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| |
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| |
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|
|
| |
COMPAÑIAS DE
SEGUROS |
|
| |
BALANCE GENERAL
(*) |
|
| |
Al 31 de Marzo
de 2008 |
|
| |
(Cifras en
Miles de Cordobas) |
|
| |
|
AMERICA |
LAFISE |
INISER |
METROPOLITANA |
MUNDIAL |
TOTAL INDUSTRIA |
|
| |
|
| |
ACTIVOS |
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
DISPONIBILIDADES |
|
8,883.4 |
|
7,073.3 |
|
73,144.7 |
|
4,178.5 |
|
18,014.0 |
|
111,293.9 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
INVERSIONES (NETO) |
|
262,457.9 |
|
263,485.9 |
|
717,435.0 |
|
132,510.4 |
|
89,002.8 |
|
1,464,892.0 |
|
| |
INVERSIONES
AL VALOR RAZONABLE CON CAMBIOS EN RESULTADOS |
262,457.9 |
|
0.0 |
|
0.0 |
|
132,510.4 |
|
89,002.8 |
|
483,971.1 |
|
|
| |
INVERSIONES
DISPONIBLES PARA LA VENTA |
0.0 |
|
177,167.6 |
|
0.0 |
|
0.0 |
|
0.0 |
|
177,167.6 |
|
|
| |
INVERSIONES
MANTENIDAS HASTA EL VENCIMIENTO |
0.0 |
|
86,318.3 |
|
717,435.0 |
|
0.0 |
|
0.0 |
|
803,753.3 |
|
|
| |
OPERACIONES CON VALORES Y DERIVADOS |
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
CARTERA DE CREDITOS (NETO) |
|
13,767.5 |
|
178.8 |
|
33,362.9 |
|
777.3 |
|
0.0 |
|
48,086.5 |
|
| |
CREDITO CON GARANTIA DE POLIZAS |
0.0 |
|
0.0 |
|
9,991.8 |
|
15.7 |
|
0.0 |
|
10,007.5 |
|
|
| |
CREDITO VIGENTES |
13,767.5 |
|
178.8 |
|
4,070.3 |
|
751.9 |
|
0.0 |
|
18,768.5 |
|
|
| |
CREDITO PRORROGADO |
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
|
| |
CREDITOS REESTRUCTURADOS |
0.0 |
|
0.0 |
|
6,031.7 |
|
0.0 |
|
0.0 |
|
6,031.7 |
|
|
| |
CREDITOS VENCIDOS |
0.0 |
|
0.0 |
|
12,663.3 |
|
0.0 |
|
0.0 |
|
12,663.3 |
|
|
| |
CREDITOS EN COBRO JUDICIAL |
0.0 |
|
0.0 |
|
361.0 |
|
0.0 |
|
0.0 |
|
361.0 |
|
|
| |
INTERESES Y COMISIONES POR COBRAR |
0.0 |
|
0.0 |
|
244.8 |
|
9.7 |
|
0.0 |
|
254.5 |
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
BIENES DE USO (NETO) |
|
46,339.7 |
|
6,125.9 |
|
19,253.7 |
|
6,731.9 |
|
5,332.1 |
|
83,783.3 |
|
| |
TERRENOS |
858.6 |
|
0.0 |
|
2,541.4 |
|
0.0 |
|
0.0 |
|
3,400.0 |
|
|
| |
EDIFICIOS |
38,719.1 |
|
0.0 |
|
5,712.3 |
|
0.0 |
|
0.0 |
|
44,431.4 |
|
|
| |
MOBILIARIO Y EQUIPO |
1,050.9 |
|
3,373.6 |
|
4,376.9 |
|
3,629.8 |
|
4,654.8 |
|
17,086.0 |
|
|
| |
VEHICULO |
3,678.2 |
|
2,264.8 |
|
3,029.3 |
|
2,959.4 |
|
458.6 |
|
12,390.3 |
|
|
| |
EQUIPO DE COMPUTACION |
1,174.2 |
|
0.0 |
|
2,348.4 |
|
0.0 |
|
0.0 |
|
3,522.6 |
|
|
| |
BIENES TOMADO EN ARRENDAMIENTO FINANCIERO |
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
|
| |
OTROS BIENES DE USO |
858.8 |
|
487.5 |
|
1,245.4 |
|
142.8 |
|
218.7 |
|
2,953.2 |
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
DEUDORES POR PRIMAS Y OTROS (NETO) |
|
99,909.5 |
|
66,170.3 |
|
209,978.7 |
|
67,901.4 |
|
40,096.4 |
|
484,056.3 |
|
| |
PRIMAS POR COBRAR |
88,986.6 |
|
62,135.7 |
|
170,815.7 |
|
56,634.6 |
|
38,460.7 |
|
417,033.3 |
|
|
| |
OTROS DEUDORES |
10,922.9 |
|
4,034.6 |
|
39,163.0 |
|
11,266.8 |
|
1,635.7 |
|
67,023.0 |
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
INSTITUCIONES REASEGURADORAS Y REAFIANZADORAS (NETO) |
|
34,320.8 |
|
3,680.0 |
|
115,003.7 |
|
24,868.1 |
|
10,618.0 |
|
188,490.6 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
