| | INISER | ASSA | AMERICA | LAFISE | MAPFRE|NICARAGUA | TOTAL SISTEMA ASEGURADOR | | ACTIVOS | 5,450,261.33 | 2,265,168.68 | 2,249,051.68 | 3,604,917.16 | 1,080,830.57 | 14,650,229.42 | | Efectivo y Equivalente al Efectivo | 192,800.90 | 306,669.48 | 93,084.61 | 733,135.92 | 86,118.39 | 1,411,809.31 | | Inversiones al valor razonable con cambios en resultados | 0.00 | 81,251.58 | 0.00 | 0.00 | 0.00 | 81,251.58 | | Inversiones al valor razonable con cambios en otro resultado integral | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Cartera a costo amortizado | 4,616,379.22 | 851,945.99 | 948,092.35 | 2,018,005.87 | 733,409.39 | 9,167,832.82 | | Inversiones a costo amortizado | 4,241,576.43 | 847,719.84 | 866,736.73 | 1,830,390.99 | 733,409.39 | 8,519,833.39 | | Cartera de Creditos, Neta | 374,802.79 | 4,226.15 | 81,355.62 | 187,614.87 | 0.00 | 647,999.43 | | Primas por Cobrar (neto) | 319,504.41 | 392,943.00 | 437,625.44 | 493,540.97 | 177,447.82 | 1,821,061.63 | | Instituciones Reaseguradoras y Reafianzadoras (neto) | 173,266.66 | 342,287.15 | 162,438.89 | 193,684.38 | 37,067.56 | 908,744.64 | | Otras cuentas por cobrar | 38,097.41 | 2,141.19 | 9,213.20 | 31,773.03 | 9,813.80 | 91,038.63 | | Activos no corrientes mantenidos para la venta | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Bienes recibidos en recuperación de creditos | 111.06 | 0.00 | 1,829.88 | 0.00 | 0.00 | 1,940.93 | | Participaciones en acciones | 0.00 | 0.00 | 264,208.04 | 16,962.64 | 0.00 | 281,170.68 | | Activo material | 74,023.04 | 237,289.18 | 168,875.35 | 9,274.50 | 1,917.59 | 491,379.66 | | Activo intangible | 10,498.34 | 12,006.82 | 8,004.77 | 7,114.98 | 2,520.76 | 40,145.68 | | Activo fiscales | 1,842.91 | 0.00 | 36,021.04 | 41,739.08 | 13,195.47 | 92,798.51 | | Inversiones de Beneficios Laborales | 0.00 | 0.00 | 0.00 | 11,236.02 | 0.00 | 11,236.02 | | Otros activos | 23,737.39 | 38,634.29 | 119,658.11 | 48,449.77 | 19,339.77 | 249,819.33 | | | | | | | | | PASIVOS | 2,786,140.69 | 1,478,307.53 | 1,430,980.13 | 1,699,543.49 | 778,729.14 | 8,173,700.98 | | Reservas tecnicas | 2,183,784.14 | 823,755.95 | 935,085.67 | 1,227,402.16 | 402,639.61 | 5,572,667.53 | | Reservas de Riesgo en Curso | 495,917.18 | 95,656.61 | 347,708.85 | 552,339.94 | 145,540.18 | 1,637,162.75 | | Reserva Matematica | 551,126.84 | 37,015.59 | 3,359.46 | 19,788.24 | 3,246.00 | 614,536.12 | | Reservas de seguros de vida con cuenta unica de inversión | 0.00 | 0.00 | 224,623.76 | 0.00 | 0.00 | 224,623.76 | | Reservas para siniestros pendientes de liquidación y/o pago | 332,007.02 | 232,348.64 | 195,467.11 | 238,248.68 | 66,070.66 | 1,064,142.11 | | Reservas para obligaciones pendientes de cumplir por siniestros ocurridos y no reportados | 18,632.91 | 15,163.56 | 4,028.51 | 11,912.47 | 3,303.53 | 53,040.98 | | Reservas de Contingencia | 93,335.54 | 318,532.74 | 51,900.10 | 65,641.50 | 110,706.02 | 640,115.91 | | Reservas para Riesgos Catastróficos | 692,764.65 | 125,038.82 | 107,997.89 | 339,471.34 | 73,773.22 | 1,339,045.91 | | Reservas de fondos por rentas y pensiones | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Reservas para obligaciones contractuales pendientes de pago | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Instituciones reaseguradoras y reafianzadoras | 123,599.94 | 318,962.59 | 165,399.77 | 136,574.39 | 62,602.59 | 807,139.29 | | Obligaciones por operaciones de seguro y fianzas | 154,898.19 | 126,062.66 | 86,804.41 | 96,778.63 | 222,310.12 | 686,854.00 | | Primas en deposito | 2,276.16 | 55,911.87 | 6,164.91 | 23,475.01 | 4,901.66 | 92,729.62 | | Deposito en garantia por fianzas expedidas | 79,020.18 | 46,704.64 | 43,411.78 | 30,349.27 | 200,175.68 | 399,661.55 | | Acreedores por Primas a devolver | 29,356.10 | 863.24 | 0.00 | 16.77 | 0.00 | 30,236.11 | | Comisiones a intermediarios de seguros | 44,245.74 | 22,582.91 | 37,227.72 | 42,937.57 | 17,232.78 | 164,226.72 | | Pasivos financieros a costo amortizado | 0.00 | 75,818.04 | 0.00 | 0.00 | 0.00 | 75,818.04 | | Obligaciones por emisión de deuda | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Operaciones con valores | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Obligaciones con instituciones financieras y por otros financiamientos | 0.00 | 75,818.04 | 0.00 | 0.00 | 0.00 | 75,818.04 | | Acreedores por contratos de arrendamiento financiero | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Pasivos financieros a valor razonable con cambios en resultados | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Pasivos fiscales | 37,912.55 | 73,422.22 | 117,353.11 | 113,491.67 | 34,938.81 | 377,118.37 | | Provisiones Laborales | 56,991.43 | 22,374.14 | 51,175.01 | 44,759.50 | 23,695.16 | 198,995.24 | | Obligaciones subordinadas y/o convertibles en capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Otros pasivos | 228,954.45 | 37,911.92 | 75,162.16 | 80,537.14 | 32,542.85 | 455,108.51 | | | | | | | | | PATRIMONIO | 2,664,120.64 | 786,861.15 | 818,071.54 | 1,905,373.67 | 302,101.43 | 6,476,528.43 | | Fondos propios | 2,622,998.69 | 768,491.45 | 782,559.13 | 1,905,373.67 | 302,101.43 | 6,381,524.37 | | Capital social pagado | 301,437.80 | 146,987.40 | 265,000.00 | 449,823.37 | 145,305.00 | 1,308,553.57 | | Aportes a capitalizar | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Superavit por revaluacion de propiedades, planta y equipo | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Obligaciones convertibles en capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Reservas patrimoniales | 189,084.40 | 112,022.11 | 130,642.14 | 236,840.11 | 48,556.24 | 717,145.00 | | Resultados acumulados | 1,861,611.69 | 458,581.41 | 296,090.87 | 1,064,638.76 | 71,919.07 | 3,752,841.80 | | Resultados del ejercicio | 270,864.79 | 50,900.54 | 90,826.13 | 154,071.42 | 36,321.12 | 602,984.00 | | Otro resultado integral neto | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Ajustes de Transición | 41,121.95 | 18,369.70 | 35,512.41 | 0.00 | 0.00 | 95,004.06 | | Total pasivo mas capital | 5,450,261.33 | 2,265,168.68 | 2,249,051.68 | 3,604,917.16 | 1,080,830.57 | 14,650,229.42 | | | | | | | | | Cuentas de orden | 538,997,787.98 | 1,153,100,267.09 | 1,353,057,280.73 | 394,916,480.58 | 321,738,535.34 | 3,761,810,351.72 | | Responsabilidades en vigor | 374,646,848.59 | 612,049,137.02 | 754,015,914.44 | 282,882,935.12 | 196,901,158.95 | 2,220,495,994.11 | | Riesgos cedidos en reaseguro | 160,317,509.00 | 539,685,841.88 | 594,286,467.49 | 110,886,980.68 | 122,134,904.73 | 1,527,311,703.78 | | Responsabilidad por fianzas otorgadas | 1,026,953.33 | 293,578.60 | 1,632,604.57 | 311,371.94 | 1,008,444.43 | 4,272,952.88 | | Afianzamiento y reafianzamiento cedido | 878,076.59 | 228,908.14 | 1,319,951.22 | 44,135.70 | 734,516.92 | 3,205,588.57 | | Garantias y contragarantias recibidas | 1,595,907.49 | 839,796.26 | 1,716,620.98 | 756,017.57 | 904,605.09 | 5,812,947.38 | | Documentos y valores en custodia | 403,180.30 | 0.00 | 0.00 | 0.00 | 0.00 | 403,180.30 | | Primas por cobrar retiradas del activo | 0.00 | 70.41 | 0.00 | 0.00 | 0.00 | 70.41 | | Cuentas de registro diversas | 129,312.68 | 2,934.77 | 85,722.04 | 35,039.58 | 54,905.21 | 307,914.28 |
| | Información contable reportada por las instituciones financieras supervisadas. | | La información de éste estado financiero no ha sido auditada. | | La comparación de estados financieros es obligatoria a partir del año 2020. | | TIPO DE CAMBIO OFICIAL AL 30 DE NOVIEMBRE DE 2021 C$ 35.4613 X US$ 1.00 | |
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