| | INISER | ASSA | AMERICA | LAFISE | MAPFRE|NICARAGUA | TOTAL SISTEMA ASEGURADOR | | ACTIVOS | 5,735,364.88 | 2,227,948.67 | 2,419,274.65 | 3,778,649.42 | 1,096,833.14 | 15,258,070.77 | | Efectivo y Equivalente al Efectivo | 175,848.35 | 179,033.41 | 154,077.87 | 457,830.64 | 65,887.09 | 1,032,677.36 | | Inversiones al valor razonable con cambios en resultados | 0.00 | 68,397.64 | 0.00 | 0.00 | 0.00 | 68,397.64 | | Inversiones al valor razonable con cambios en otro resultado integral | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Cartera a costo amortizado | 4,749,311.82 | 1,034,668.05 | 1,017,673.83 | 2,357,903.51 | 774,471.07 | 9,934,028.29 | | Inversiones a costo amortizado | 4,377,531.73 | 1,030,425.07 | 940,710.88 | 2,175,070.72 | 774,471.07 | 9,298,209.48 | | Cartera de Creditos, Neta | 371,780.09 | 4,242.98 | 76,962.95 | 182,832.79 | 0.00 | 635,818.81 | | Primas por Cobrar (neto) | 533,686.41 | 404,106.61 | 540,469.13 | 547,190.63 | 204,444.47 | 2,229,897.24 | | Instituciones Reaseguradoras y Reafianzadoras (neto) | 128,670.27 | 258,326.73 | 131,346.09 | 198,657.58 | 18,965.54 | 735,966.21 | | Otras cuentas por cobrar | 40,344.89 | 1,659.08 | 9,743.42 | 32,091.61 | 11,130.57 | 94,969.57 | | Activos no corrientes mantenidos para la venta | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Bienes recibidos en recuperación de creditos | 111.06 | 0.00 | 1,829.88 | 0.00 | 0.00 | 1,940.93 | | Participaciones en acciones | 0.00 | 0.00 | 264,208.04 | 17,045.64 | 0.00 | 281,253.67 | | Activo material | 73,540.38 | 233,210.61 | 167,017.12 | 10,724.86 | 1,686.23 | 486,179.21 | | Activo intangible | 11,436.55 | 14,360.29 | 7,273.07 | 8,629.98 | 2,237.59 | 43,937.48 | | Activo fiscales | 1,689.93 | 0.00 | 7,113.47 | 7,063.89 | 3,561.54 | 19,428.83 | | Inversiones de Beneficios Laborales | 0.00 | 0.00 | 0.00 | 11,330.20 | 0.00 | 11,330.20 | | Otros activos | 20,725.23 | 34,186.26 | 118,522.73 | 130,180.86 | 14,449.04 | 318,064.13 | | | | | | | | | PASIVOS | 2,873,101.97 | 1,432,764.33 | 1,531,764.37 | 2,119,023.01 | 783,551.22 | 8,740,204.89 | | Reservas tecnicas | 2,164,810.79 | 770,318.09 | 946,466.80 | 1,256,337.93 | 403,701.52 | 5,541,635.13 | | Reservas de Riesgo en Curso | 506,658.59 | 92,273.13 | 353,511.72 | 568,881.56 | 155,159.59 | 1,676,484.59 | | Reserva Matematica | 557,054.38 | 38,044.88 | 3,576.30 | 21,799.54 | 3,563.09 | 624,038.19 | | Reservas de seguros de vida con cuenta unica de inversión | 0.00 | 0.00 | 232,726.80 | 0.00 | 0.00 | 232,726.80 | | Reservas para siniestros pendientes de liquidación y/o pago | 285,879.22 | 170,407.87 | 183,112.29 | 229,453.35 | 45,887.96 | 914,740.70 | | Reservas para obligaciones pendientes de cumplir por siniestros ocurridos y no reportados | 15,301.89 | 8,520.40 | 9,155.68 | 11,472.70 | 2,294.33 | 46,745.00 | | Reservas de Contingencia | 96,485.90 | 333,004.05 | 53,288.06 | 72,251.05 | 120,138.96 | 675,168.02 | | Reservas para Riesgos Catastróficos | 703,430.81 | 128,067.76 | 111,095.94 | 352,479.72 | 76,657.60 | 1,371,731.83 | | Reservas de fondos por rentas y pensiones | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Reservas para obligaciones contractuales pendientes de pago | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Instituciones reaseguradoras y reafianzadoras | 171,136.57 | 321,651.21 | 266,479.81 | 241,381.87 | 54,128.16 | 1,054,777.62 | | Obligaciones por operaciones de seguro y fianzas | 190,175.54 | 125,435.83 | 96,701.67 | 105,036.45 | 227,316.76 | 744,666.25 | | Primas en deposito | 5,370.75 | 53,613.43 | 6,289.86 | 19,544.20 | 7,027.33 | 91,845.56 | | Deposito en garantia por fianzas expedidas | 88,433.34 | 42,533.53 | 41,566.04 | 35,366.58 | 201,335.27 | 409,234.76 | | Acreedores por Primas a devolver | 32,003.70 | 509.02 | 0.00 | 0.00 | 0.00 | 32,512.72 | | Comisiones a intermediarios de seguros | 64,367.75 | 28,779.85 | 48,845.77 | 50,125.67 | 18,954.16 | 211,073.21 | | Pasivos financieros a costo amortizado | 0.00 | 75,397.12 | 0.00 | 0.00 | 0.00 | 75,397.12 | | Obligaciones por emisión de deuda | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Operaciones con valores | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Obligaciones con instituciones financieras y por otros financiamientos | 0.00 | 75,397.12 | 0.00 | 0.00 | 0.00 | 75,397.12 | | Acreedores por contratos de arrendamiento financiero | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Pasivos financieros a valor razonable con cambios en resultados | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Pasivos fiscales | 55,840.55 | 77,516.17 | 103,056.04 | 84,854.39 | 27,878.23 | 349,145.38 | | Provisiones Laborales | 62,377.33 | 22,457.80 | 42,719.07 | 42,017.85 | 19,320.84 | 188,892.89 | | Obligaciones subordinadas y/o convertibles en capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Otros pasivos | 228,761.18 | 39,988.12 | 76,340.98 | 389,394.51 | 51,205.71 | 785,690.50 | | | | | | | | | PATRIMONIO | 2,862,262.92 | 795,184.34 | 887,510.29 | 1,659,626.41 | 313,281.93 | 6,517,865.88 | | Fondos propios | 2,821,140.96 | 776,814.64 | 851,997.88 | 1,658,736.07 | 313,281.93 | 6,421,971.48 | | Capital social pagado | 301,437.80 | 146,987.40 | 265,000.00 | 449,823.37 | 145,305.00 | 1,308,553.57 | | Aportes a capitalizar | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Superavit por revaluacion de propiedades, planta y equipo | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Obligaciones convertibles en capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Reservas patrimoniales | 235,162.20 | 120,185.94 | 153,107.25 | 263,319.99 | 55,448.76 | 827,224.13 | | Resultados acumulados | 2,135,713.33 | 504,843.08 | 423,393.17 | 893,586.44 | 110,976.69 | 4,068,512.70 | | Resultados del ejercicio | 148,827.63 | 4,798.23 | 10,497.46 | 52,006.27 | 1,551.48 | 217,681.07 | | Otro resultado integral neto | 0.00 | 0.00 | 0.00 | 890.34 | 0.00 | 890.34 | | Ajustes de Transición | 41,121.95 | 18,369.70 | 35,512.41 | 0.00 | 0.00 | 95,004.06 | | Total pasivo mas capital | 5,735,364.88 | 2,227,948.67 | 2,419,274.65 | 3,778,649.42 | 1,096,833.14 | 15,258,070.77 | | | | | | | | | Cuentas de orden | 533,391,367.51 | 1,249,616,471.89 | 1,359,600,088.45 | 436,581,996.30 | 332,170,612.77 | 3,911,360,536.92 | | Responsabilidades en vigor | 372,669,646.49 | 660,093,325.97 | 755,883,838.80 | 307,101,013.45 | 205,287,848.93 | 2,301,035,673.65 | | Riesgos cedidos en reaseguro | 157,236,879.63 | 588,363,519.62 | 598,278,163.75 | 128,420,396.69 | 124,025,089.86 | 1,596,324,049.55 | | Responsabilidad por fianzas otorgadas | 757,541.30 | 216,985.57 | 1,926,446.46 | 287,533.39 | 1,080,612.25 | 4,269,118.96 | | Afianzamiento y reafianzamiento cedido | 632,381.32 | 156,159.75 | 1,535,857.78 | 0.00 | 781,145.38 | 3,105,544.23 | | Garantias y contragarantias recibidas | 1,651,642.53 | 783,636.46 | 1,885,812.66 | 741,269.62 | 951,568.74 | 6,013,930.02 | | Documentos y valores en custodia | 319,055.20 | 0.00 | 0.00 | 0.00 | 0.00 | 319,055.20 | | Primas por cobrar retiradas del activo | 0.00 | 70.76 | 0.00 | 0.00 | 0.00 | 70.76 | | Cuentas de registro diversas | 124,221.04 | 2,773.76 | 89,969.00 | 31,783.15 | 44,347.60 | 293,094.56 |
| | Información contable reportada por las instituciones financieras supervisadas. | | La información de éste estado financiero no ha sido auditada. | | La comparación de estados financieros es obligatoria a partir del año 2020. | | TIPO DE CAMBIO OFICIAL AL 28 DE FEBRERO DE 2022 C$ 35.6348 X US$ 1.00 | |
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