INVERSIONES PERMANENTES EN ACCIONES |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
INVERSIONES DE BENEFICIOS LABORALES |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
OTROS ACTIVOS |
|
13,644.5 |
|
29,138.3 |
|
26,502.7 |
|
7,781.9 |
|
4,973.4 |
|
82,040.8 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
TOTAL ACTIVO |
|
479,323.4 |
|
375,852.5 |
|
1,194,681.5 |
|
244,749.6 |
|
168,036.6 |
|
2,462,643.6 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
PASIVOS |
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
RESERVAS TECNICAS |
|
282,641.8 |
|
169,004.4 |
|
768,056.1 |
|
102,549.0 |
|
65,633.7 |
|
1,387,885.0 |
|
| |
RESERVAS DE RIESGO EN CURSO |
97,480.6 |
|
91,849.6 |
|
371,845.9 |
|
40,177.9 |
|
22,227.2 |
|
623,581.2 |
|
|
| |
RESERVAS MATEMATICAS |
1,329.8 |
|
0.0 |
|
4,415.9 |
|
3,046.0 |
|
252.9 |
|
9,044.6 |
|
|
| |
RESERVAS DE SEGUROS DE VIDA CON CUENTA UNICA DE INVERSION |
86,714.4 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
86,714.4 |
|
|
| |
RESERVAS PARA SINIESTROS PENDIENTES DE LIQUIDACION Y/O PAGO |
58,999.1 |
|
27,908.5 |
|
170,837.2 |
|
33,337.6 |
|
15,796.4 |
|
306,878.8 |
|
|
| |
RESERVAS PARA OBLIGACIONES PENDIENTES DE CUMPLIR POR SINIESTROS
OCURRIDOS Y NO REPORTADOS |
1,295.8 |
|
1,397.7 |
|
2,554.2 |
|
445.8 |
|
840.7 |
|
6,534.2 |
|
|
| |
RESERVAS DE CONTINGENCIA |
18,073.4 |
|
17,007.4 |
|
45,694.6 |
|
6,986.0 |
|
16,632.1 |
|
104,393.5 |
|
|
| |
RESERVAS PARA RIESGOS CATASTROFICOS |
18,748.7 |
|
30,841.3 |
|
165,182.1 |
|
18,555.8 |
|
9,884.5 |
|
243,212.4 |
|
|
| |
RESERVAS DE FONDOS POR RENTAS Y PENSIONES |
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
|
| |
RESERVAS PARA OBLIGACIONES CONTRACTUALES PENDIENTES DE PAGO |
0.0 |
|
0.0 |
|
7,526.3 |
|
0.0 |
|
0.0 |
|
7,526.3 |
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
ACREEDORES CONTRACTUALES |
|
1,558.9 |
|
12,727.3 |
|
6,836.8 |
|
740.0 |
|
480.9 |
|
22,343.9 |
|
| |
PRIMAS EN DEPOSITO |
1,558.9 |
|
12,727.3 |
|
3,247.3 |
|
740.0 |
|
95.2 |
|
18,368.7 |
|
|
| |
DEPOSITO EN GARANTIA POR FIANZAS EXPEDIDAS |
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
|
| |
ACREEDORES POR PRIMAS A DEVOLVER |
0.0 |
|
0.0 |
|
3,589.5 |
|
0.0 |
|
385.7 |
|
3,975.2 |
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
INSTITUCIONES REASEGURADORAS Y REAFIANZADORAS |
|
30,756.4 |
|
30,323.0 |
|
40,744.0 |
|
44,821.5 |
|
27,439.1 |
|
174,084.0 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
PASIVOS FINANCIEROS |
|
0.0 |
|
0.0 |
|
0.0 |
|
2.6 |
|
0.0 |
|
2.6 |
|
| |
PRESTAMOS POR PAGAR |
0.0 |
|
0.0 |
|
0.0 |
|
2.6 |
|
0.0 |
|
2.6 |
|
|
| |
OPERACIONES CON VALORES Y DERIVADOS |
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
|
| |
OPERACIONES
CON INSTRUMENTOS FINANCIEROS DERIVADOS |
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
|
| |
OBLIGACIONES SUBORDINADAS Y/O CONVERTIBLES EN CAPITAL |
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
RESERVAS PARA BENEFICIOS LABORALES |
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
ACREEDORES DIVERSOS |
2,780.9 |
|
7,151.7 |
|
162,412.3 |
|
5,129.5 |
|
1,733.1 |
|
179,207.5 |
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
OTROS PASIVOS |
37,131.4 |
|
36,806.4 |
