| | INISER | ASSA | AMERICA | LAFISE | MAPFRE|NICARAGUA | TOTAL SISTEMA ASEGURADOR | | ACTIVOS | 4,684,347.59 | 2,462,029.08 | 1,925,773.74 | 3,151,789.47 | 870,555.13 | 13,094,495.01 | | Efectivo y Equivalente al Efectivo | 193,029.17 | 61,345.04 | 22,810.45 | 52,904.65 | 37,365.95 | 367,455.26 | | Inversiones al valor razonable con cambios en resultados | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Inversiones al valor razonable con cambios en otro resultado integral | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Cartera a costo amortizado | 3,690,665.17 | 1,034,409.47 | 773,411.65 | 2,239,765.11 | 625,516.10 | 8,363,767.49 | | Inversiones a costo amortizado | 3,308,431.91 | 1,031,279.04 | 664,538.95 | 1,989,493.84 | 625,516.10 | 7,619,259.83 | | Cartera de Creditos, Neta | 382,233.26 | 3,130.43 | 108,872.70 | 250,271.27 | 0.00 | 744,507.66 | | Primas por Cobrar (neto) | 522,040.47 | 579,325.77 | 505,360.48 | 475,718.39 | 146,349.49 | 2,228,794.59 | | Instituciones Reaseguradoras y Reafianzadoras (neto) | 124,781.80 | 453,554.12 | 38,938.18 | 137,659.03 | 15,030.07 | 769,963.20 | | Otras cuentas por cobrar | 40,840.58 | 14,212.05 | 5,265.71 | 35,720.72 | 15,459.30 | 111,498.37 | | Activos no corrientes mantenidos para la venta | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Bienes recibidos en recuperación de creditos | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Participaciones en acciones | 0.00 | 0.00 | 249,259.26 | 12,567.30 | 0.00 | 261,826.56 | | Activo material | 76,874.52 | 269,043.90 | 188,304.23 | 20,812.09 | 5,451.89 | 560,486.63 | | Activo intangible | 11,433.55 | 13,632.07 | 12,027.81 | 4,775.42 | 4,210.86 | 46,079.71 | | Activo fiscales | 1,565.43 | 0.00 | 40,328.01 | 38,155.28 | 1,912.28 | 81,961.00 | | Inversiones de Beneficios Laborales | 0.00 | 0.00 | 0.00 | 6,987.49 | 0.00 | 6,987.49 | | Otros activos | 23,116.90 | 36,506.66 | 90,067.95 | 126,724.00 | 19,259.19 | 295,674.70 | | | | | | | | | PASIVOS | 2,574,088.48 | 1,710,584.24 | 1,232,473.22 | 1,606,958.81 | 631,307.44 | 7,755,412.20 | | Reservas tecnicas | 1,973,064.25 | 1,013,820.15 | 667,488.74 | 1,094,805.73 | 350,871.70 | 5,100,050.57 | | Reservas de Riesgo en Curso | 463,021.59 | 113,962.87 | 351,925.86 | 481,339.03 | 133,438.50 | 1,543,687.85 | | Reserva Matematica | 521,134.08 | 33,828.87 | 3,032.37 | 12,516.79 | 2,426.03 | 572,938.14 | | Reservas de seguros de vida con cuenta unica de inversión | 0.00 | 0.00 | 160,810.01 | 0.00 | 0.00 | 160,810.01 | | Reservas para siniestros pendientes de liquidación y/o pago | 252,128.18 | 441,622.94 | 7,834.58 | 238,818.96 | 44,487.74 | 984,892.39 | | Reservas para obligaciones pendientes de cumplir por siniestros ocurridos y no reportados | 13,061.26 | 22,081.03 | 391.70 | 11,940.98 | 2,224.39 | 49,699.36 | | Reservas de Contingencia | 92,236.68 | 290,579.96 | 51,696.80 | 64,771.53 | 110,529.44 | 609,814.41 | | Reservas para Riesgos Catastróficos | 631,482.46 | 111,744.48 | 91,797.42 | 285,418.45 | 57,765.60 | 1,178,208.41 | | Reservas de fondos por rentas y pensiones | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Reservas para obligaciones contractuales pendientes de pago | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Instituciones reaseguradoras y reafianzadoras | 125,930.62 | 280,839.22 | 253,152.67 | 177,858.04 | 52,872.70 | 890,653.25 | | Obligaciones por operaciones de seguro y fianzas | 169,236.33 | 115,048.95 | 98,078.06 | 81,302.63 | 164,549.45 | 628,215.42 | | Primas en deposito | 4,316.58 | 30,508.03 | 8,176.93 | 14,204.40 | 4,851.07 | 62,057.02 | | Deposito en garantia por fianzas expedidas | 58,930.85 | 52,997.82 | 46,128.81 | 16,492.33 | 142,953.02 | 317,502.82 | | Acreedores por Primas a devolver | 