| AMERICA | LAFISE | INISER | METROPOLITANA | MAPFRE|NICARAGUA | TOTAL INDUSTRIA | | | | | | | | | | INGRESOS POR PRIMAS | | | | | | | | PRIMAS NETAS EMITIDAS | 678,571.7 | 362,637.3 | 798,102.2 | 446,156.7 | 192,105.7 | 2,477,573.6 | | PRIMAS EMITIDAS | 1,013,460.5 | 492,669.7 | 944,620.7 | 546,442.5 | 259,893.4 | 3,257,086.8 | | DEVOLUCIONES Y CANCELACIONES | 334,888.8 | 130,032.5 | 146,518.5 | 100,285.8 | 67,787.7 | 779,513.3 | | PRIMAS CEDIDAS | 328,196.9 | 57,265.3 | 185,638.8 | 256,811.1 | 79,116.5 | 907,028.6 | | PRIMAS RETENIDAS | 350,374.8 | 305,372.0 | 612,463.4 | 189,345.6 | 112,989.2 | 1,570,545.0 | | | | | | | | | | VARIACION DE RESERVAS | | | | | | | | VARIACION NETA DE RESERVAS TECNICAS DE RIESGOS EN CURSO | 31,303.3 | 2,430.4 | 25,971.9 | 22,635.1 | 5,622.5 | 87,963.2 | | MATEMATICA Y POR CUENTA DE INVERSION | 26,064.5 | 416.1 | 26,058.2 | 1,498.8 | 274.6 | 54,312.2 | | PRIMA NO DEVENGADA | 5,238.8 | 2,014.3 | -86.3 | 21,136.3 | 5,347.9 | 33,651.0 | | | | | | | | | | VARIACION NETA DE RESERVAS TECNICAS DE PREVISION | | | | | | | | RESERVA DE CONTINGENCIA | -21,921.8 | -2,252.1 | -2,089.2 | 9,924.6 | 9,016.6 | -7,321.9 | | RESERVA CATASTROFICA | 3,187.0 | 10,392.1 | 5,310.3 | 4,171.5 | 1,564.5 | 24,625.4 | | | | | | | | | | MARGEN PARA SINIESTROS Y GASTOS | | | | | | | | | | | | | | | | COSTO DE SINIESTRALIDAD | | | | | | | | COSTO NETO DE SINIESTRALIDAD Y OTRAS OBLIGACIONES CONTRACTUALES | 167,311.8 | 99,975.8 | 292,135.9 | 46,333.4 | 34,263.2 | 640,020.1 | | SINIESTRALIDAD Y OTRAS OBLIGACIONES CONTRACTUALES | 275,468.6 | 159,610.8 | 351,394.2 | 77,840.2 | 63,025.8 | 927,339.6 | | (-)SINIESTRALIDAD RECUPERADA DEL REASEG. Y REAF. CEDIDO | 94,540.6 | 36,396.5 | 62,825.1 | 32,444.7 | 27,005.5 | 253,212.4 | | (-)SINIESTRALIDAD RECUPERADA DEL REASEGURO NO PROPORCIONAL | 7,212.6 | 2,401.2 | 0.0 | 0.0 | 0.0 | 9,613.8 | | | | | | | | | | SINIESTROS DE PERIODOS ANTERIORES | -6,403.7 | -20,837.3 | 3,566.8 | 938.0 | -1,757.1 | -24,493.3 | | EGRESOS POR SINIESTROS DE PERIODOS ANTERIORES | 13,340.8 | 306.0 | 55,525.5 | 55,297.8 | 56.1 | 124,526.2 | | INGRESOS POR SINIESTROS DE PERIODOS ANTERIORES | 19,744.4 | 21,143.3 | 51,958.7 | 54,359.8 | 1,813.2 | 149,019.4 | | | | | | | | | | MARGEN PARA COSTOS Y GASTOS OPERACIONALES | 170,494.6 | 194,825.8 | 291,134.6 | 106,281.0 | 62,522.4 | 825,258.4 | | | | | | | | | | GASTOS OPERACIONALES | | | | | | | | | | | | | | | | COSTOS DE EMISION | 104,118.1 | 95,283.4 | 159,973.0 | 69,793.9 | 42,132.0 | 