| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
COMPAÑIAS DE
SEGUROS |
|
| |
BALANCE GENERAL
(*) |
|
| |
Al 29 de Febrero
de 2008 |
|
| |
(Cifras en Miles
de Cordobas) |
|
| |
|
AMERICA |
LAFISE |
INISER |
METROPOLITANA |
MUNDIAL |
TOTAL INDUSTRIA |
|
| |
|
| |
ACTIVOS |
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
DISPONIBILIDADES |
|
19,945.1 |
|
11,205.4 |
|
45,717.8 |
|
6,986.7 |
|
14,794.8 |
|
98,649.8 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
INVERSIONES (NETO) |
|
269,074.1 |
|
262,692.8 |
|
729,294.9 |
|
126,529.0 |
|
87,369.9 |
|
1,474,960.7 |
|
| |
INVERSIONES
AL VALOR RAZONABLE CON CAMBIOS EN RESULTADOS |
269,074.1 |
|
0.0 |
|
0.0 |
|
126,529.0 |
|
87,369.9 |
|
482,973.0 |
|
|
| |
INVERSIONES
DISPONIBLES PARA LA VENTA |
0.0 |
|
177,514.7 |
|
0.0 |
|
0.0 |
|
0.0 |
|
177,514.7 |
|
|
| |
INVERSIONES
MANTENIDAS HASTA EL VENCIMIENTO |
0.0 |
|
85,178.1 |
|
729,294.9 |
|
0.0 |
|
0.0 |
|
814,473.0 |
|
|
| |
OPERACIONES CON VALORES Y DERIVADOS |
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
CARTERA DE CREDITOS (NETO) |
|
13,786.9 |
|
185.5 |
|
33,338.5 |
|
782.0 |
|
0.0 |
|
48,092.9 |
|
| |
CREDITO CON GARANTIA DE POLIZAS |
0.0 |
|
0.0 |
|
10,027.6 |
|
17.5 |
|
0.0 |
|
10,045.1 |
|
|
| |
CREDITO VIGENTES |
13,786.9 |
|
185.5 |
|
3,053.2 |
|
754.2 |
|
0.0 |
|
17,779.8 |
|
|
| |
CREDITO PRORROGADO |
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
|
| |
CREDITOS REESTRUCTURADOS |
0.0 |
|
0.0 |
|
5,936.4 |
|
0.0 |
|
0.0 |
|
5,936.4 |
|
|
| |
CREDITOS VENCIDOS |
0.0 |
|
0.0 |
|
12,645.3 |
|
0.0 |
|
0.0 |
|
12,645.3 |
|
|
| |
CREDITOS EN COBRO JUDICIAL |
0.0 |
|
0.0 |
|
1,432.5 |
|
0.0 |
|
0.0 |
|
1,432.5 |
|
|
| |
INTERESES Y COMISIONES POR COBRAR |
0.0 |
|
0.0 |
|
243.5 |
|
10.3 |
|
0.0 |
|
253.8 |
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
BIENES DE USO (NETO) |
|
46,623.6 |
|
6,249.1 |
|
19,700.5 |
|
6,811.6 |
|
5,409.3 |
|
84,794.1 |
|
| |
TERRENOS |
858.6 |
|
0.0 |
|
2,541.4 |
|
0.0 |
|
0.0 |
|
3,400.0 |
|
|
| |
EDIFICIOS |
38,948.3 |
|
0.0 |
|
5,861.9 |
|
0.0 |
|
0.0 |
|
44,810.2 |
|
|
| |
MOBILIARIO Y EQUIPO |
1,080.7 |
|
3,458.9 |
|
4,477.2 |
|
3,668.5 |
|
4,719.5 |
|
17,404.8 |
|
|
| |
VEHICULO |
3,734.0 |
|
2,302.7 |
|
3,139.8 |
|
3,000.3 |
|
472.0 |
|
12,648.8 |
|
|
| |
EQUIPO DE COMPUTACION |
1,143.2 |
|
0.0 |
|
2,434.7 |
|
0.0 |
|
0.0 |
|
3,577.9 |
|
|
| |
BIENES TOMADO EN ARRENDAMIENTO FINANCIERO |
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
|
| |
OTROS BIENES DE USO |
858.8 |
|
487.5 |
|
1,245.4 |
|
142.9 |
|
217.8 |
|
2,952.4 |
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
DEUDORES POR PRIMAS Y OTROS (NETO) |
|
99,772.2 |
|
66,047.3 |
|
224,230.2 |
|
61,017.1 |
|
28,925.2 |
|
479,992.0 |
|
| |
PRIMAS POR COBRAR |
89,120.7 |
|
61,833.5 |
|
184,511.7 |
|
49,628.7 |
|
27,773.1 |
|
412,867.7 |
|
|
| |
OTROS DEUDORES |
10,651.5 |
|
4,213.8 |
|
39,718.5 |
|
11,388.4 |
|
1,152.1 |
|
67,124.3 |
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
INSTITUCIONES REASEGURADORAS Y REAFIANZADORAS (NETO) |
|
34,202.4 |
|
2,267.9 |
|
113,956.1 |
|
25,314.2 |
|
10,818.0 |
|
186,558.6 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
