| | INISER | ASSA | AMERICA | LAFISE | MAPFRE|NICARAGUA | TOTAL SISTEMA ASEGURADOR | | ACTIVOS | 4,337,769.07 | 2,472,863.32 | 1,994,077.02 | 3,092,712.85 | 819,878.99 | 12,717,301.24 | | Efectivo y Equivalente al Efectivo | 172,909.08 | 75,695.72 | 42,804.64 | 177,227.25 | 61,989.77 | 530,626.45 | | Inversiones al valor razonable con cambios en resultados | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Inversiones al valor razonable con cambios en otro resultado integral | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Inversiones a costo amortizado | 3,515,782.16 | 942,068.34 | 879,966.21 | 2,155,253.49 | 567,582.18 | 8,060,652.38 | | Primas por Cobrar (neto) | 318,575.14 | 536,960.37 | 520,481.47 | 448,371.61 | 121,090.07 | 1,945,478.66 | | Instituciones Reaseguradoras y Reafianzadoras (neto) | 176,052.93 | 564,337.91 | 38,045.46 | 130,846.63 | 26,449.02 | 935,731.96 | | Otras cuentas por cobrar | 39,263.50 | 20,145.56 | 6,647.90 | 39,382.22 | 15,428.64 | 120,867.82 | | Activos no corrientes mantenidos para la venta | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Bienes recibidos en recuperación de creditos | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Participaciones en acciones | 0.00 | 0.00 | 249,259.26 | 16,159.56 | 0.00 | 265,418.82 | | Activo material | 77,654.39 | 277,384.46 | 189,209.66 | 21,842.01 | 6,643.93 | 572,734.44 | | Activo intangible | 1,246.67 | 12,679.66 | 12,706.02 | 5,595.64 | 4,948.14 | 37,176.14 | | Activo fiscales | 2,178.40 | 0.48 | 19,931.16 | 18,009.56 | 6,743.01 | 46,862.61 | | Inversiones de Beneficios Laborales | 0.00 | 0.00 | 0.00 | 6,570.85 | 0.00 | 6,570.85 | | Otros activos | 34,106.80 | 43,590.81 | 35,025.24 | 73,454.03 | 9,004.24 | 195,181.11 | | | | | | | | | PASIVOS | 2,529,856.46 | 1,756,572.17 | 1,340,098.34 | 1,721,201.07 | 595,822.99 | 7,943,551.03 | | Reservas tecnicas | 1,975,660.79 | 1,116,136.85 | 666,244.64 | 1,045,887.39 | 343,661.36 | 5,147,591.04 | | Reservas de Riesgo en Curso | 495,009.30 | 116,432.26 | 360,811.14 | 488,639.57 | 136,897.21 | 1,597,789.50 | | Reserva Matematica | 514,309.94 | 32,670.70 | 3,064.66 | 13,151.76 | 2,142.76 | 565,339.82 | | Reservas de seguros de vida con cuenta unica de inversión | 0.00 | 0.00 | 152,552.10 | 0.00 | 0.00 | 152,552.10 | | Reservas para siniestros pendientes de liquidación y/o pago | 254,598.04 | 564,849.78 | 13,449.68 | 195,348.82 | 39,601.76 | 1,067,848.07 | | Reservas para obligaciones pendientes de cumplir por siniestros ocurridos y no reportados | 15,175.11 | 28,242.45 | 672.48 | 9,767.47 | 1,980.09 | 55,837.59 | | Reservas de Contingencia | 86,544.13 | 268,368.52 | 48,865.42 | 72,727.30 | 109,148.54 | 585,653.91 | | Reservas para Riesgos Catastróficos | 610,024.27 | 105,573.15 | 86,829.16 | 266,252.47 | 53,891.00 | 1,122,570.04 | | Reservas de fondos por rentas y pensiones | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Reservas para obligaciones contractuales pendientes de pago | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Instituciones reaseguradoras y reafianzadoras | 89,788.89 | 220,485.60 | 252,760.14 | 191,274.31 | 44,013.15 | 798,322.09 | | Obligaciones por operaciones de seguro y fianzas | 120,816.33 | 125,205.58 | 113,533.16 | 99,569.10 | 150,190.93 | 609,315.09 | | Primas en deposito | 2,104.63 | 42,433.75 | 9,023.62 | 13,067.76 | 3,666.36 | 70,296.12 | | Deposito en garantia por fianzas expedidas | 44,978.08 | 57,227.00 | 64,321.72 | 43,252.69 | 132,891.05 | 342,670.54 | | Acreedores por Primas a devolver | 35,979.42 | 0.00 | 0.00 | 0.00 | 328.05 | 36,307.47 | | Comisiones a intermediarios de