29,296.3 | | OTROS GASTOS | 1,613.6 | 5,523.2 | 10,311.1 | 793.3 | 802.2 | 19,043.4 | | | | | | | | | | UTILIDAD (PERDIDA) ANTES DEL I.R. Y P.R.S. | 50,177.3 | 86,058.2 | 90,392.0 | 32,139.7 | 18,748.1 | 277,515.3 | | IMPUESTO SOBRE LA RENTA | 11,950.0 | 10,876.1 | 0.0 | 6,424.3 | 3,633.3 | 32,883.7 | | PARTICIPACION EN EL RESULTADO DE SUBSIDIARIAS | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | | | | | | | | | UTILIDAD (PERDIDA) DEL EJERCICIO DESPUES DE IR. Y PRS. | 38,227.3 | 75,182.0 | 90,392.0 | 25,715.4 | 15,114.8 | 244,631.5 |
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