INVERSIONES PERMANENTES EN ACCIONES |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
INVERSIONES DE BENEFICIOS LABORALES |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
OTROS ACTIVOS |
|
19,812.3 |
|
33,087.2 |
|
28,075.8 |
|
9,872.6 |
|
5,659.3 |
|
96,507.2 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
TOTAL ACTIVO |
|
503,216.6 |
|
381,735.2 |
|
1,194,313.8 |
|
237,313.2 |
|
152,976.5 |
|
2,469,555.3 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
PASIVOS |
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
RESERVAS TECNICAS |
|
278,859.6 |
|
164,496.2 |
|
754,648.2 |
|
95,923.2 |
|
65,190.6 |
|
1,359,117.8 |
|
| |
RESERVAS DE RIESGO EN CURSO |
183,676.2 |
|
91,433.8 |
|
370,867.9 |
|
41,584.6 |
|
22,228.1 |
|
709,790.6 |
|
|
| |
RESERVAS MATEMATICAS |
0.0 |
|
0.0 |
|
2,261.4 |
|
0.0 |
|
0.0 |
|
2,261.4 |
|
|
| |
RESERVAS DE SEGUROS DE VIDA CON CUENTA UNICA DE INVERSION |
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
|
| |
RESERVAS PARA SINIESTROS PENDIENTES DE LIQUIDACION Y/O PAGO |
58,934.4 |
|
26,057.0 |
|
163,764.7 |
|
28,690.4 |
|
15,659.3 |
|
293,105.8 |
|
|
| |
RESERVAS PARA OBLIGACIONES PENDIENTES DE CUMPLIR POR
SINIESTROS OCURRIDOS Y NO REPORTADOS |
0.0 |
|
1,821.0 |
|
2,544.4 |
|
444.2 |
|
837.3 |
|
5,646.9 |
|
|
| |
RESERVAS DE CONTINGENCIA |
17,717.3 |
|
15,123.5 |
|
44,008.3 |
|
6,904.0 |
|
16,630.9 |
|
100,384.0 |
|
|
| |
RESERVAS PARA RIESGOS CATASTROFICOS |
18,531.7 |
|
30,060.9 |
|
164,197.6 |
|
18,300.0 |
|
9,834.9 |
|
240,925.1 |
|
|
| |
RESERVAS DE FONDOS POR RENTAS Y PENSIONES |
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
|
| |
RESERVAS PARA OBLIGACIONES CONTRACTUALES PENDIENTES DE PAGO |
0.0 |
|
0.0 |
|
7,003.9 |
|
0.0 |
|
0.0 |
|
7,003.9 |
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
ACREEDORES CONTRACTUALES |
|
907.5 |
|
12,522.2 |
|
6,454.0 |
|
659.4 |
|
515.4 |
|
21,058.5 |
|
| |
PRIMAS EN DEPOSITO |
907.5 |
|
12,522.2 |
|
2,880.6 |
|
659.4 |
|
96.1 |
|
17,065.8 |
|
|
| |
DEPOSITO EN GARANTIA POR FIANZAS EXPEDIDAS |
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
|
| |
ACREEDORES POR PRIMAS A DEVOLVER |
0.0 |
|
0.0 |
|
3,573.4 |
|
0.0 |
|
419.4 |
|
3,992.8 |
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
INSTITUCIONES REASEGURADORAS Y REAFIANZADORAS |
|
52,950.0 |
|
37,398.4 |
|
57,537.1 |
|
41,145.5 |
|
17,851.5 |
|
206,882.5 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
PASIVOS FINANCIEROS |
|
0.0 |
|
0.0 |
|
0.0 |
|
2.6 |
|
0.0 |
|
2.6 |
|
| |
PRESTAMOS POR PAGAR |
0.0 |
|
0.0 |
|
0.0 |
|
2.6 |
|
0.0 |
|
2.6 |
|
|
| |
OPERACIONES CON VALORES Y DERIVADOS |
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
|
| |
OPERACIONES
CON INSTRUMENTOS FINANCIEROS DERIVADOS |
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
|
| |
OBLIGACIONES SUBORDINADAS Y/O CONVERTIBLES EN CAPITAL |
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
RESERVAS PARA BENEFICIOS LABORALES |
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
ACREEDORES DIVERSOS |
3,100.3 |
|
6,248.0 |
|
158,796.5 |
|
8,325.1 |
|
1,538.5 |
|
178,008.4 |
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
OTROS PASIVOS |
49,050.5 |
|
