| | INISER | ASSA | AMERICA | LAFISE | MAPFRE|NICARAGUA | TOTAL SISTEMA ASEGURADOR | | ACTIVOS | 4,614,689.00 | 2,415,590.40 | 1,934,679.24 | 2,984,252.23 | 903,412.41 | 12,852,623.29 | | Efectivo y Equivalente al Efectivo | 147,330.69 | 97,716.47 | 23,449.41 | 43,657.23 | 42,682.81 | 354,836.62 | | Inversiones al valor razonable con cambios en resultados | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Inversiones al valor razonable con cambios en otro resultado integral | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Cartera a costo amortizado | 3,739,536.12 | 947,527.10 | 769,293.72 | 2,221,125.80 | 634,934.33 | 8,312,417.08 | | Inversiones a costo amortizado | 3,363,060.48 | 944,427.57 | 663,284.65 | 1,968,230.99 | 634,934.33 | 7,573,938.02 | | Cartera de Creditos, Neta | 376,475.64 | 3,099.53 | 106,009.08 | 252,894.81 | 0.00 | 738,479.06 | | Primas por Cobrar (neto) | 441,255.33 | 562,755.62 | 529,739.22 | 445,452.15 | 143,632.05 | 2,122,834.37 | | Instituciones Reaseguradoras y Reafianzadoras (neto) | 136,323.03 | 474,747.30 | 32,874.12 | 135,833.55 | 22,832.46 | 802,610.46 | | Otras cuentas por cobrar | 35,760.11 | 13,064.38 | 5,086.45 | 37,276.70 | 18,653.04 | 109,840.68 | | Activos no corrientes mantenidos para la venta | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Bienes recibidos en recuperación de creditos | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Participaciones en acciones | 0.00 | 0.00 | 249,259.26 | 12,535.88 | 0.00 | 261,795.14 | | Activo material | 77,623.42 | 270,507.35 | 189,739.67 | 21,164.30 | 5,647.20 | 564,681.94 | | Activo intangible | 11,667.25 | 14,134.52 | 12,426.65 | 5,346.45 | 4,353.74 | 47,928.61 | | Activo fiscales | 1,953.69 | 0.00 | 37,550.81 | 33,839.30 | 11,804.69 | 85,148.49 | | Inversiones de Beneficios Laborales | 0.00 | 0.00 | 0.00 | 7,559.03 | 0.00 | 7,559.03 | | Otros activos | 23,239.35 | 35,137.65 | 85,259.92 | 20,461.86 | 18,872.08 | 182,970.87 | | | | | | | | | PASIVOS | 2,586,655.74 | 1,680,202.66 | 1,250,198.62 | 1,484,665.53 | 665,586.25 | 7,667,308.79 | | Reservas tecnicas | 1,977,568.76 | 1,027,199.88 | 667,312.22 | 1,099,467.41 | 355,100.85 | 5,126,649.13 | | Reservas de Riesgo en Curso | 462,571.27 | 112,538.73 | 357,649.60 | 479,608.51 | 134,080.52 | 1,546,448.63 | | Reserva Matematica | 521,596.66 | 33,703.49 | 3,118.04 | 12,726.98 | 2,356.51 | 573,501.68 | | Reservas de seguros de vida con cuenta unica de inversión | 0.00 | 0.00 | 159,535.24 | 0.00 | 0.00 | 159,535.24 | | Reservas para siniestros pendientes de liquidación y/o pago | 258,470.47 | 463,019.72 | 5,164.14 | 249,373.13 | 51,328.97 | 1,027,356.43 | | Reservas para obligaciones pendientes de cumplir por siniestros ocurridos y no reportados | 13,337.44 | 23,150.87 | 258.18 | 12,468.68 | 2,566.45 | 51,781.63 | | Reservas de Contingencia | 93,422.83 | 284,352.30 | 50,705.68 | 62,631.73 | 107,782.85 | 598,895.39 | | Reservas para Riesgos Catastróficos | 628,170.09 | 110,434.76 | 90,881.35 | 282,658.38 | 56,985.55 | 1,169,130.13 | | Reservas de fondos por rentas y pensiones | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Reservas para obligaciones contractuales pendientes de pago | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Instituciones reaseguradoras y reafianzadoras | 141,467.60 | 236,749.70 | 264,744.02 | 73,585.76 | 59,989.96 | 776,537.03 | | Obligaciones por operaciones de seguro y fianzas | 168,721.55 | 122,705.82 | 109,522.79 | 79,236.47 | 175,079.18 | 655,265.81 | | Primas en deposito | 8,270.45 | 40,472.17 | 9,394.08 | 16,401.91 | 4,830.11 | 79,368.72 | | Deposito en garantia por fianzas expedidas | 60,995.03 | 52,781.94 | 46,864.94 | 18,901.94 | 152,888.57 | 332,432.43 | | Acreedores por Primas a devolver | 51,011.62 | 0.00 | 0.00 | 0.00 | 328.05 | 51,339.67 | | Comisiones a intermediarios de seguros | 48,444.46 | 29,451.71 | 53,263.76 | 43,932.61 | 17,032.45 | 192,124.99 | | Pasivos financieros a costo amortizado | 0.00 | 87,023.77 | 0.00 | 0.00 | 0.00 | 87,023.77 | | Obligaciones por emisión de deuda | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Operaciones con valores | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Obligaciones con instituciones financieras y por otros financiamientos | 0.00 | 87,023.77 | 0.00 | 0.00 | 0.00 | 87,023.77 | | Acreedores por contratos de arrendamiento financiero | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Pasivos financieros a valor razonable con cambios en resultados | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Pasivos fiscales | 49,770.86 | 117,838.97 | 126,462.60 | 114,343.16 | 31,171.32 | 439,586.91 | | Provisiones Laborales | 51,559.48 | 24,068.36 | 24,758.26 | 35,092.73 | 15,662.32 | 151,141.15 | | Obligaciones subordinadas y/o convertibles en capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Otros pasivos | 197,567.48 | 64,616.16 | 57,398.73 | 82,940.00 | 28,582.62 | 431,104.99 | | | | | | | | | PATRIMONIO | 2,028,033.26 | 735,387.74 | 684,480.62 | 1,499,586.71 | 237,826.16 | 5,185,314.49 | | Fondos propios | 1,986,911.31 | 717,018.04 | 654,434.90 | 1,499,586.71 | 237,826.16 | 5,095,777.12 | | Capital social pagado | 214,370.30 | 139,986.52 | 265,000.00 | 317,653.00 | 134,528.00 | 1,071,537.83 | | Aportes a capitalizar | 0.00 | 0.00 | 0.00 | 132,170.37 | 0.00 | 132,170.37 | | Superavit por revaluacion de propiedades, planta y equipo | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Obligaciones convertibles en capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Reservas patrimoniales | 154,107.30 | 111,936.18 | 114,024.19 | 198,255.55 | 44,775.84 | 623,099.07 | | Resultados acumulados | 1,181,559.52 | 369,051.70 | 206,181.78 | 520,585.62 | 38,959.14 | 2,316,337.76 | | Resultados del ejercicio | 436,874.19 | 96,043.64 | 69,228.92 | 330,922.16 | 19,563.18 | 952,632.09 | | Otro resultado integral neto | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Ajustes de Transición | 41,121.95 | 18,369.70 | 30,045.72 | 0.00 | 0.00 | 89,537.38 | | Total pasivo mas capital | 4,614,689.00 | 2,415,590.40 | 1,934,679.24 | 2,984,252.23 | 903,412.41 | 12,852,623.29 | | | | | | | | | Cuentas de orden | 495,051,808.24 | 1,292,481,119.05 | 1,603,857,085.48 | 357,756,151.11 | 447,345,759.33 | 4,196,491,923.21 | | Responsabilidades en vigor | 356,472,868.22 | 704,425,239.49 | 891,069,741.37 | 259,244,284.79 | 315,451,281.63 | 2,526,663,415.51 | | Riesgos cedidos en reaseguro | 135,772,231.43 | 586,971,693.21 | 708,944,567.24 | 97,373,528.06 | 129,349,414.94 | 1,658,411,434.88 | | Responsabilidad por fianzas otorgadas | 759,449.25 | 195,231.77 | 1,302,621.68 | 361,398.02 | 1,007,534.88 | 3,626,235.61 | | Afianzamiento y reafianzamiento cedido | 631,399.73 | 146,782.81 | 929,712.56 | 97.13 | 822,795.45 | 2,530,787.68 | | Garantias y contragarantias recibidas | 906,098.19 | 737,159.08 | 1,558,894.54 | 752,213.18 | 698,556.81 | 4,652,921.80 | | Documentos y valores en custodia | 380,342.51 | 0.00 | 0.00 | 0.00 | 0.00 | 380,342.51 | | Primas por cobrar retiradas del activo | 0.00 | 67.19 | 0.00 | 0.00 | 0.00 | 67.19 | | Cuentas de registro diversas | 129,418.91 | 4,945.49 | 51,548.10 | 24,629.92 | 16,175.61 | 226,718.03 |
| | Información contable reportada por las instituciones financieras supervisadas. | | La información de éste estado financiero no ha sido auditada. | | La comparación de estados financieros es obligatoria a partir del año 2020. | | TIPO DE CAMBIO OFICIAL AL 31 DE DICIEMBRE DE 2019 C$ 33.8381 X US$ 1.00 | |
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