| | INISER | ASSA | AMERICA | LAFISE | MAPFRE|NICARAGUA | TOTAL SISTEMA ASEGURADOR | | ACTIVOS | 4,931,539.64 | 2,051,938.90 | 2,043,954.24 | 3,260,191.10 | 893,494.86 | 13,181,118.74 | | Efectivo y Equivalente al Efectivo | 202,080.82 | 111,217.91 | 33,496.74 | 52,138.52 | 64,680.58 | 463,614.56 | | Inversiones al valor razonable con cambios en resultados | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Inversiones al valor razonable con cambios en otro resultado integral | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Cartera a costo amortizado | 4,118,146.65 | 1,031,069.81 | 884,831.45 | 2,497,195.83 | 640,446.86 | 9,171,690.61 | | Inversiones a costo amortizado | 3,723,421.96 | 1,027,227.65 | 772,834.87 | 2,281,074.03 | 640,446.86 | 8,445,005.38 | | Cartera de Creditos, Neta | 394,724.69 | 3,842.15 | 111,996.58 | 216,121.81 | 0.00 | 726,685.23 | | Primas por Cobrar (neto) | 321,801.47 | 341,741.29 | 392,415.94 | 450,760.62 | 109,596.88 | 1,616,316.20 | | Instituciones Reaseguradoras y Reafianzadoras (neto) | 129,143.69 | 261,559.72 | 149,953.78 | 111,929.12 | 22,414.13 | 675,000.44 | | Otras cuentas por cobrar | 46,558.58 | 7,324.15 | 7,544.08 | 37,176.45 | 16,350.81 | 114,954.08 | | Activos no corrientes mantenidos para la venta | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Bienes recibidos en recuperación de creditos | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Participaciones en acciones | 0.00 | 0.00 | 264,442.32 | 12,879.67 | 0.00 | 277,321.99 | | Activo material | 78,838.52 | 255,412.96 | 177,732.66 | 13,138.37 | 3,510.03 | 528,632.54 | | Activo intangible | 10,217.08 | 11,232.81 | 11,030.35 | 7,544.39 | 3,906.93 | 43,931.56 | | Activo fiscales | 2,012.79 | 0.00 | 36,175.68 | 37,080.38 | 11,402.89 | 86,671.74 | | Inversiones de Beneficios Laborales | 0.00 | 0.00 | 0.00 | 8,979.55 | 0.00 | 8,979.55 | | Otros activos | 22,740.04 | 32,380.25 | 86,331.24 | 31,368.20 | 21,185.75 | 194,005.48 | | | | | | | | | PASIVOS | 2,579,506.74 | 1,316,223.31 | 1,347,204.61 | 1,528,233.87 | 639,074.99 | 7,410,243.53 | | Reservas tecnicas | 2,002,319.52 | 807,887.55 | 821,801.91 | 1,091,280.65 | 369,010.70 | 5,092,300.33 | | Reservas de Riesgo en Curso | 465,623.85 | 112,983.55 | 319,016.24 | 500,258.00 | 127,009.25 | 1,524,890.89 | | Reserva Matematica | 537,170.81 | 34,237.09 | 3,131.77 | 14,928.66 | 2,776.23 | 592,244.56 | | Reservas de seguros de vida con cuenta unica de inversión | 0.00 | 0.00 | 184,112.02 | 0.00 | 0.00 | 184,112.02 | | Reservas para siniestros pendientes de liquidación y/o pago | 235,626.17 | 249,393.99 | 167,218.55 | 199,616.24 | 45,470.64 | 897,325.60 | | Reservas para obligaciones pendientes de cumplir por siniestros ocurridos y no reportados | 12,368.49 | 15,946.31 | 8,361.01 | 9,980.85 | 2,273.53 | 48,930.19 | | Reservas de Contingencia | 91,942.12 | 281,282.73 | 41,100.62 | 62,879.82 | 126,533.88 | 603,739.17 | | Reservas para Riesgos Catastróficos | 659,588.08 | 114,043.87 | 98,861.72 | 303,617.07 | 64,947.17 | 1,241,057.91 | | Reservas de fondos por rentas y pensiones | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Reservas para obligaciones contractuales pendientes de pago | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Instituciones reaseguradoras y reafianzadoras | 114,708.74 | 183,366.75 | 209,994.81 | 98,399.63 | 35,350.58 | 641,820.51 | | Obligaciones por operaciones de seguro y fianzas | 168,305.19 | 101,635.83 | 99,217.46 | 76,503.38 | 160,516.57 | 606,178.42 | | Primas en deposito | 4,825.46 | 34,312.13 | 8,836.61 | 13,455.77 | 3,970.18 | 65,400.14 | | Deposito en garantia por fianzas expedidas | 87,925.45 | 49,076.10 | 54,155.08 | 21,025.28 | 141,709.70 | 353,891.60 | | Acreedores por Primas a devolver | 36,217.80 | 0.00 | 0.00 | 0.00 | 