45,826.6 |
|
50,056.0 |
|
22,817.7 |
|
12,560.7 |
|
180,311.5 |
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
TOTAL PASIVO |
|
384,867.8 |
|
266,491.5 |
|
1,027,491.9 |
|
168,873.5 |
|
97,656.7 |
|
1,945,381.4 |
|
| |
CAPITAL |
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
CAPITAL SOCIAL SUSCRITO PAGADO |
50,000.0 |
|
53,000.0 |
|
70,300.0 |
|
42,000.0 |
|
22,000.0 |
|
237,300.0 |
|
|
| |
CAPITAL SOCIAL SUSCRITO NO PAGADO |
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
|
| |
ACCIONES EN TESORERIA |
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
|
| |
CAPITAL DONADO |
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
|
| |
APORTE PATRIMONIALES NO CAPITALIZABLES |
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
|
| |
OBLIGACIONES CONVERTIBLES EN CAPITAL |
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
|
| |
AJUSTES AL PATRIMONIO |
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
|
| |
RESERVAS PATRIMONIALES |
13,617.0 |
|
15,270.4 |
|
29,630.5 |
|
12,989.1 |
|
7,974.6 |
|
79,481.6 |
|
|
| |
RESULTADOS ACUMULADOS DE EJERCICIOS ANTERIORES |
50,695.7 |
|
43,398.1 |
|
35,136.5 |
|
11,684.0 |
|
23,739.7 |
|
164,654.0 |
|
|
| |
RESULTADOS DEL PRESENTE EJERCICIO |
4,036.1 |
|
3,575.3 |
|
31,754.9 |
|
1,766.5 |
|
1,605.5 |
|
42,738.3 |
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
SUMA DEL CAPITAL |
|
118,348.8 |
|
115,243.8 |
|
166,821.9 |
|
68,439.7 |
|
55,319.8 |
|
524,174.0 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
SUMA DEL PASIVO Y CAPITAL |
|
503,216.6 |
|
381,735.2 |
|
1,194,313.8 |
|
237,313.2 |
|
152,976.5 |
|
2,469,555.3 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
CUENTAS DE ORDEN |
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
RESPONSABILIDAD |
|
225,670,693.9 |
|
69,772,179.1 |
|
168,586,353.5 |
|
50,906,034.9 |
|
38,548,706.2 |
|
553,483,967.6 |
|
| |
RIESGOS CEDIDOS |
|
182,299,038.9 |
|
23,756,318.7 |
|
84,099,677.7 |
|
36,755,127.1 |
|
27,798,459.8 |
|
354,708,622.2 |
|
| |
RESPONSABILIDAD POR FIANZAS OTORGADAS |
|
722,306.5 |
|
232,897.1 |
|
555,180.6 |
|
347,849.6 |
|
122,201.5 |
|
1,980,435.3 |
|
| |
AFIANZAMIENTO Y REAFIANZAMIENTO |
|
617,467.3 |
|
18,825.0 |
|
425,933.8 |
|
320,528.5 |
|
95,801.1 |
|
1,478,555.7 |
|
| |
GARANTIAS Y CONTRAGARANTIAS RECIBIDAS |
|
178,112.5 |
|
343,993.5 |
|
124,706.2 |
|
4,139.7 |
|
106,614.3 |
|
757,566.2 |
|
| |
DOCUMENTOS Y VALORES EN CUSTODIA |
|
0.0 |
|
0.0 |
|
2,537,820.4 |
|
406,436.9 |
|
0.0 |
|
2,944,257.3 |
|
| |
PRIMAS POR COBRAR RETIRADAS DEL ACTIVO |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
0.0 |
|
| |
CUENTAS DE REGISTROS
DIVERSOS |
|
288,347.2 |
|
53,513.3 |
|
24,359.9 |
|
42,001.1 |
|
96,677.9 |
|
504,899.4 |
|
| |
TOTAL CUENTAS DE ORDEN |
|
409,775,966.3 |
|
94,177,726.6 |
|
256,354,032.3 |
|
88,782,117.8 |
|
66,768,460.9 |
|
915,858,303.9 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Las pequeñas
diferencias que se presentan son por redondeos de cifras |
|
|
|
|
|
|
|
|
|
|
| * Balance no
Auditados |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| T/ Cambio al
29/02/2008: 19.0548 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|