| | INISER | ASSA | AMERICA | LAFISE | MAPFRE|NICARAGUA | TOTAL SISTEMA ASEGURADOR | | ACTIVOS | 4,679,371.17 | 2,511,447.53 | 1,875,586.94 | 3,105,290.91 | 867,560.04 | 13,039,256.58 | | Efectivo y Equivalente al Efectivo | 153,896.01 | 147,287.10 | 23,022.59 | 48,079.34 | 32,956.45 | 405,241.50 | | Inversiones al valor razonable con cambios en resultados | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Inversiones al valor razonable con cambios en otro resultado integral | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Cartera a costo amortizado | 3,789,424.84 | 1,012,120.00 | 772,775.60 | 2,209,735.62 | 630,557.90 | 8,414,613.96 | | Inversiones a costo amortizado | 3,399,921.17 | 1,008,829.79 | 659,797.42 | 1,964,278.55 | 630,557.90 | 7,663,384.84 | | Cartera de Creditos, Neta | 389,503.67 | 3,290.21 | 112,978.18 | 245,457.06 | 0.00 | 751,229.12 | | Primas por Cobrar (neto) | 474,384.93 | 512,387.03 | 477,441.87 | 476,669.82 | 144,110.05 | 2,084,993.70 | | Instituciones Reaseguradoras y Reafianzadoras (neto) | 102,686.23 | 527,840.74 | 41,571.75 | 163,726.87 | 15,572.64 | 851,398.23 | | Otras cuentas por cobrar | 49,856.03 | 15,217.94 | 5,768.95 | 36,122.49 | 14,712.36 | 121,677.77 | | Activos no corrientes mantenidos para la venta | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Bienes recibidos en recuperación de creditos | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Participaciones en acciones | 0.00 | 0.00 | 263,061.35 | 12,596.75 | 0.00 | 275,658.10 | | Activo material | 77,071.21 | 267,580.93 | 187,077.91 | 20,453.18 | 5,269.07 | 557,452.30 | | Activo intangible | 11,200.20 | 13,126.30 | 11,628.97 | 6,448.33 | 4,077.20 | 46,481.00 | | Activo fiscales | 1,698.93 | 0.00 | 7,190.03 | 5,273.29 | 2,833.62 | 16,995.87 | | Inversiones de Beneficios Laborales | 0.00 | 0.00 | 0.00 | 7,014.63 | 0.00 | 7,014.63 | | Otros activos | 19,152.78 | 15,887.49 | 86,047.91 | 119,170.60 | 17,470.73 | 257,729.52 | | | | | | | | | PASIVOS | 2,531,539.78 | 1,756,325.60 | 1,175,364.24 | 1,533,239.07 | 632,484.99 | 7,628,953.67 | | Reservas tecnicas | 1,949,448.10 | 1,088,539.25 | 665,660.69 | 1,041,555.32 | 356,542.94 | 5,101,746.31 | | Reservas de Riesgo en Curso | 455,347.05 | 113,377.84 | 349,834.12 | 480,554.24 | 133,180.76 | 1,532,294.01 | | Reserva Matematica | 523,920.71 | 32,743.39 | 3,073.97 | 12,781.96 | 2,458.33 | 574,978.37 | | Reservas de seguros de vida con cuenta unica de inversión | 0.00 | 0.00 | 163,018.92 | 0.00 | 0.00 | 163,018.92 | | Reservas para siniestros pendientes de liquidación y/o pago | 231,925.79 | 509,113.52 | 5,146.40 | 186,847.02 | 45,669.82 | 978,702.55 | | Reservas para obligaciones pendientes de cumplir por siniestros ocurridos y no reportados | 12,242.61 | 25,455.68 | 257.30 | 9,342.38 | 2,283.49 | 49,581.46 | | Reservas de Contingencia | 91,922.81 | 295,049.42 | 51,735.77 | 63,438.18 | 114,206.40 | 616,352.60 | | Reservas para Riesgos Catastróficos | 634,089.13 | 112,799.40 | 92,594.20 | 288,591.54 | 58,744.12 | 1,186,818.40 | | Reservas de fondos por rentas y pensiones | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Reservas para obligaciones contractuales pendientes de pago | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Instituciones reaseguradoras y reafianzadoras | 122,702.22 | 268,514.94 | 239,777.31 | 205,783.83 | 46,021.78 | 882,800.08 | | Obligaciones por operaciones de seguro y fianzas | 156,183.53 | 123,219.42 | 93,274.24 | 79,024.67 | 165,144.35 | 616,846.20 | | Primas en deposito | 3,284.36 | 37,850.23 | 8,199.25 | 17,344.21 | 4,667.47 | 71,345.52 | | Deposito en garantia por fianzas expedidas | 58,669.13 | 52,410.49 | 42,578.96 | 10,458.44 | 143,256.67 | 307,373.70 | | Acreedores por Primas a devolver | 38,905.60 | 0.00 | 0.00 | 0.00 | 328.05 | 39,233.65 | | Comisiones a intermediarios de seguros | 55,324.43 | 32,958.70 | 42,496.03 | 51,222.01 | 16,892.16 | 198,893.33 | | Pasivos financieros a costo amortizado | 0.00 | 86,242.23 | 0.00 | 0.00 | 0.00 | 86,242.23 | | Obligaciones por emisión de deuda | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Operaciones con valores | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Obligaciones con instituciones financieras y por otros financiamientos | 0.00 | 86,242.23 | 0.00 | 0.00 | 0.00 | 86,242.23 | | Acreedores por contratos de arrendamiento financiero | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Pasivos financieros a valor razonable con cambios en resultados | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Pasivos fiscales | 52,780.46 | 100,393.25 | 89,173.33 | 81,386.18 | 23,508.60 | 347,241.81 | | Provisiones Laborales | 55,730.70 | 25,330.10 | 27,528.99 | 36,701.23 | 16,923.83 | 162,214.84 | | Obligaciones subordinadas y/o convertibles en capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Otros pasivos | 194,694.77 | 64,086.40 | 59,949.68 | 88,787.85 | 24,343.50 | 431,862.21 | | | | | | | | | PATRIMONIO | 2,147,831.39 | 755,121.93 | 700,222.70 | 1,572,051.84 | 235,075.05 | 5,410,302.90 | | Fondos propios | 2,106,709.43 | 736,752.23 | 670,176.98 | 1,572,051.84 | 235,075.05 | 5,320,765.53 | | Capital social pagado | 214,370.30 | 139,986.52 | 265,000.00 | 317,653.00 | 134,528.00 | 1,071,537.83 | | Aportes a capitalizar | 0.00 | 0.00 | 0.00 | 132,170.37 | 0.00 | 132,170.37 | | Superavit por revaluacion de propiedades, planta y equipo | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Obligaciones convertibles en capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Reservas patrimoniales | 219,638.43 | 111,936.18 | 114,024.19 | 198,255.55 | 44,775.84 | 688,630.20 | | Resultados acumulados | 1,539,771.42 | 465,095.34 | 281,009.79 | 851,507.79 | 58,522.32 | 3,195,906.65 | | Resultados del ejercicio | 132,929.28 | 19,734.19 | 10,142.99 | 72,465.13 | -2,751.11 | 232,520.48 | | Otro resultado integral neto | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Ajustes de Transición | 41,121.95 | 18,369.70 | 30,045.72 | 0.00 | 0.00 | 89,537.38 | | Total pasivo mas capital | 4,679,371.17 | 2,511,447.53 | 1,875,586.94 | 3,105,290.91 | 867,560.04 | 13,039,256.58 | | | | | | | | | Cuentas de orden | 473,509,410.50 | 1,279,929,041.84 | 1,186,808,131.02 | 356,253,888.44 | 433,371,653.97 | 3,729,872,125.77 | | Responsabilidades en vigor | 345,114,154.71 | 689,962,455.92 | 664,879,729.56 | 260,108,222.89 | 305,531,472.61 | 2,265,596,035.69 | | Riesgos cedidos en reaseguro | 125,232,535.18 | 588,874,047.81 | 517,640,848.56 | 95,172,776.70 | 125,550,899.22 | 1,452,471,107.48 | | Responsabilidad por fianzas otorgadas | 871,733.88 | 195,755.03 | 1,483,143.77 | 293,527.74 | 882,077.92 | 3,726,238.34 | | Afianzamiento y reafianzamiento cedido | 734,791.03 | 148,752.15 | 1,123,759.29 | 97.13 | 672,453.17 | 2,679,852.77 | | Garantias y contragarantias recibidas | 1,044,132.63 | 745,517.30 | 1,628,424.58 | 653,222.77 | 717,626.81 | 4,788,924.09 | | Documentos y valores en custodia | 382,204.41 | 0.00 | 0.00 | 0.00 | 0.00 | 382,204.41 | | Primas por cobrar retiradas del activo | 0.00 | 67.52 | 0.00 | 0.00 | 0.00 | 67.52 | | Cuentas de registro diversas | 129,858.65 | 2,446.12 | 52,225.26 | 26,041.21 | 17,124.24 | 227,695.47 |
| | Información contable reportada por las instituciones financieras supervisadas. | | La información de éste estado financiero no ha sido auditada. | | La comparación de estados financieros es obligatoria a partir del año 2020. | | TIPO DE CAMBIO OFICIAL AL 29 DE FEBRERO DE 2020 C$ 34.0024 X US$ 1.00 | |
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