| | INISER | ASSA | AMERICA | LAFISE | MAPFRE|NICARAGUA | TOTAL SISTEMA ASEGURADOR | | ACTIVOS | 5,894,905.30 | 2,471,320.55 | 2,515,362.12 | 3,490,160.47 | 1,167,231.97 | 15,538,980.41 | | Efectivo y Equivalente al Efectivo | 244,695.18 | 198,237.63 | 90,304.02 | 202,507.15 | 125,880.82 | 861,624.81 | | Inversiones al valor razonable con cambios en resultados | 0.00 | 54,131.75 | 0.00 | 0.00 | 0.00 | 54,131.75 | | Inversiones al valor razonable con cambios en otro resultado integral | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Cartera a costo amortizado | 5,014,291.58 | 1,084,395.02 | 1,255,563.31 | 2,526,458.24 | 822,093.52 | 10,702,801.66 | | Inversiones a costo amortizado | 4,610,255.91 | 1,079,873.67 | 1,189,755.35 | 2,355,953.89 | 822,093.52 | 10,057,932.34 | | Cartera de Creditos, Neta | 404,035.67 | 4,521.35 | 65,807.96 | 170,504.34 | 0.00 | 644,869.32 | | Primas por Cobrar (neto) | 394,226.60 | 625,867.81 | 424,880.12 | 439,762.07 | 147,114.17 | 2,031,850.77 | | Instituciones Reaseguradoras y Reafianzadoras (neto) | 81,008.55 | 230,186.36 | 133,623.20 | 154,844.83 | 11,675.06 | 611,338.00 | | Otras cuentas por cobrar | 34,722.62 | 1,635.34 | 9,286.43 | 27,103.05 | 17,635.66 | 90,383.10 | | Activos no corrientes mantenidos para la venta | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Bienes recibidos en recuperación de creditos | 0.00 | 0.00 | 1,203.26 | 0.00 | 0.00 | 1,203.26 | | Participaciones en acciones | 0.00 | 0.00 | 264,208.04 | 13,355.68 | 0.00 | 277,563.72 | | Activo material | 78,569.19 | 223,909.99 | 163,637.29 | 11,000.43 | 2,893.71 | 480,010.62 | | Activo intangible | 10,470.21 | 18,776.44 | 7,182.58 | 7,904.74 | 1,564.28 | 45,898.25 | | Activo fiscales | 1,887.63 | 0.00 | 30,933.04 | 40,040.55 | 12,790.53 | 85,651.76 | | Inversiones de Beneficios Laborales | 0.00 | 0.00 | 0.00 | 13,621.26 | 0.00 | 13,621.26 | | Otros activos | 35,033.72 | 34,180.22 | 134,540.84 | 53,562.46 | 25,584.22 | 282,901.46 | | | | | | | | | PASIVOS | 2,896,474.78 | 1,752,317.50 | 1,587,441.47 | 1,773,240.99 | 861,025.36 | 8,870,500.10 | | Reservas tecnicas | 2,259,597.04 | 800,967.18 | 1,007,886.54 | 1,315,362.75 | 449,777.23 | 5,833,590.74 | | Reservas de Riesgo en Curso | 535,005.89 | 80,365.38 | 381,396.85 | 603,760.67 | 170,762.95 | 1,771,291.74 | | Reserva Matematica | 568,206.54 | 40,706.55 | 4,127.59 | 28,175.04 | 3,646.69 | 644,862.40 | | Reservas de seguros de vida con cuenta unica de inversión | 0.00 | 0.00 | 250,136.26 | 0.00 | 0.00 | 250,136.26 | | Reservas para siniestros pendientes de liquidación y/o pago | 316,465.25 | 183,298.96 | 191,014.74 | 223,434.70 | 45,706.33 | 959,919.98 | | Reservas para obligaciones pendientes de cumplir por siniestros ocurridos y no reportados | 16,883.10 | 9,164.95 | 9,552.72 | 11,171.78 | 2,285.32 | 49,057.86 | | Reservas de Contingencia | 102,242.88 | 352,972.95 | 55,125.67 | 77,628.24 | 145,444.34 | 733,414.08 | | Reservas para Riesgos Catastróficos | 720,793.38 | 134,458.40 | 116,532.72 | 371,192.33 | 81,931.60 | 1,424,908.42 | | Reservas de fondos por rentas y pensiones | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Reservas para obligaciones contractuales pendientes de pago | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Instituciones reaseguradoras y reafianzadoras | 88,149.84 | 599,703.22 | 240,368.00 | 97,520.31 | 65,095.35 | 1,090,836.72 | | Obligaciones por operaciones de seguro y fianzas | 222,139.95 | 107,799.65 | 117,624.23 | 128,185.92 | 254,197.33 | 829,947.08 | | Primas en deposito | 4,045.29 | 36,702.68 | 9,851.25 | 35,492.84 | 6,711.80 | 92,803.87 | | Deposito en garantia por fianzas expedidas | 132,045.82 | 48,300.58 | 67,626.14 | 50,174.57 | 231,126.94 | 529,274.05 | | Acreedores por Primas a devolver | 33,897.91 | 1,286.83 | 0.00 | 3.46 | 0.00 | 35,188.20 | | Comisiones a intermediarios de seguros | 52,150.94 | 21,509.56 | 40,146.83 | 42,515.04 | 16,358.59 | 172,680.96 | | Pasivos financieros a costo amortizado | 0.00 | 55,064.25 | 0.00 | 0.00 | 0.00 | 55,064.25 | | Obligaciones por emisión de deuda | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Operaciones con valores | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Obligaciones con instituciones financieras y por otros financiamientos | 0.00 | 55,064.25 | 0.00 | 0.00 | 0.00 | 55,064.25 | | Acreedores por contratos de arrendamiento financiero | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Pasivos financieros a valor razonable con cambios en resultados | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Pasivos fiscales | 41,982.88 | 119,144.70 | 111,457.05 | 109,927.79 | 28,775.80 | 411,288.23 | | Provisiones Laborales | 67,899.79 | 22,802.53 | 56,762.20 | 52,015.58 | 22,143.38 | 221,623.48 | | Obligaciones subordinadas y/o convertibles en capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Otros pasivos | 216,705.28 | 46,835.98 | 53,343.45 | 70,228.63 | 41,036.25 | 428,149.59 | | | | | | | | | PATRIMONIO | 2,998,430.52 | 719,003.05 | 927,920.65 | 1,716,919.48 | 306,206.61 | 6,668,480.32 | | Fondos propios | 2,957,308.57 | 700,633.35 | 892,408.24 | 1,716,029.14 | 306,206.61 | 6,572,585.91 | | Capital social pagado | 301,437.80 | 146,987.40 | 265,000.00 | 449,823.00 | 145,305.00 | 1,308,553.20 | | Aportes a capitalizar | 0.00 | 0.00 | 0.00 | 0.37 | 0.00 | 0.37 | | Superavit por revaluacion de propiedades, planta y equipo | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Obligaciones convertibles en capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Reservas patrimoniales | 237,108.05 | 120,185.94 | 153,107.25 | 263,319.99 | 55,448.76 | 829,169.98 | | Resultados acumulados | 2,133,745.68 | 415,606.08 | 404,556.69 | 893,586.44 | 102,976.69 | 3,950,471.57 | | Resultados del ejercicio | 285,017.04 | 17,853.94 | 69,744.30 | 109,299.34 | 2,476.17 | 484,390.79 | | Otro resultado integral neto | 0.00 | 0.00 | 0.00 | 890.34 | 0.00 | 890.34 | | Ajustes de Transición | 41,121.95 | 18,369.70 | 35,512.41 | 0.00 | 0.00 | 95,004.06 | | Total pasivo mas capital | 5,894,905.30 | 2,471,320.55 | 2,515,362.12 | 3,490,160.47 | 1,167,231.97 | 15,538,980.41 | | | | | | | | | Cuentas de orden | 578,613,940.34 | 812,960,078.24 | 1,268,370,471.91 | 462,321,712.39 | 373,893,478.03 | 3,496,159,680.92 | | Responsabilidades en vigor | 399,876,179.70 | 426,015,388.45 | 707,949,136.89 | 323,189,802.36 | 238,302,606.90 | 2,095,333,114.30 | | Riesgos cedidos en reaseguro | 175,138,147.61 | 384,622,521.18 | 554,416,281.26 | 137,941,284.31 | 131,663,772.69 | 1,383,782,007.05 | | Responsabilidad por fianzas otorgadas | 763,749.22 | 604,303.61 | 2,159,355.77 | 359,251.29 | 1,669,389.92 | 5,556,049.81 | | Afianzamiento y reafianzamiento cedido | 628,328.40 | 534,679.14 | 1,697,858.92 | 0.00 | 1,192,220.29 | 4,053,086.75 | | Garantias y contragarantias recibidas | 1,751,048.12 | 1,180,387.84 | 2,032,265.36 | 799,061.08 | 1,041,619.78 | 6,804,382.19 | | Documentos y valores en custodia | 328,218.94 | 0.00 | 0.00 | 0.00 | 0.00 | 328,218.94 | | Primas por cobrar retiradas del activo | 0.00 | 71.58 | 0.00 | 0.00 | 0.00 | 71.58 | | Cuentas de registro diversas | 128,268.34 | 2,726.44 | 115,573.71 | 32,313.35 | 23,868.44 | 302,750.29 |
| | Información contable reportada por las instituciones financieras supervisadas. | | La información de éste estado financiero no ha sido auditada. | | La comparación de estados financieros es obligatoria a partir del año 2020. | | TIPO DE CAMBIO OFICIAL AL 30 DE SEPTIEMBRE DE 2022 C$ 36.0510 X US$ 1.00 | |
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