|
49,559.8 |
|
23,147.2 |
|
15,534.8 |
|
162,179.6 |
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
TOTAL PASIVO |
|
354,869.3 |
|
256,012.8 |
|
1,027,609.0 |
|
176,389.9 |
|
110,821.6 |
|
1,925,702.6 |
|
| |
CAPITAL |
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
CAPITAL SOCIAL SUSCRITO PAGADO |
50,000.0 |
|
53,000.0 |
|
70,300.0 |
|
42,000.0 |
|
22,000.0 |
|
237,300.0 |
|
|
| |
CAPITAL SOCIAL SUSCRITO NO PAGADO |
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
|
| |
ACCIONES EN TESORERIA |
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
|
| |
CAPITAL DONADO |
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
|
| |
APORTE PATRIMONIALES NO CAPITALIZABLES |
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
|
| |
OBLIGACIONES CONVERTIBLES EN CAPITAL |
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
|
| |
AJUSTES AL PATRIMONIO |
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
|
| |
RESERVAS PATRIMONIALES |
13,617.0 |
|
15,270.4 |
|
29,630.5 |
|
12,989.1 |
|
7,974.6 |
|
79,481.6 |
|
|
| |
RESULTADOS ACUMULADOS DE EJERCICIOS ANTERIORES |
50,695.7 |
|
43,398.1 |
|
35,136.5 |
|
10,687.6 |
|
23,739.7 |
|
163,657.6 |
|
|
| |
RESULTADOS DEL PRESENTE EJERCICIO |
10,141.4 |
|
8,171.3 |
|
32,005.5 |
|
2,683.0 |
|
3,500.8 |
|
56,502.0 |
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
SUMA DEL CAPITAL |
|
124,454.1 |
|
119,839.8 |
|
167,072.5 |
|
68,359.7 |
|
57,215.0 |
|
536,941.1 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
SUMA DEL PASIVO Y CAPITAL |
|
479,323.4 |
|
375,852.5 |
|
1,194,681.5 |
|
244,749.6 |
|
168,036.6 |
|
2,462,643.6 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
CUENTAS DE ORDEN |
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
RESPONSABILIDAD |
|
230,548,028.6 |
|
74,175,530.7 |
|
178,092,458.3 |
|
52,454,052.9 |
|
39,671,957.0 |
|
574,942,027.5 |
|
| |
RIESGOS CEDIDOS |
|
183,963,432.5 |
|
26,189,685.6 |
|
82,952,885.9 |
|
38,111,567.2 |
|
29,374,042.1 |
|
360,591,613.3 |
|
| |
RESPONSABILIDAD POR FIANZAS OTORGADAS |
|
688,218.8 |
|
235,768.6 |
|
519,348.9 |
|
356,329.0 |
|
104,195.1 |
|
1,903,860.4 |
|
| |
AFIANZAMIENTO Y REAFIANZAMIENTO |
|
583,810.8 |
|
18,885.3 |
|
391,008.9 |
|
331,671.2 |
|
80,389.1 |
|
1,405,765.3 |
|
| |
GARANTIAS Y CONTRAGARANTIAS RECIBIDAS |
|
356,536.1 |
|
352,410.7 |
|
118,187.7 |
|
3,836.7 |
|
101,379.7 |
|
932,350.9 |
|
| |
DOCUMENTOS Y VALORES EN CUSTODIA |
|
0.0 |
|
0.0 |
|
2,537,820.4 |
|
390,206.4 |
|
0.0 |
|
2,928,026.8 |
|
| |
PRIMAS POR COBRAR RETIRADAS DEL ACTIVO |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
| |
CUENTAS DE REGISTROS
DIVERSOS |
|
513,963.9 |
|
53,513.6 |
|
26,416.2 |
|
42,001.2 |
|
98,754.8 |
|
734,649.7 |
|
| |
TOTAL CUENTAS DE ORDEN |
|
416,653,990.6 |
|
101,025,794.5 |
|
264,638,126.4 |
|
91,689,664.6 |
|
69,430,717.9 |
|
943,438,294.0 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
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| * Balance no
Auditados |
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| Las pequeñas
diferencias que se presentan son por redondeos de cifras |
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| T/ Cambio al
31/03/2008: 19.1337 |
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