| | INISER | ASSA | AMERICA | LAFISE | MAPFRE|NICARAGUA | TOTAL SISTEMA ASEGURADOR | | ACTIVOS | 5,056,386.93 | 2,079,327.81 | 2,180,113.91 | 3,246,537.96 | 949,523.05 | 13,511,889.67 | | Efectivo y Equivalente al Efectivo | 252,428.18 | 62,660.64 | 38,303.73 | 51,350.32 | 89,587.49 | 494,330.37 | | Inversiones al valor razonable con cambios en resultados | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Inversiones al valor razonable con cambios en otro resultado integral | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Cartera a costo amortizado | 4,129,613.82 | 1,050,272.21 | 888,723.44 | 2,490,784.87 | 642,327.01 | 9,201,721.35 | | Inversiones a costo amortizado | 3,730,193.86 | 1,046,386.54 | 778,754.02 | 2,275,793.33 | 642,327.01 | 8,473,454.77 | | Cartera de Creditos, Neta | 399,419.96 | 3,885.67 | 109,969.41 | 214,991.54 | 0.00 | 728,266.58 | | Primas por Cobrar (neto) | 364,909.60 | 419,146.64 | 527,219.59 | 445,882.53 | 141,941.92 | 1,899,100.28 | | Instituciones Reaseguradoras y Reafianzadoras (neto) | 148,671.24 | 248,222.20 | 134,222.81 | 109,693.54 | 23,851.40 | 664,661.19 | | Otras cuentas por cobrar | 44,233.20 | 5,651.87 | 536.80 | 36,368.04 | 13,340.67 | 100,130.59 | | Activos no corrientes mantenidos para la venta | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Bienes recibidos en recuperación de creditos | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Participaciones en acciones | 0.00 | 0.00 | 264,442.32 | 22,588.13 | 0.00 | 287,030.44 | | Activo material | 79,365.87 | 253,928.10 | 177,023.01 | 12,286.41 | 3,294.44 | 525,897.83 | | Activo intangible | 10,967.68 | 11,481.20 | 10,774.66 | 7,817.37 | 3,752.01 | 44,792.92 | | Activo fiscales | 2,006.92 | 0.00 | 41,149.66 | 40,975.58 | 12,980.59 | 97,112.75 | | Inversiones de Beneficios Laborales | 0.00 | 0.00 | 0.00 | 9,222.80 | 0.00 | 9,222.80 | | Otros activos | 24,190.44 | 27,964.95 | 97,717.89 | 19,568.35 | 18,447.51 | 187,889.14 | | | | | | | | | PASIVOS | 2,657,978.11 | 1,343,367.20 | 1,451,030.41 | 1,495,235.71 | 683,742.75 | 7,631,354.17 | | Reservas tecnicas | 2,043,937.31 | 814,814.41 | 832,685.01 | 1,102,366.04 | 371,528.01 | 5,165,330.77 | | Reservas de Riesgo en Curso | 465,534.76 | 113,090.67 | 320,045.22 | 503,347.82 | 125,263.47 | 1,527,281.93 | | Reserva Matematica | 537,012.18 | 34,799.15 | 3,198.22 | 15,666.15 | 2,825.05 | 593,500.75 | | Reservas de seguros de vida con cuenta unica de inversión | 0.00 | 0.00 | 184,744.32 | 0.00 | 0.00 | 184,744.32 | | Reservas para siniestros pendientes de liquidación y/o pago | 272,825.53 | 248,820.70 | 174,330.20 | 190,324.61 | 47,913.89 | 934,214.93 | | Reservas para obligaciones pendientes de cumplir por siniestros ocurridos y no reportados | 14,173.44 | 15,923.49 | 8,716.63 | 9,516.26 | 2,395.69 | 50,725.51 | | Reservas de Contingencia | 91,794.99 | 287,595.69 | 41,737.58 | 81,762.12 | 127,142.26 | 630,032.63 | | Reservas para Riesgos Catastróficos | 662,596.41 | 114,584.71 | 99,912.85 | 301,749.09 | 65,987.64 | 1,244,830.70 | | Reservas de fondos por rentas y pensiones | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Reservas para obligaciones contractuales pendientes de pago | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Instituciones reaseguradoras y reafianzadoras | 113,325.89 | 203,281.96 | 259,619.12 | 71,328.04 | 64,091.14 | 711,646.16 | | Obligaciones por operaciones de seguro y fianzas | 185,883.54 | 112,471.77 | 114,255.08 | 78,716.93 | 174,242.96 | 665,570.29 | | Primas en deposito | 7,549.36 | 41,087.95 | 8,864.04 | 14,552.53 | 3,973.19 | 76,027.08 | | Deposito en garantia por fianzas expedidas | 92,361.93 | 48,936.74 | 50,339.69 | 21,563.25 | 153,900.76 | 367,102.36 | | Acreedores por Primas a devolver | 36,283.56 | 0.00 | 0.00 | 