51,331.76 | 0.00 | 0.00 | 0.00 | 328.05 | 51,659.80 | | Comisiones a intermediarios de seguros | 54,657.14 | 31,543.11 | 43,772.31 | 50,605.90 | 16,417.32 | 196,995.78 | | Pasivos financieros a costo amortizado | 0.00 | 86,661.84 | 0.00 | 0.00 | 0.00 | 86,661.84 | | Obligaciones por emisión de deuda | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Operaciones con valores | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Obligaciones con instituciones financieras y por otros financiamientos | 0.00 | 86,661.84 | 0.00 | 0.00 | 0.00 | 86,661.84 | | Acreedores por contratos de arrendamiento financiero | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Pasivos financieros a valor razonable con cambios en resultados | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Pasivos fiscales | 57,241.85 | 124,459.77 | 126,583.15 | 127,088.27 | 23,056.21 | 458,429.25 | | Provisiones Laborales | 52,679.78 | 24,754.97 | 26,632.95 | 36,717.27 | 16,341.23 | 157,126.20 | | Obligaciones subordinadas y/o convertibles en capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Otros pasivos | 195,935.65 | 64,999.35 | 60,537.66 | 89,186.87 | 23,616.15 | 434,275.67 | | | | | | | | | PATRIMONIO | 2,110,259.11 | 751,444.83 | 693,300.52 | 1,544,830.66 | 239,247.69 | 5,339,082.81 | | Fondos propios | 2,069,137.16 | 733,075.13 | 663,254.79 | 1,544,830.66 | 239,247.69 | 5,249,545.44 | | Capital social pagado | 214,370.30 | 139,986.52 | 265,000.00 | 317,653.00 | 134,528.00 | 1,071,537.83 | | Aportes a capitalizar | 0.00 | 0.00 | 0.00 | 132,170.37 | 0.00 | 132,170.37 | | Superavit por revaluacion de propiedades, planta y equipo | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Obligaciones convertibles en capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Reservas patrimoniales | 219,638.43 | 111,936.18 | 114,024.19 | 198,255.55 | 44,775.84 | 688,630.20 | | Resultados acumulados | 1,543,190.33 | 465,095.34 | 274,874.18 | 851,507.79 | 58,522.32 | 3,193,189.95 | | Resultados del ejercicio | 91,938.09 | 16,057.09 | 9,356.42 | 45,243.95 | 1,421.53 | 164,017.09 | | Otro resultado integral neto | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Ajustes de Transición | 41,121.95 | 18,369.70 | 30,045.72 | 0.00 | 0.00 | 89,537.38 | | Total pasivo mas capital | 4,684,347.59 | 2,462,029.08 | 1,925,773.74 | 3,151,789.47 | 870,555.13 | 13,094,495.01 | | | | | | | | | Cuentas de orden | 496,603,094.05 | 1,275,642,183.06 | 1,397,385,206.04 | 358,457,889.95 | 439,041,313.98 | 3,967,129,687.09 | | Responsabilidades en vigor | 361,083,663.90 | 694,315,602.47 | 785,270,033.45 | 260,065,658.98 | 309,729,217.85 | 2,410,464,176.65 | | Riesgos cedidos en reaseguro | 132,713,975.92 | 580,226,431.35 | 608,101,350.77 | 97,337,434.62 | 126,847,176.62 | 1,545,226,369.27 | | Responsabilidad por fianzas otorgadas | 736,906.35 | 200,854.12 | 1,368,226.63 | 289,473.33 | 957,106.82 | 3,552,567.25 | | Afianzamiento y reafianzamiento cedido | 613,421.40 | 152,273.53 | 1,021,458.07 | 97.13 | 783,731.54 | 2,570,981.68 | | Garantias y contragarantias recibidas | 944,057.22 | 743,825.62 | 1,572,010.35 | 739,799.84 | 707,233.94 | 4,706,926.96 | | Documentos y valores en custodia | 381,440.56 | 0.00 | 0.00 | 0.00 | 0.00 | 381,440.56 | | Primas por cobrar retiradas del activo | 0.00 | 67.36 | 0.00 | 0.00 | 0.00 | 67.36 | | Cuentas de registro diversas | 129,628.71 | 3,128.62 | 52,126.77 | 25,426.04 | 16,847.21 | 227,157.35 |
| | Información contable reportada por las instituciones financieras supervisadas. | | La información de éste estado financiero no ha sido auditada. | | La comparación de estados financieros es obligatoria a partir del año 2020. | | TIPO DE CAMBIO OFICIAL AL 31 DE ENERO DE 2020 C$ 33.9229 X US$ 1.00 | |
|