328.05 | 36,545.85 | | Comisiones a intermediarios de seguros | 39,336.47 | 18,247.60 | 36,225.78 | 42,022.33 | 14,508.65 | 150,340.83 | | Pasivos financieros a costo amortizado | 0.00 | 82,501.81 | 0.00 | 0.00 | 0.00 | 82,501.81 | | Obligaciones por emisión de deuda | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Operaciones con valores | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Obligaciones con instituciones financieras y por otros financiamientos | 0.00 | 82,501.81 | 0.00 | 0.00 | 0.00 | 82,501.81 | | Acreedores por contratos de arrendamiento financiero | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Pasivos financieros a valor razonable con cambios en resultados | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Pasivos fiscales | 39,723.61 | 63,961.24 | 113,117.68 | 107,701.10 | 25,051.63 | 349,555.26 | | Provisiones Laborales | 55,322.58 | 21,789.35 | 48,176.14 | 46,728.45 | 20,730.11 | 192,746.63 | | Obligaciones subordinadas y/o convertibles en capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Otros pasivos | 199,127.10 | 55,080.78 | 54,896.61 | 107,620.66 | 28,415.41 | 445,140.56 | | | | | | | | | PATRIMONIO | 2,352,032.90 | 735,715.59 | 696,749.63 | 1,731,957.23 | 254,419.87 | 5,770,875.22 | | Fondos propios | 2,310,910.95 | 717,345.89 | 661,237.22 | 1,731,957.23 | 254,419.87 | 5,675,871.16 | | Capital social pagado | 301,437.80 | 139,986.52 | 265,000.00 | 449,823.37 | 134,528.00 | 1,290,775.70 | | Aportes a capitalizar | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Superavit por revaluacion de propiedades, planta y equipo | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Obligaciones convertibles en capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Reservas patrimoniales | 130,601.25 | 111,936.18 | 124,271.23 | 198,255.55 | 44,290.28 | 609,354.49 | | Resultados acumulados | 1,535,360.14 | 465,095.34 | 241,281.12 | 845,992.93 | 58,522.32 | 3,146,251.84 | | Resultados del ejercicio | 343,511.74 | 327.85 | 30,684.87 | 237,885.38 | 17,079.28 | 629,489.12 | | Otro resultado integral neto | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Ajustes de Transición | 41,121.95 | 18,369.70 | 35,512.41 | 0.00 | 0.00 | 95,004.06 | | Total pasivo mas capital | 4,931,539.64 | 2,051,938.90 | 2,043,954.24 | 3,260,191.10 | 893,494.86 | 13,181,118.74 | | | | | | | | | Cuentas de orden | 524,975,718.13 | 1,241,078,969.71 | 18,355,928,635.25 | 413,347,352.09 | 338,108,367.49 | 20,873,439,042.67 | | Responsabilidades en vigor | 361,325,031.44 | 665,029,875.99 | 9,252,974,225.22 | 285,593,723.12 | 206,132,394.54 | 10,771,055,250.31 | | Riesgos cedidos en reaseguro | 142,599,543.42 | 574,897,864.57 | 9,099,011,589.30 | 126,740,385.89 | 129,828,271.48 | 10,073,077,654.67 | | Responsabilidad por fianzas otorgadas | 887,926.60 | 225,818.09 | 1,486,596.26 | 283,420.84 | 786,826.59 | 3,670,588.38 | | Afianzamiento y reafianzamiento cedido | 756,578.53 | 167,883.87 | 1,110,407.05 | 0.00 | 592,588.28 | 2,627,457.73 | | Garantias y contragarantias recibidas | 18,884,784.77 | 755,450.90 | 1,273,436.61 | 705,529.44 | 750,665.59 | 22,369,867.31 | | Documentos y valores en custodia | 391,718.21 | 0.00 | 0.00 | 0.00 | 0.00 | 391,718.21 | | Primas por cobrar retiradas del activo | 0.00 | 69.03 | 0.00 | 0.00 | 0.00 | 69.03 | | Cuentas de registro diversas | 130,135.16 | 2,007.26 | 72,380.81 | 24,292.81 | 17,621.00 | 246,437.03 |
| | Información contable reportada por las instituciones financieras supervisadas. | | La información de éste estado financiero no ha sido auditada. | | La comparación de estados financieros es obligatoria a partir del año 2020. | | TIPO DE CAMBIO OFICIAL AL 30 DE NOVIEMBRE DE 2020 C$ 34.7661 X US$ 1.00 | |
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