| | INISER | ASSA | AMERICA | LAFISE | MAPFRE|NICARAGUA | TOTAL SISTEMA ASEGURADOR | | ACTIVOS | 4,667,269.16 | 2,051,764.43 | 1,847,586.45 | 3,072,655.91 | 1,008,429.64 | 12,647,705.59 | | Efectivo y Equivalente al Efectivo | 228,646.23 | 50,716.92 | 51,927.61 | 107,258.26 | 50,264.59 | 488,813.62 | | Inversiones al valor razonable con cambios en resultados | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Inversiones al valor razonable con cambios en otro resultado integral | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Cartera a costo amortizado | 3,786,217.75 | 985,035.14 | 784,420.62 | 2,234,853.85 | 596,165.48 | 8,386,692.84 | | Inversiones a costo amortizado | 3,394,431.77 | 981,535.44 | 670,079.71 | 1,996,991.41 | 596,165.48 | 7,639,203.81 | | Cartera de Creditos, Neta | 391,785.97 | 3,499.70 | 114,340.91 | 237,862.44 | 0.00 | 747,489.02 | | Primas por Cobrar (neto) | 388,472.50 | 503,088.76 | 398,345.22 | 435,846.96 | 156,903.46 | 1,882,656.90 | | Instituciones Reaseguradoras y Reafianzadoras (neto) | 102,354.62 | 168,869.30 | 45,750.39 | 97,886.74 | 160,474.47 | 575,335.51 | | Otras cuentas por cobrar | 60,800.22 | 7,420.12 | 6,795.76 | 36,639.58 | 16,524.49 | 128,180.16 | | Activos no corrientes mantenidos para la venta | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Bienes recibidos en recuperación de creditos | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Participaciones en acciones | 0.00 | 0.00 | 264,126.96 | 12,658.99 | 0.00 | 276,785.94 | | Activo material | 75,813.75 | 265,166.26 | 185,111.18 | 19,352.12 | 4,853.46 | 550,296.76 | | Activo intangible | 10,733.52 | 12,192.27 | 12,729.38 | 8,031.42 | 3,796.05 | 47,482.64 | | Activo fiscales | 1,512.83 | 0.00 | 12,475.20 | 12,479.50 | 5,083.62 | 31,551.14 | | Inversiones de Beneficios Laborales | 0.00 | 0.00 | 0.00 | 7,366.21 | 0.00 | 7,366.21 | | Otros activos | 12,717.75 | 59,275.64 | 85,904.15 | 100,282.29 | 14,364.03 | 272,543.87 | | | | | | | | | PASIVOS | 2,496,001.57 | 1,289,972.64 | 1,148,414.82 | 1,460,232.46 | 761,147.84 | 7,155,769.33 | | Reservas tecnicas | 1,965,158.56 | 744,246.51 | 662,263.89 | 1,045,251.37 | 500,160.28 | 4,917,080.61 | | Reservas de Riesgo en Curso | 469,812.56 | 113,153.51 | 338,592.77 | 476,790.88 | 131,540.38 | 1,529,890.11 | | Reserva Matematica | 526,707.98 | 33,334.03 | 3,184.67 | 12,995.88 | 2,499.41 | 578,721.97 | | Reservas de seguros de vida con cuenta unica de inversión | 0.00 | 0.00 | 167,468.40 | 0.00 | 0.00 | 167,468.40 | | Reservas para siniestros pendientes de liquidación y/o pago | 222,609.58 | 173,186.33 | 10,438.61 | 189,178.15 | 178,019.44 | 773,432.11 | | Reservas para obligaciones pendientes de cumplir por siniestros ocurridos y no reportados | 11,637.51 | 8,659.32 | 521.95 | 9,458.94 | 8,900.97 | 39,178.69 | | Reservas de Contingencia | 94,615.38 | 301,062.55 | 48,127.20 | 62,996.75 | 118,302.54 | 625,104.42 | | Reservas para Riesgos Catastróficos | 639,775.55 | 114,850.77 | 93,930.29 | 293,830.78 | 60,897.53 | 1,203,284.91 | | Reservas de fondos por rentas y pensiones | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Reservas para obligaciones contractuales pendientes de pago | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Instituciones reaseguradoras y reafianzadoras | 80,714.71 | 181,272.78 | 204,148.64 | 130,927.34 | 35,716.32 | 632,779.79 | | Obligaciones por operaciones de seguro y fianzas | 155,016.29 | 117,660.41 | 91,352.40 | 73,613.90 | 165,475.86 | 603,118.86 | | Primas en deposito | 3,219.01 | 34,239.32 | 8,816.03 | 16,100.83 | 4,494.65 | 66,869.85 | | Deposito en garantia por fianzas expedidas | 64,344.35 | 54,150.98 | 46,621.12 | 10,643.76 | 143,624.60 | 319,384.82 | | Acreedores por Primas a devolver | 39,510.34 | 0.00 | 0.00 | 0.00 | 328.05 | 39,838.39 | | Comisiones a intermediarios de seguros | 47,942.59 | 29,270.11 | 35,915.24 | 46,869.31 | 17,028.56 | 177,025.80 | | Pasivos financieros a costo amortizado | 0.00 | 85,459.26 | 0.00 | 0.00 | 0.00 | 85,459.26 | | Obligaciones por emisión de deuda | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Operaciones con valores | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Obligaciones con instituciones financieras y por otros financiamientos | 0.00 | 85,459.26 | 0.00 | 0.00 | 0.00 | 85,459.26 | | Acreedores por contratos de arrendamiento financiero | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Pasivos financieros a valor razonable con cambios en resultados | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Pasivos fiscales | 46,926.99 | 81,089.03 | 85,470.87 | 82,783.76 | 23,392.55 | 319,663.21 | | Provisiones Laborales | 57,278.66 | 18,591.47 | 30,743.19 | 38,597.72 | 17,977.02 | 163,188.06 | | Obligaciones subordinadas y/o convertibles en capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Otros pasivos | 190,906.35 | 61,653.18 | 74,435.84 | 89,058.38 | 18,425.80 | 434,479.54 | | | | | | | | | PATRIMONIO | 2,171,267.59 | 761,791.78 | 699,171.64 | 1,612,423.45 | 247,281.80 | 5,491,936.26 | | Fondos propios | 2,130,145.64 | 743,422.09 | 669,125.91 | 1,612,423.45 | 247,281.80 | 5,402,398.89 | | Capital social pagado | 214,370.30 | 139,986.52 | 265,000.00 | 449,823.37 | 134,528.00 | 1,203,708.19 | | Aportes a capitalizar | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Superavit por revaluacion de propiedades, planta y equipo | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Obligaciones convertibles en capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Reservas patrimoniales | 219,638.43 | 111,936.18 | 114,024.19 | 198,255.55 | 44,775.84 | 688,630.20 | | Resultados acumulados | 1,539,771.42 | 465,095.34 | 279,964.31 | 851,507.79 | 58,522.32 | 3,194,861.18 | | Resultados del ejercicio | 156,365.48 | 26,404.05 | 10,137.41 | 112,836.74 | 9,455.64 | 315,199.32 | | Otro resultado integral neto | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Ajustes de Transición | 41,121.95 | 18,369.70 | 30,045.72 | 0.00 | 0.00 | 89,537.38 | | Total pasivo mas capital | 4,667,269.16 | 2,051,764.43 | 1,847,586.45 | 3,072,655.91 | 1,008,429.64 | 12,647,705.59 | | | | | | | | | Cuentas de orden | 476,095,864.68 | 1,151,740,920.07 | 1,260,234,606.15 | 271,702,003.55 | 370,707,537.35 | 3,530,480,931.78 | | Responsabilidades en vigor | 346,296,113.16 | 631,414,622.43 | 701,671,601.69 | 217,138,579.30 | 234,036,718.31 | 2,130,557,634.90 | | Riesgos cedidos en reaseguro | 126,552,497.52 | 519,103,784.63 | 554,146,664.88 | 53,611,909.42 | 134,414,178.46 | 1,387,829,034.91 | | Responsabilidad por fianzas otorgadas | 909,901.07 | 257,066.38 | 1,556,104.33 | 275,699.26 | 852,685.44 | 3,851,456.48 | | Afianzamiento y reafianzamiento cedido | 765,455.46 | 211,885.49 | 1,179,755.38 | 97.13 | 683,060.50 | 2,840,253.97 | | Garantias y contragarantias recibidas | 1,049,430.29 | 751,150.45 | 1,622,110.95 | 649,573.37 | 706,262.47 | 4,778,527.52 | | Documentos y valores en custodia | 384,082.60 | 0.00 | 0.00 | 0.00 | 0.00 | 384,082.60 | | Primas por cobrar retiradas del activo | 0.00 | 67.85 | 0.00 | 0.00 | 0.00 | 67.85 | | Cuentas de registro diversas | 138,384.57 | 2,342.84 | 58,368.92 | 26,145.06 | 14,632.17 | 239,873.56 |
| | Información contable reportada por las instituciones financieras supervisadas. | | La información de éste estado financiero no ha sido auditada. | | La comparación de estados financieros es obligatoria a partir del año 2020. | | TIPO DE CAMBIO OFICIAL AL 30 DE ABRIL DE 2020 C$ 34.1704 X US$ 1.00 | |
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