| | INISER | ASSA | AMERICA | LAFISE | MAPFRE|NICARAGUA | TOTAL SISTEMA ASEGURADOR | | ACTIVOS | 4,724,857.51 | 2,180,407.66 | 1,946,969.71 | 3,129,318.45 | 924,517.76 | 12,906,071.08 | | Efectivo y Equivalente al Efectivo | 257,472.22 | 87,430.17 | 41,521.78 | 142,199.06 | 89,765.96 | 618,389.18 | | Inversiones al valor razonable con cambios en resultados | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Inversiones al valor razonable con cambios en otro resultado integral | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Cartera a costo amortizado | 3,882,435.47 | 996,786.21 | 838,440.47 | 2,291,675.83 | 588,914.62 | 8,598,252.59 | | Inversiones a costo amortizado | 3,486,716.64 | 993,838.69 | 725,853.01 | 2,070,155.73 | 588,914.62 | 7,865,478.69 | | Cartera de Creditos, Neta | 395,718.83 | 2,947.52 | 112,587.45 | 221,520.10 | 0.00 | 732,773.90 | | Primas por Cobrar (neto) | 311,876.76 | 513,630.83 | 411,088.90 | 403,024.44 | 139,209.01 | 1,778,829.95 | | Instituciones Reaseguradoras y Reafianzadoras (neto) | 106,252.04 | 245,895.26 | 82,715.48 | 111,343.61 | 45,092.03 | 591,298.42 | | Otras cuentas por cobrar | 46,586.67 | 14,248.93 | 5,801.76 | 37,822.53 | 16,367.93 | 120,827.82 | | Activos no corrientes mantenidos para la venta | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Bienes recibidos en recuperación de creditos | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Participaciones en acciones | 0.00 | 0.00 | 264,442.32 | 12,753.38 | 0.00 | 277,195.70 | | Activo material | 74,408.06 | 260,770.45 | 181,831.41 | 16,343.08 | 4,346.77 | 537,699.77 | | Activo intangible | 11,011.91 | 12,392.01 | 11,877.09 | 6,403.37 | 4,545.22 | 46,229.60 | | Activo fiscales | 1,860.17 | 0.00 | 21,122.77 | 22,017.97 | 7,326.76 | 52,327.67 | | Inversiones de Beneficios Laborales | 0.00 | 0.00 | 0.00 | 8,043.04 | 0.00 | 8,043.04 | | Otros activos | 32,954.21 | 49,253.81 | 88,127.73 | 77,692.13 | 28,949.45 | 276,977.33 | | | | | | | | | PASIVOS | 2,550,445.42 | 1,461,729.31 | 1,303,917.63 | 1,468,247.68 | 686,499.09 | 7,470,839.13 | | Reservas tecnicas | 1,996,260.03 | 828,028.38 | 757,140.14 | 1,062,885.71 | 388,367.07 | 5,032,681.33 | | Reservas de Riesgo en Curso | 469,848.60 | 112,094.09 | 329,421.72 | 484,590.96 | 129,141.96 | 1,525,097.34 | | Reserva Matematica | 532,268.19 | 33,323.47 | 3,141.37 | 13,629.26 | 2,625.90 | 584,988.19 | | Reservas de seguros de vida con cuenta unica de inversión | 0.00 | 0.00 | 177,723.43 | 0.00 | 0.00 | 177,723.43 | | Reservas para siniestros pendientes de liquidación y/o pago | 238,024.14 | 243,744.19 | 100,193.01 | 178,333.63 | 65,088.66 | 825,383.63 | | Reservas para obligaciones pendientes de cumplir por siniestros ocurridos y no reportados | 12,604.74 | 15,085.81 | 5,009.58 | 8,916.71 | 3,254.43 | 44,871.28 | | Reservas de Contingencia | 95,624.75 | 306,035.87 | 45,512.02 | 66,122.55 | 126,102.96 | 639,398.15 | | Reservas para Riesgos Catastróficos | 647,889.61 | 117,744.95 | 96,139.01 | 311,292.59 | 62,153.15 | 1,235,219.32 | | Reservas de fondos por rentas y pensiones | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Reservas para obligaciones contractuales pendientes de pago | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Instituciones reaseguradoras y reafianzadoras | 99,948.42 | 271,934.30 | 250,246.05 | 98,384.41 | 63,582.39 | 784,095.57 | | Obligaciones por operaciones de seguro y fianzas | 154,370.40 | 107,960.28 | 93,535.72 | 74,469.56 | 170,341.58 | 600,677.54 | | Primas en deposito | 2,438.35 | 31,683.97 | 9,365.74 | 16,261.53 | 3,589.39 | 63,338.99 | | Deposito en garantia por fianzas expedidas | 73,000.09 | 52,599.30 | 48,184.99 | 15,142.77 | 151,375.78 | 340,302.92 | | Acreedores por Primas a devolver | 39,154.98 | 0.00 | 0.00 | 0.00 | 328.05 | 39,483.03 | | Comisiones a intermediarios de seguros | 39,776.97 | 23,677.01 | 35,985.00 | 43,065.27 | 15,048.36 | 157,552.60 | | Pasivos financieros a costo amortizado | 0.00 | 84,240.58 | 0.00 | 0.00 | 0.00 | 84,240.58 | | Obligaciones por emisión de deuda | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Operaciones con valores | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Obligaciones con instituciones financieras y por otros financiamientos | 0.00 | 84,240.58 | 0.00 | 0.00 | 0.00 | 84,240.58 | | Acreedores por contratos de arrendamiento financiero | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Pasivos financieros a valor razonable con cambios en resultados | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Pasivos fiscales | 38,134.02 | 82,695.73 | 102,986.70 | 94,309.48 | 24,094.11 | 342,220.04 | | Provisiones Laborales | 61,597.13 | 22,090.90 | 32,058.54 | 41,727.35 | 19,345.65 | 176,819.58 | | Obligaciones subordinadas y/o convertibles en capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Otros pasivos | 200,135.42 | 64,779.14 | 67,950.47 | 96,471.17 | 20,768.29 | 450,104.49 | | | | | | | | | PATRIMONIO | 2,174,412.09 | 718,678.35 | 643,052.07 | 1,661,070.76 | 238,018.67 | 5,435,231.95 | | Fondos propios | 2,133,290.14 | 700,308.65 | 607,539.66 | 1,661,070.76 | 238,018.67 | 5,340,227.89 | | Capital social pagado | 214,370.30 | 139,986.52 | 265,000.00 | 449,823.37 | 134,528.00 | 1,203,708.19 | | Aportes a capitalizar | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Superavit por revaluacion de propiedades, planta y equipo | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Obligaciones convertibles en capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Reservas patrimoniales | 219,638.43 | 111,936.18 | 124,271.23 | 198,255.55 | 44,290.28 | 698,391.67 | | Resultados acumulados | 1,539,771.42 | 465,095.34 | 236,916.01 | 851,507.79 | 58,522.32 | 3,151,812.87 | | Resultados del ejercicio | 159,509.98 | -16,709.39 | -18,647.57 | 161,484.06 | 678.07 | 286,315.15 | | Otro resultado integral neto | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Ajustes de Transición | 41,121.95 | 18,369.70 | 35,512.41 | 0.00 | 0.00 | 95,004.06 | | Total pasivo mas capital | 4,724,857.51 | 2,180,407.66 | 1,946,969.71 | 3,129,318.45 | 924,517.76 | 12,906,071.08 | | | | | | | | | Cuentas de orden | 496,534,990.90 | 1,069,452,990.41 | 6,906,946,537.37 | 407,938,509.50 | 348,145,423.83 | 9,229,018,452.01 | | Responsabilidades en vigor | 356,988,775.81 | 588,294,388.48 | 3,525,510,881.00 | 281,741,516.47 | 214,959,136.84 | 4,967,494,698.61 | | Riesgos cedidos en reaseguro | 136,609,512.73 | 480,077,861.40 | 3,376,977,700.56 | 125,183,402.23 | 130,871,338.61 | 4,249,719,815.53 | | Responsabilidad por fianzas otorgadas | 736,255.01 | 185,959.82 | 1,581,699.65 | 300,660.51 | 864,740.43 | 3,669,315.42 | | Afianzamiento y reafianzamiento cedido | 602,982.41 | 142,384.10 | 1,183,640.56 | 0.00 | 695,348.11 | 2,624,355.18 | | Garantias y contragarantias recibidas | 1,067,010.79 | 749,309.12 | 1,632,882.36 | 687,469.21 | 741,620.56 | 4,878,292.03 | | Documentos y valores en custodia | 386,069.97 | 0.00 | 0.00 | 0.00 | 0.00 | 386,069.97 | | Primas por cobrar retiradas del activo | 0.00 | 68.36 | 0.00 | 0.00 | 0.00 | 68.36 | | Cuentas de registro diversas | 144,384.19 | 3,019.14 | 59,733.24 | 25,461.07 | 13,239.28 | 245,836.92 |
| | Información contable reportada por las instituciones financieras supervisadas. | | La información de éste estado financiero no ha sido auditada. | | La comparación de estados financieros es obligatoria a partir del año 2020. | | TIPO DE CAMBIO OFICIAL AL 31 DE JULIO DE 2020 C$ 34.4252 X US$ 1.00 | |
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