471,300.4 | | COSTO DE ADQUISICION | 70,589.3 | 32,314.9 | 100,802.7 | 27,805.7 | 17,335.0 | 248,847.6 | | OTROS GASTOS DE ADQUISICION | 17,787.9 | 27,573.9 | 29,228.4 | 26,368.1 | 20,792.3 | 121,750.6 | | COSTOS DE EXCESO DE PERDIDA | 15,740.9 | 35,394.6 | 29,941.8 | 15,620.1 | 4,004.7 | 100,702.1 | | | | | | | | | | GASTOS DE ADMINISTRACION (NETOS) | 98,373.8 | 80,521.1 | 194,362.9 | 59,009.0 | 37,879.9 | 470,146.7 | | GASTOS DE ADMINISTRACION | 106,800.6 | 84,177.0 | 203,278.8 | 66,471.2 | 41,074.8 | 501,802.4 | | DERECHOS DE EMISION | 8,426.8 | 3,656.0 | 8,915.9 | 7,462.1 | 3,194.8 | 31,655.6 | | | | | | | | | | (-) COMISIONES Y PART. DE UTILIDADES DE REASEGURO CEDIDO | -68,937.2 | -21,107.8 | -40,507.2 | -34,347.6 | -15,505.0 | -180,404.8 | | | | | | | | | | UTILIDAD (PERDIDA) TECNICA | 36,939.9 | 40,129.0 | -22,694.1 | 11,825.7 | -1,984.5 | 64,216.0 | | | | | | | | | | PRODUCTOS Y GASTOS FINANCIEROS | | | | | | | | | | | | | | | | PRODUCTOS FINANCIEROS NETOS | 23,379.0 | 31,473.1 | 108,854.6 | 9,117.9 | 6,877.2 | 179,701.8 | | DE INVERSIONES | 20,763.4 | 36,371.5 | 91,513.7 | 10,281.7 | 7,095.0 | 166,025.3 | | POR VENTA DE INVERSIONES | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | POR VALUACION DE INVERSIONES | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | OTROS PRODUCTOS FINANCIEROS | 2,615.6 | -4,898.4 | 17,340.9 | -1,163.9 | -217.9 | 13,676.3 | | | | | | | | | | RESULTADO CAMBIARIO (NETO) | 5,508.9 | 14,323.8 | 24,089.7 | 5,147.2 | 3,687.4 | 52,757.0 | | | | | | | | | | INGRESOS POR TIPO DE CAMBIO | 27,108.0 | 29,179.4 | 76,398.3 | 16,969.5 | 10,027.2 | 159,682.4 | | EGRESOS POR TIPO DE CAMBIO | 21,599.1 | 14,855.6 | 52,308.6 | 11,822.4 | 6,339.8 | 106,925.5 | | | | | | | | | | OTROS PRODUCTOS Y GASTOS (NETOS) | 1,623.2 | 3,500.6 | -3,750.6 | 3,008.2 | 179.2 | 4,560.6 | | OTROS PRODUCTOS | 2,948.7 | 4,560.2 | 11,181.4 | 3,557.0 | 977.8 | 23,225.1 | | OTROS GASTOS | 1,325.4 | 1,059.6 | 14,932.0 | 548.8 | 798.6 | 18,664.4 | | | | | | | | | | UTILIDAD (PERDIDA) ANTES DEL I.R. Y P.R.S. | 67,451.1 | 89,426.6 | 106,499.6 | 29,098.9 | 8,759.2 | 301,235.4 | | IMPUESTO SOBRE LA RENTA | 15,068.8 | 7,147.1 | 0.0 | 4,913.1 | 2,505.8 | 29,634.8 | | PARTICIPACION EN EL RESULTADO DE SUBSIDIARIAS | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | | | | | | | | | UTLIDAD (PERDIDA) DEL EJERCICIO DESPUES DE IR. Y PRS. | 52,382.3 | 82,279.5 | 106,499.6 | 24,185.8 | 6,253.4 | 271,600.6 |
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