0.00 | 328.05 | 36,611.60 | | Comisiones a intermediarios de seguros | 49,688.70 | 22,447.08 | 55,051.35 | 42,601.16 | 16,040.96 | 185,829.25 | | Pasivos financieros a costo amortizado | 0.00 | 81,974.34 | 0.00 | 0.00 | 0.00 | 81,974.34 | | Obligaciones por emisión de deuda | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Operaciones con valores | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Obligaciones con instituciones financieras y por otros financiamientos | 0.00 | 81,974.34 | 0.00 | 0.00 | 0.00 | 81,974.34 | | Acreedores por contratos de arrendamiento financiero | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Pasivos financieros a valor razonable con cambios en resultados | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Pasivos fiscales | 43,733.49 | 68,468.19 | 143,024.03 | 110,621.65 | 31,907.10 | 397,754.45 | | Provisiones Laborales | 55,540.95 | 21,175.46 | 36,610.59 | 37,223.31 | 16,655.45 | 167,205.75 | | Obligaciones subordinadas y/o convertibles en capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Otros pasivos | 215,556.92 | 41,181.08 | 64,836.57 | 94,979.75 | 25,318.09 | 441,872.41 | | | | | | | | | PATRIMONIO | 2,398,408.82 | 735,960.62 | 729,083.51 | 1,751,302.24 | 265,780.31 | 5,880,535.50 | | Fondos propios | 2,357,286.87 | 717,590.92 | 693,571.10 | 1,751,302.24 | 265,780.31 | 5,785,531.43 | | Capital social pagado | 301,437.80 | 139,986.52 | 265,000.00 | 449,823.37 | 134,528.00 | 1,290,775.70 | | Aportes a capitalizar | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Superavit por revaluacion de propiedades, planta y equipo | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Obligaciones convertibles en capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Reservas patrimoniales | 130,601.25 | 112,022.11 | 124,271.23 | 236,840.11 | 48,556.24 | 652,290.94 | | Resultados acumulados | 1,535,360.14 | 465,009.41 | 241,281.12 | 807,408.37 | 54,256.36 | 3,103,315.39 | | Resultados del ejercicio | 389,887.67 | 572.88 | 63,018.75 | 257,230.39 | 28,439.71 | 739,149.40 | | Otro resultado integral neto | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Ajustes de Transición | 41,121.95 | 18,369.70 | 35,512.41 | 0.00 | 0.00 | 95,004.06 | | Total pasivo mas capital | 5,056,386.93 | 2,079,327.81 | 2,180,113.91 | 3,246,537.96 | 949,523.05 | 13,511,889.67 | | | | | | | | | Cuentas de orden | 512,161,944.91 | 1,299,875,065.29 | 1,577,428,290.79 | 420,498,818.78 | 333,092,837.46 | 4,143,056,957.23 | | Responsabilidades en vigor | 362,752,648.41 | 697,129,002.91 | 866,680,639.66 | 290,650,735.61 | 202,230,781.95 | 2,419,443,808.54 | | Riesgos cedidos en reaseguro | 146,034,316.83 | 601,411,165.44 | 706,437,543.39 | 128,863,893.47 | 128,454,074.66 | 1,711,200,993.80 | | Responsabilidad por fianzas otorgadas | 885,930.54 | 287,075.88 | 1,595,554.17 | 299,840.64 | 928,593.60 | 3,996,994.83 | | Afianzamiento y reafianzamiento cedido | 754,684.72 | 231,632.56 | 1,210,034.28 | 0.00 | 709,774.63 | 2,906,126.19 | | Garantias y contragarantias recibidas | 1,210,130.97 | 814,623.79 | 1,431,962.28 | 660,216.88 | 752,672.58 | 4,869,606.49 | | Documentos y valores en custodia | 392,094.36 | 0.00 | 0.00 | 0.00 | 0.00 | 392,094.36 | | Primas por cobrar retiradas del activo | 0.00 | 69.15 | 0.00 | 0.00 | 0.00 | 69.15 | | Cuentas de registro diversas | 132,139.07 | 1,495.56 | 72,557.01 | 24,132.19 | 16,940.04 | 247,263.88 |
| | Información contable reportada por las instituciones financieras supervisadas. | | La información de éste estado financiero no ha sido auditada. | | La comparación de estados financieros es obligatoria a partir del año 2020. | | TIPO DE CAMBIO OFICIAL AL 31 DE DICIEMBRE DE 2020 C$ 34.8245 X US$ 1.00 | |
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