| | INISER | ASSA | AMERICA | LAFISE | MAPFRE|NICARAGUA | TOTAL SISTEMA ASEGURADOR | | ACTIVOS | 5,507,540.06 | 2,136,980.36 | 2,422,238.77 | 3,571,452.37 | 1,149,991.73 | 14,788,203.29 | | Efectivo y Equivalente al Efectivo | 247,602.76 | 262,537.88 | 121,606.90 | 718,496.41 | 102,883.60 | 1,453,127.55 | | Inversiones al valor razonable con cambios en resultados | 0.00 | 75,078.84 | 0.00 | 0.00 | 0.00 | 75,078.84 | | Inversiones al valor razonable con cambios en otro resultado integral | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Cartera a costo amortizado | 4,598,216.30 | 885,582.61 | 961,017.62 | 2,036,490.46 | 760,841.41 | 9,242,148.39 | | Inversiones a costo amortizado | 4,222,723.19 | 881,312.70 | 882,702.84 | 1,851,902.90 | 760,841.41 | 8,599,483.04 | | Cartera de Creditos, Neta | 375,493.11 | 4,269.91 | 78,314.77 | 184,587.56 | 0.00 | 642,665.35 | | Primas por Cobrar (neto) | 378,422.12 | 379,291.48 | 570,115.97 | 480,380.85 | 204,060.44 | 2,012,270.86 | | Instituciones Reaseguradoras y Reafianzadoras (neto) | 135,070.34 | 245,814.78 | 155,030.39 | 193,610.66 | 38,963.49 | 768,489.66 | | Otras cuentas por cobrar | 33,532.92 | 2,106.16 | 9,119.80 | 29,436.23 | 6,994.05 | 81,189.16 | | Activos no corrientes mantenidos para la venta | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Bienes recibidos en recuperación de creditos | 111.06 | 0.00 | 1,829.88 | 0.00 | 0.00 | 1,940.93 | | Participaciones en acciones | 0.00 | 0.00 | 264,208.04 | 16,991.20 | 0.00 | 281,199.24 | | Activo material | 75,442.38 | 236,045.71 | 168,254.01 | 11,097.93 | 1,819.14 | 492,659.17 | | Activo intangible | 11,712.64 | 15,279.74 | 7,760.87 | 9,355.37 | 2,423.23 | 46,531.85 | | Activo fiscales | 2,361.78 | 0.00 | 41,010.85 | 45,641.24 | 14,969.13 | 103,983.00 | | Inversiones de Beneficios Laborales | 0.00 | 0.00 | 0.00 | 11,355.73 | 0.00 | 11,355.73 | | Otros activos | 25,067.76 | 35,243.16 | 122,284.45 | 18,596.31 | 17,037.23 | 218,228.91 | | | | | | | | | PASIVOS | 2,807,098.91 | 1,346,594.25 | 1,545,225.95 | 1,642,727.27 | 838,261.28 | 8,179,907.66 | | Reservas tecnicas | 2,183,800.58 | 777,014.96 | 946,328.87 | 1,219,199.30 | 407,296.31 | 5,533,640.01 | | Reservas de Riesgo en Curso | 497,273.42 | 92,439.29 | 349,854.24 | 554,626.03 | 150,327.44 | 1,644,520.43 | | Reserva Matematica | 552,469.63 | 37,683.74 | 3,432.38 | 20,306.11 | 3,401.16 | 617,293.02 | | Reservas de seguros de vida con cuenta unica de inversión | 0.00 | 0.00 | 227,969.56 | 0.00 | 0.00 | 227,969.56 | | Reservas para siniestros pendientes de liquidación y/o pago | 326,967.36 | 186,135.90 | 193,892.46 | 226,193.76 | 63,323.99 | 996,513.47 | | Reservas para obligaciones pendientes de cumplir por siniestros ocurridos y no reportados | 17,681.33 | 9,306.80 | 9,694.55 | 11,309.72 | 3,166.20 | 51,158.60 | | Reservas de Contingencia | 93,874.59 | 325,572.91 | 52,242.40 | 64,107.99 | 111,836.98 | 647,634.87 | | Reservas para Riesgos Catastróficos | 695,534.24 | 125,876.33 | 109,243.28 | 342,655.70 | 75,240.54 | 1,348,550.08 | | Reservas de fondos por rentas y pensiones | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Reservas para obligaciones contractuales pendientes de pago | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Instituciones reaseguradoras y reafianzadoras | 100,928.45 | 226,414.75 | 254,783.89 | 98,807.20 | 83,649.32 | 764,583.61 | | Obligaciones por operaciones de seguro y fianzas | 171,766.30 | 130,131.52 | 98,405.24 | 94,759.67 | 247,373.75 | 742,436.49 | | Primas en deposito | 7,877.67 | 58,510.08 | 6,218.29 | 19,077.10 | 4,733.72 | 96,416.87 | | Deposito en garantia por fianzas expedidas | 82,725.14 | 45,609.05 | 41,436.94 | 32,487.06 | 224,798.75 | 427,056.94 | | Acreedores por Primas a devolver | 29,430.47 | 889.34 | 0.00 | 0.00 | 0.00 | 30,319.81 | | Comisiones a intermediarios de seguros | 51,733.02 | 25,123.06 | 50,750.01 | 43,195.51 | 17,841.28 | 188,642.87 | | Pasivos financieros a costo amortizado | 0.00 | 75,217.64 | 0.00 | 0.00 | 0.00 | 75,217.64 | | Obligaciones por emisión de deuda | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Operaciones con valores | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Obligaciones con instituciones financieras y por otros financiamientos | 0.00 | 75,217.64 | 0.00 | 0.00 | 0.00 | 75,217.64 | | Acreedores por contratos de arrendamiento financiero | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Pasivos financieros a valor razonable con cambios en resultados | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Pasivos fiscales | 42,662.30 | 78,860.99 | 144,177.23 | 115,032.36 | 41,428.68 | 422,161.56 | | Provisiones Laborales | 57,766.66 | 20,572.58 | 38,668.99 | 39,554.01 | 18,614.64 | 175,176.88 | | Obligaciones subordinadas y/o convertibles en capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Otros pasivos | 250,174.62 | 38,381.81 | 62,861.72 | 75,374.73 | 39,898.59 | 466,691.47 | | | | | | | | | PATRIMONIO | 2,700,441.14 | 790,386.12 | 877,012.83 | 1,928,725.11 | 311,730.44 | 6,608,295.63 | | Fondos propios | 2,659,319.19 | 772,016.42 | 841,500.42 | 1,927,834.76 | 311,730.44 | 6,512,401.23 | | Capital social pagado | 301,437.80 | 146,987.40 | 265,000.00 | 449,823.37 | 145,305.00 | 1,308,553.57 | | Aportes a capitalizar | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Superavit por revaluacion de propiedades, planta y equipo | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Obligaciones convertibles en capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Reservas patrimoniales | 189,084.40 | 120,185.94 | 130,642.14 | 263,319.99 | 55,448.76 | 758,681.23 | | Resultados acumulados | 1,861,611.69 | 450,417.58 | 296,090.87 | 1,038,158.89 | 65,026.55 | 3,711,305.57 | | Resultados del ejercicio | 307,185.30 | 54,425.50 | 149,767.41 | 176,532.52 | 45,950.14 | 733,860.86 | | Otro resultado integral neto | 0.00 | 0.00 | 0.00 | 890.34 | 0.00 | 890.34 | | Ajustes de Transición | 41,121.95 | 18,369.70 | 35,512.41 | 0.00 | 0.00 | 95,004.06 | | Total pasivo mas capital | 5,507,540.06 | 2,136,980.36 | 2,422,238.77 | 3,571,452.37 | 1,149,991.73 | 14,788,203.29 | | | | | | | | | Cuentas de orden | 539,406,696.70 | 1,238,812,969.64 | 1,482,504,871.10 | 411,157,806.72 | 321,851,720.90 | 3,993,734,065.06 | | Responsabilidades en vigor | 375,523,442.77 | 655,236,951.19 | 818,562,207.24 | 292,665,412.80 | 196,774,275.08 | 2,338,762,289.07 | | Riesgos cedidos en reaseguro | 159,901,109.16 | 582,351,625.74 | 658,477,289.61 | 117,400,203.39 | 122,246,718.40 | 1,640,376,946.29 | | Responsabilidad por fianzas otorgadas | 910,142.39 | 224,842.28 | 1,984,596.05 | 296,149.90 | 1,078,898.62 | 4,494,629.23 | | Afianzamiento y reafianzamiento cedido | 768,664.53 | 161,458.22 | 1,633,360.03 | 0.00 | 779,916.90 | 3,343,399.68 | | Garantias y contragarantias recibidas | 1,774,734.61 | 836,459.56 | 1,761,568.65 | 761,588.31 | 921,372.42 | 6,055,723.56 | | Documentos y valores en custodia | 404,319.51 | 0.00 | 0.00 | 0.00 | 0.00 | 404,319.51 | | Primas por cobrar retiradas del activo | 0.00 | 70.53 | 0.00 | 0.00 | 0.00 | 70.53 | | Cuentas de registro diversas | 124,283.73 | 1,562.13 | 85,849.53 | 34,452.32 | 50,539.48 | 296,687.18 |
| | Información contable reportada por las instituciones financieras supervisadas. | | La información de éste estado financiero no ha sido auditada. | | La comparación de estados financieros es obligatoria a partir del año 2020. | | TIPO DE CAMBIO OFICIAL AL 31 DE DICIEMBRE DE 2021 C$ 35.5210 X US$ 1.00 | |
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