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| CARTERA DE CREDITOS POR SITUACION (INCLUYE CONTINGENTES) | | CARTERA VENCIDA Y EN COBRO JUDICIAL POR ACTIVIDAD |
| Como porcentaje del saldo de cartera más contingentes | | Como porcentaje del saldo de cartera bruta de cada actividad |
| (En porcentaje) | Vigente | Prorrogadas | Reestructuradas | Vencidas | Cobro Judicial | | BANPRO | 92.1 | 0.3 | 5.2 | 1.7 | 0.7 | | BANCO LAFISE BANCENTRO | 84.5 | 0.1 | 12.3 | 1.5 | 1.5 | | BAC | 74.9 | 4.7 | 16.9 | 1.0 | 2.5 | | BDF | 84.9 | 0.3 | 10.5 | 2.5 | 1.8 | | BANCO FICOHSA | 84.2 | 0.4 | 11.3 | 3.9 | 0.2 | | AVANZ | 86.8 | 0.0 | 11.4 | 1.3 | 0.6 | | BANCO ATLÁNTIDA | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | | BANCO PRODUZCAMOS | 96.9 | 0.0 | 1.4 | 0.1 | 1.5 | | FINANCIERA FAMA | 85.7 | 0.5 | 8.4 | 5.4 | 0.0 | | FINANCIERA FINCA NICARAGUA | 43.5 | 0.0 | 37.7 | 6.7 | 12.1 | | FINANCIERA FUNDESER | 78.8 | 0.0 | 8.2 | 12.7 | 0.3 | | Financiera FDL, S.A. | 87.8 | 0.3 | 5.5 | 6.1 | 0.3 | | TOTAL SFN | 85.3 | 1.2 | 10.3 | 1.8 | 1.4 |
| | | (En porcentaje) | Comercio | Personales | Vehículos | Extra-Financiamiento | Tarjetas de Crédito | Agricultura | Ganadería | Industria | Hipotecarios | Otros | | BANPRO | 1.3 | 1.7 | 2.0 | 0.0 | 1.1 | 1.2 | 4.4 | 8.1 | 3.9 | 0.0 | | BANCO LAFISE BANCENTRO | 4.2 | 1.8 | 1.4 | 4.7 | 1.2 | 1.5 | 15.2 | 7.0 | 5.7 | 0.0 | | BAC | 6.4 | 2.9 | 2.3 | 0.0 | 0.8 | 0.9 | 42.7 | 0.0 | 7.7 | 0.0 | | BDF | 4.1 | 2.6 | 2.6 | 0.0 | 0.7 | 1.6 | 0.0 | 8.2 | 4.6 | 0.0 | | BANCO FICOHSA | 9.1 | 3.4 | 0.0 | 0.0 | 2.2 | 0.0 | 0.0 | 0.0 | 2.7 | 0.0 | | AVANZ | 2.3 | 0.2 | 0.0 | 0.0 | 0.6 | 1.8 | 0.5 | 7.6 | 0.9 | 0.0 | | BANCO ATLÁNTIDA | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | BANCO PRODUZCAMOS | 0.4 | 0.0 | 0.0 | 0.0 | 0.0 | 10.0 | 1.0 | 0.0 | 0.0 | 0.0 | | FINANCIERA FAMA | 7.1 | 1.4 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 7.8 | 0.0 | | FINANCIERA FINCA NICARAGUA | 15.1 | 0.0 | 0.0 | 0.0 | 0.0 | 39.4 | 44.0 | 6.1 | 41.8 | 0.0 | | FINANCIERA FUNDESER | 14.7 | 1.3 | 0.0 | 0.0 | 0.0 | 76.0 | 2.9 | 0.0 | 36.9 | 0.0 | | Financiera FDL, S.A. | 8.6 | 1.2 | 2.7 | 0.0 | 0.0 | 13.5 | 2.4 | 9.8 | 0.0 | 0.0 | | TOTAL SFN | 3.9 | 2.4 | 2.0 | 4.7 | 1.2 | 2.0 | 8.6 | 4.6 | 5.2 | 0.0 |
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| Fuente: Central de Riesgo | | Fuente: Central de Riesgo |
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| SALDO DE EXPOSICION DE PARTES RELACIONADAS | | CARTERA DE CREDITOS (INCLUYE CONTINGENTES) POR CALIFICACION |
| Como porcentaje de la Base de Cálculo | | Como porcentaje del saldo de la cartera más contingente total |
| (En porcentaje) | Diciembre 2019 | Diciembre 2020 | | BANPRO | 27.0 | 27.0 | | BANCO LAFISE BANCENTRO | 21.4 | 13.2 | | BAC | 8.2 | 13.3 | | BDF | 10.1 | 3.3 | | BANCO FICOHSA | 25.5 | 20.1 | | AVANZ | 27.4 | 25.2 | | BANCO ATLÁNTIDA | 28.0 | 8.7 | | BANCO PRODUZCAMOS | 0.0 | 0.0 | | FINANCIERA FAMA | 0.2 | 0.2 | | FINANCIERA FINCA NICARAGUA | 0.0 | 0.0 | | FINANCIERA FUNDESER | 0.0 | 0.0 | | Financiera FDL, S.A. | 0.2 | 0.6 | | TOTAL SFN | 16.3 | 15.0 |
| | | (En porcentaje) | Calificación de Cartera | | A | B | C | D | E | | BANPRO | 83.6 | 9.0 | 3.6 | 2.6 | 1.3 | | BANCO LAFISE BANCENTRO | 80.9 | 5.3 | 6.9 | 4.1 | 2.8 | | BAC | 74.8 | 15.9 | 3.1 | 2.4 | 3.8 | | BDF | 82.6 | 6.5 | 4.6 | 3.7 | 2.6 | | BANCO FICOHSA | 85.0 | 4.9 | 4.2 | 5.4 | 0.4 | | AVANZ | 81.9 | 7.7 | 4.3 | 3.7 | 2.4 | | BANCO ATLÁNTIDA | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | | BANCO PRODUZCAMOS | 38.4 | 56.9 | 0.8 | 1.0 | 2.9 | | FINANCIERA FAMA | 88.5 | 2.1 | 2.2 | 1.3 | 5.8 | | FINANCIERA FINCA NICARAGUA | 39.2 | 11.4 | 11.5 | 9.0 | 28.9 | | FINANCIERA FUNDESER | 76.5 | 5.5 | 3.1 | 1.5 | 13.4 | | Financiera FDL, S.A. | 87.3 | 2.1 | 1.7 | 1.6 | 7.4 |
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| Fuente: Informe de Partes Relacionadas | | Fuente: Central de Riesgo |
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| Nota: En los cuatro reportes antes mencionados se incorpora la cartera indirecta de Banco Produzcamos. |
