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| |
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| |
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| |
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|
|
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|
|
|
| |
COMPAÑIAS DE
SEGUROS |
|
| |
BALANCE GENERAL
(*) |
|
| |
Al 30 de Abril
de 2008 |
|
| |
(Cifras en
Miles de Cordobas) |
|
| |
|
AMERICA |
LAFISE |
INISER |
METROPOLITANA |
MUNDIAL |
TOTAL INDUSTRIA |
|
| |
|
| |
ACTIVOS |
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
DISPONIBILIDADES |
|
50,428.5 |
|
4,525.6 |
|
86,135.6 |
|
3,780.6 |
|
21,064.5 |
|
165,934.8 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
INVERSIONES (NETO) |
|
246,119.3 |
|
277,043.3 |
|
743,945.9 |
|
128,341.1 |
|
92,885.7 |
|
1,488,335.3 |
|
| |
INVERSIONES
AL VALOR RAZONABLE CON CAMBIOS EN RESULTADOS |
246,119.3 |
|
0.0 |
|
0.0 |
|
128,341.1 |
|
92,885.7 |
|
467,346.1 |
|
|
| |
INVERSIONES
DISPONIBLES PARA LA VENTA |
0.0 |
|
189,849.9 |
|
0.0 |
|
0.0 |
|
0.0 |
|
189,849.9 |
|
|
| |
INVERSIONES
MANTENIDAS HASTA EL VENCIMIENTO |
0.0 |
|
87,193.4 |
|
743,945.9 |
|
0.0 |
|
0.0 |
|
831,139.3 |
|
|
| |
OPERACIONES CON VALORES Y DERIVADOS |
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
CARTERA DE CREDITOS (NETO) |
|
13,930.9 |
|
179.5 |
|
33,525.2 |
|
785.6 |
|
0.0 |
|
48,421.2 |
|
| |
CREDITO CON GARANTIA DE POLIZAS |
0.0 |
|
0.0 |
|
10,175.2 |
|
26.2 |
|
0.0 |
|
10,201.4 |
|
|
| |
CREDITO VIGENTES |
13,930.9 |
|
179.5 |
|
4,029.3 |
|
749.7 |
|
0.0 |
|
18,889.4 |
|
|
| |
CREDITO PRORROGADO |
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
|
| |
CREDITOS REESTRUCTURADOS |
0.0 |
|
0.0 |
|
6,049.4 |
|
0.0 |
|
0.0 |
|
6,049.4 |
|
|
| |
CREDITOS VENCIDOS |
0.0 |
|
0.0 |
|
12,685.5 |
|
0.0 |
|
0.0 |
|
12,685.5 |
|
|
| |
CREDITOS EN COBRO JUDICIAL |
0.0 |
|
0.0 |
|
357.8 |
|
0.0 |
|
0.0 |
|
357.8 |
|
|
| |
INTERESES Y COMISIONES POR COBRAR |
0.0 |
|
0.0 |
|
228.0 |
|
9.7 |
|
0.0 |
|
237.7 |
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
BIENES DE USO (NETO) |
|
45,193.2 |
|
5,124.3 |
|
19,287.9 |
|
6,734.7 |
|
5,200.7 |
|
81,540.8 |
|
| |
TERRENOS |
858.6 |
|
0.0 |
|
2,541.4 |
|
0.0 |
|
0.0 |
|
3,400.0 |
|
|
| |
EDIFICIOS |
38,489.9 |
|
0.0 |
|
5,562.6 |
|
0.0 |
|
0.0 |
|
44,052.5 |
|
|
| |
MOBILIARIO Y EQUIPO |
1,049.9 |
|
3,246.9 |
|
4,267.0 |
|
3,673.5 |
|
4,535.9 |
|
16,773.2 |
|
|
| |
VEHICULO |
2,864.2 |
|
1,389.9 |
|
2,918.7 |
|
2,918.5 |
|
445.2 |
|
10,536.5 |
|
|
| |
EQUIPO DE COMPUTACION |
1,071.7 |
|
0.0 |
|
2,752.7 |
|
0.0 |
|
0.0 |
|
3,824.4 |
|
|
| |
BIENES TOMADO EN ARRENDAMIENTO FINANCIERO |
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
|
| |
OTROS BIENES DE USO |
858.8 |
|
487.5 |
|
1,245.4 |
|
142.7 |
|
219.6 |
|
2,954.0 |
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
DEUDORES POR PRIMAS Y OTROS (NETO) |
|
90,727.7 |
|
63,169.2 |
|
186,911.1 |
|
74,564.3 |
|
40,039.9 |
|
455,412.2 |
|
| |
PRIMAS POR COBRAR |
79,495.0 |
|
59,270.4 |
|
153,174.1 |
|
62,022.3 |
|
38,819.1 |
|
392,780.9 |
|
|
| |
OTROS DEUDORES |
11,232.7 |
|
3,898.8 |
|
33,736.9 |
|
12,541.9 |
|
1,220.8 |
|
62,631.1 |
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
INSTITUCIONES REASEGURADORAS Y REAFIANZADORAS (NETO) |
|
38,955.1 |
|
3,747.4 |
|