seguros | 37,754.20 | 25,544.83 | 40,187.82 | 43,248.65 | 13,305.47 | 160,040.97 | | Pasivos financieros a costo amortizado | 0.00 | 88,098.47 | 107,185.99 | 0.00 | 0.00 | 195,284.46 | | Obligaciones por emisión de deuda | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Operaciones con valores | 0.00 | 0.00 | 16,927.32 | 0.00 | 0.00 | 16,927.32 | | Obligaciones con instituciones financieras y por otros financiamientos | 0.00 | 88,098.47 | 90,258.67 | 0.00 | 0.00 | 178,357.14 | | Acreedores por contratos de arrendamiento financiero | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Pasivos financieros a valor razonable con cambios en resultados | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Pasivos fiscales | 43,160.80 | 120,252.81 | 96,963.37 | 95,046.89 | 23,629.92 | 379,053.78 | | Provisiones Laborales | 58,258.74 | 20,859.98 | 35,911.42 | 43,056.97 | 14,758.27 | 172,845.38 | | Obligaciones subordinadas y/o convertibles en capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Otros pasivos | 242,170.91 | 65,532.87 | 67,499.63 | 246,366.41 | 19,569.37 | 641,139.19 | | | | | | | | | PATRIMONIO | 1,807,912.60 | 716,291.15 | 653,978.68 | 1,371,511.78 | 224,055.99 | 4,773,750.21 | | Fondos propios | 1,780,068.10 | 697,921.45 | 623,932.95 | 1,371,511.78 | 224,055.99 | 4,697,490.28 | | Capital social pagado | 214,370.30 | 139,986.52 | 265,000.00 | 317,653.00 | 134,528.00 | 1,071,537.83 | | Aportes a capitalizar | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Obligaciones convertibles en capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Reservas patrimoniales | 154,107.30 | 97,529.63 | 114,024.19 | 280,787.60 | 42,433.69 | 688,882.42 | | Resultados acumulados | 1,199,856.05 | 383,458.24 | 206,181.78 | 570,223.95 | 41,893.61 | 2,401,613.64 | | Resultados del ejercicio | 211,734.44 | 76,947.05 | 38,726.98 | 202,847.23 | 5,200.69 | 535,456.39 | | Otro resultado integral neto | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Ajustes de Transición | 27,844.51 | 18,369.70 | 30,045.72 | 0.00 | 0.00 | 76,259.93 | | Total pasivo mas capital | 4,337,769.07 | 2,472,863.32 | 1,994,077.02 | 3,092,712.85 | 819,878.99 | 12,717,301.24 | | | | | | | | | Cuentas de orden | 494,311,269.74 | 1,119,434,447.51 | 1,457,535,201.27 | 356,445,255.00 | 400,730,744.08 | 3,828,456,917.60 | | Responsabilidades en vigor | 353,202,470.85 | 617,502,173.18 | 815,778,945.69 | 251,903,197.05 | 284,217,873.85 | 2,322,604,660.61 | | Riesgos cedidos en reaseguro | 138,623,624.58 | 500,871,887.43 | 636,390,721.69 | 96,653,036.97 | 113,937,539.84 | 1,486,476,810.50 | | Responsabilidad por fianzas otorgadas | 463,791.98 | 176,031.24 | 2,114,916.17 | 7,076,341.01 | 994,202.42 | 10,825,282.83 | | Afianzamiento y reafianzamiento cedido | 365,509.91 | 121,520.54 | 1,714,687.81 | 45,928.97 | 868,610.28 | 3,116,257.52 | | Garantias y contragarantias recibidas | 1,147,228.48 | 759,690.04 | 1,488,760.94 | 737,922.16 | 692,379.67 | 4,825,981.29 | | Documentos y valores en custodia | 376,175.96 | 0.00 | 0.00 | 0.00 | 0.00 | 376,175.96 | | Primas por cobrar retiradas del activo | 0.00 | 66.04 | 0.00 | 0.00 | 0.00 | 66.04 | | Cuentas de registro diversas | 132,467.99 | 3,079.04 | 47,168.97 | 28,828.85 | 20,138.01 | 231,682.85 |
| | Información contable reportada por las instituciones financieras supervisadas. | | La información de éste estado financiero no ha sido auditada. | | La comparación de estados financieros es obligatoria a partir del año 2020. | | TIPO DE CAMBIO OFICIAL AL 31 DE JULIO DE 2019 C$ 33.2598 X US$ 1.00 | |
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