128,480.6 |
|
20,905.5 |
|
12,013.8 |
|
204,102.4 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
INVERSIONES PERMANENTES EN ACCIONES |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
INVERSIONES DE BENEFICIOS LABORALES |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
OTROS ACTIVOS |
|
19,371.7 |
|
26,083.2 |
|
22,841.6 |
|
8,062.0 |
|
8,771.7 |
|
85,130.2 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
TOTAL ACTIVO |
|
504,726.4 |
|
379,872.4 |
|
1,221,127.8 |
|
243,173.7 |
|
179,976.3 |
|
2,528,876.6 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
PASIVOS |
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
RESERVAS TECNICAS |
|
290,708.5 |
|
174,133.4 |
|
787,907.2 |
|
102,063.2 |
|
70,632.1 |
|
1,425,444.4 |
|
| |
RESERVAS DE RIESGO EN CURSO |
98,919.9 |
|
94,465.1 |
|
371,632.5 |
|
41,539.4 |
|
24,107.4 |
|
630,664.3 |
|
|
| |
RESERVAS MATEMATICAS |
1,416.6 |
|
0.0 |
|
5,885.5 |
|
3,046.0 |
|
247.5 |
|
10,595.6 |
|
|
| |
RESERVAS DE SEGUROS DE VIDA CON CUENTA UNICA DE INVERSION |
87,379.9 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
87,379.9 |
|
|
| |
RESERVAS PARA SINIESTROS PENDIENTES DE LIQUIDACION Y/O PAGO |
63,776.7 |
|
28,570.2 |
|
187,582.3 |
|
30,481.7 |
|
18,834.0 |
|
329,244.9 |
|
|
| |
RESERVAS PARA OBLIGACIONES PENDIENTES DE CUMPLIR POR SINIESTROS
OCURRIDOS Y NO REPORTADOS |
1,300.8 |
|
1,394.2 |
|
2,563.8 |
|
447.4 |
|
843.9 |
|
6,550.1 |
|
|
| |
RESERVAS DE CONTINGENCIA |
18,900.6 |
|
17,992.4 |
|
46,299.4 |
|
7,754.7 |
|
16,663.3 |
|
107,610.4 |
|
|
| |
RESERVAS PARA RIESGOS CATASTROFICOS |
19,014.1 |
|
31,711.4 |
|
166,439.8 |
|
18,794.0 |
|
9,936.0 |
|
245,895.3 |
|
|
| |
RESERVAS DE FONDOS POR RENTAS Y PENSIONES |
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
|
| |
RESERVAS PARA OBLIGACIONES CONTRACTUALES PENDIENTES DE PAGO |
0.0 |
|
0.0 |
|
7,504.0 |
|
0.0 |
|
0.0 |
|
7,504.0 |
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
ACREEDORES CONTRACTUALES |
|
1,397.5 |
|
20,541.3 |
|
10,701.4 |
|
234.9 |
|
681.7 |
|
33,556.8 |
|
| |
PRIMAS EN DEPOSITO |
1,397.5 |
|
11,501.6 |
|
3,686.9 |
|
234.9 |
|
224.6 |
|
17,045.5 |
|
|
| |
DEPOSITO EN GARANTIA POR FIANZAS EXPEDIDAS |
0.0 |
|
9,039.7 |
|
0.0 |
|
0.0 |
|
0.0 |
|
9,039.7 |
|
|
| |
ACREEDORES POR PRIMAS A DEVOLVER |
0.0 |
|
0.0 |
|
7,014.5 |
|
0.0 |
|
457.1 |
|
7,471.6 |
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
INSTITUCIONES REASEGURADORAS Y REAFIANZADORAS |
|
52,753.7 |
|
26,348.4 |
|
42,826.9 |
|
42,542.5 |
|
33,635.6 |
|
198,107.1 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
PASIVOS FINANCIEROS |
|
0.0 |
|
0.0 |
|
0.0 |
|
3.4 |
|
0.0 |
|
3.4 |
|
| |
PRESTAMOS POR PAGAR |
0.0 |
|
0.0 |
|
0.0 |
|
3.4 |
|
0.0 |
|
3.4 |
|
|
| |
OPERACIONES CON VALORES Y DERIVADOS |
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
|
| |
OPERACIONES
CON INSTRUMENTOS FINANCIEROS DERIVADOS |
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
|
| |
OBLIGACIONES SUBORDINADAS Y/O CONVERTIBLES EN CAPITAL |
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
RESERVAS PARA BENEFICIOS LABORALES |
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
ACREEDORES DIVERSOS |
3,008.3 |
|
7,651.8 |
|
158,390.4 |
|
5,292.1 |
|
1,791.7 |
|
176,134.3 |
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
OTROS PASIVOS |
33,422.3 |
|
27,917.9 |
|
48,402.2 |
|
23,955.5 |
|
16,972.7 |
|
150,670.6 |
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
TOTAL PASIVO |
|
381,290.2 |
|
256,592.9 |
|
1,048,228.1 |
|
174,091.6 |
|
123,713.8 |
|
1,983,916.6 |
|
| |
CAPITAL |
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
CAPITAL SOCIAL SUSCRITO PAGADO |
50,000.0 |
|
53,000.0 |
|
70,300.0 |
|
42,000.0 |
|
25,500.0 |
|
240,800.0 |
|
|
| |
CAPITAL SOCIAL SUSCRITO NO PAGADO |
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
|
| |
ACCIONES EN TESORERIA |
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
|
| |
CAPITAL DONADO |
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
|
| |
APORTE PATRIMONIALES NO CAPITALIZABLES |
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
|
| |
OBLIGACIONES CONVERTIBLES EN CAPITAL |
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
|
| |
AJUSTES AL PATRIMONIO |
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
|
| |
RESERVAS PATRIMONIALES |
19,344.1 |
|
15,270.4 |
|
29,630.5 |
|
12,989.1 |
|
9,158.7 |
|
86,392.8 |
|
|
| |
RESULTADOS ACUMULADOS DE EJERCICIOS ANTERIORES |
44,968.6 |
|
43,398.1 |
|
35,136.5 |
|
10,677.5 |
|
19,055.6 |
|
153,236.3 |
|
|
| |
RESULTADOS DEL PRESENTE EJERCICIO |
9,123.5 |
|
11,611.0 |
|
37,832.7 |
|
3,415.5 |
|
2,548.3 |
|
64,531.0 |
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
SUMA DEL CAPITAL |
|
123,436.2 |
|
123,279.5 |
|
172,899.7 |
|
69,082.1 |
|
56,262.6 |
|
544,960.1 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
SUMA DEL PASIVO Y CAPITAL |
|
504,726.4 |
|
379,872.4 |
|
1,221,127.8 |
|
243,173.7 |
|
179,976.3 |
|
2,528,876.6 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
CUENTAS DE ORDEN |
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
RESPONSABILIDAD |
|
240,094,050.6 |
|
76,977,627.9 |
|
168,557,822.8 |
|
52,595,145.9 |
|
42,359,129.7 |
|
580,583,776.9 |
|
| |
RIESGOS CEDIDOS |
|
192,520,569.9 |
|
27,024,822.2 |
|
82,493,908.8 |
|
38,578,758.7 |
|
30,077,844.1 |
|
370,695,903.7 |
|
| |
RESPONSABILIDAD POR FIANZAS OTORGADAS |
|
725,519.0 |
|
241,354.2 |
|
585,011.8 |
|
392,467.3 |
|
130,343.6 |
|
2,074,695.9 |
|
| |
AFIANZAMIENTO Y REAFIANZAMIENTO |
|
614,678.1 |
|
19,239.9 |
|
449,584.6 |
|
357,813.7 |
|
101,390.4 |
|
1,542,706.7 |
|
| |
GARANTIAS Y CONTRAGARANTIAS RECIBIDAS |
|
378,177.6 |
|
344,768.2 |
|
118,592.3 |
|
3,911.1 |
|
104,304.5 |
|
949,753.7 |
|
| |
DOCUMENTOS Y VALORES EN CUSTODIA |
|
0.0 |
|
0.0 |
|
2,537,820.4 |
|
353,925.4 |
|
0.0 |
|
2,891,745.8 |
|
| |
PRIMAS POR COBRAR RETIRADAS DEL ACTIVO |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
| |
CUENTAS DE REGISTROS
DIVERSOS |
|
506,630.1 |
|
53,513.9 |
|
120,682.3 |
|
42,001.2 |
|
98,608.1 |
|
821,435.6 |
|
| |
TOTAL CUENTAS DE ORDEN |
|
434,839,625.3 |
|
104,661,326.2 |
|
254,863,423.2 |
|
92,324,023.4 |
|
72,871,620.4 |
|
959,560,018.5 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
|
|
|
|
|
|
|
|
|
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| * Balance no
Auditados |
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| Las pequeñas
diferencias que se presentan son por redondeos de cifras |
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| T/ Cambio al
30/04/2008: 19.2103 |
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