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| CARTERA DE CREDITOS POR SITUACION (INCLUYE CONTINGENTES) | | CARTERA VENCIDA Y EN COBRO JUDICIAL POR ACTIVIDAD |
| Como porcentaje del saldo de cartera más contingentes | | Como porcentaje del saldo de cartera bruta de cada actividad |
| (En porcentaje) | Vigente | Prorrogadas | Reestructuradas | Vencidas | Cobro Judicial | | BANPRO | 91.9 | 0.5 | 5.0 | 1.7 | 0.8 | | BANCO LAFISE BANCENTRO | 84.0 | 0.1 | 12.8 | 1.6 | 1.5 | | BAC | 77.5 | 2.5 | 16.2 | 1.3 | 2.5 | | BDF | 84.4 | 0.6 | 10.5 | 2.6 | 1.9 | | BANCO FICOHSA | 83.7 | 0.4 | 11.6 | 4.1 | 0.2 | | AVANZ | 86.3 | 0.0 | 11.6 | 1.7 | 0.4 | | BANCO ATLÁNTIDA | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | | BANCO PRODUZCAMOS | 96.8 | 0.0 | 1.4 | 0.2 | 1.6 | | FINANCIERA FAMA | 83.8 | 1.1 | 9.0 | 6.1 | 0.0 | | FINANCIERA FINCA NICARAGUA | 43.5 | 0.0 | 37.9 | 7.3 | 11.2 | | FINANCIERA FUNDESER | 78.4 | 0.0 | 8.3 | 13.0 | 0.3 | | Financiera FDL, S.A. | 86.6 | 0.3 | 6.0 | 6.7 | 0.3 | | TOTAL SFN | 85.4 | 0.8 | 10.4 | 2.0 | 1.4 |
| | | (En porcentaje) | Comercio | Personales | Vehículos | Extra-Financiamiento | Tarjetas de Crédito | Agricultura | Ganadería | Industria | Hipotecarios | Otros | | BANPRO | 1.6 | 2.0 | 2.1 | 0.0 | 1.6 | 1.6 | 4.5 | 7.3 | 3.8 | 0.0 | | BANCO LAFISE BANCENTRO | 4.8 | 2.0 | 2.0 | 5.5 | 1.5 | 1.3 | 15.6 | 5.4 | 6.0 | 0.0 | | BAC | 6.7 | 2.6 | 2.6 | 0.0 | 1.1 | 1.0 | 41.9 | 0.0 | 8.1 | 0.0 | | BDF | 4.5 | 2.7 | 4.1 | 0.0 | 1.0 | 1.6 | 0.0 | 8.2 | 4.7 | 0.0 | | BANCO FICOHSA | 8.6 | 3.8 | 0.0 | 0.0 | 2.5 | 0.0 | 0.0 | 0.0 | 3.3 | 0.0 | | AVANZ | 2.6 | 0.0 | 0.0 | 0.0 | 0.5 | 2.3 | 0.7 | 7.8 | 0.6 | 0.0 | | BANCO ATLÁNTIDA | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | BANCO PRODUZCAMOS | 0.5 | 0.0 | 0.0 | 0.0 | 0.0 | 10.5 | 1.0 | 0.0 | 0.0 | 0.0 | | FINANCIERA FAMA | 7.7 | 2.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 7.5 | 0.0 | | FINANCIERA FINCA NICARAGUA | 15.0 | 0.0 | 0.0 | 0.0 | 0.0 | 38.0 | 43.5 | 6.8 | 41.7 | 0.0 | | FINANCIERA FUNDESER | 15.0 | 1.1 | 0.0 | 0.0 | 0.0 | 71.3 | 3.0 | 0.0 | 36.2 | 0.0 | | Financiera FDL, S.A. | 9.0 | 1.3 | 4.5 | 0.0 | 0.0 | 13.7 | 3.3 | 12.2 | 0.0 | 0.0 | | TOTAL SFN | 4.2 | 2.6 | 2.5 | 5.5 | 1.5 | 2.3 | 9.0 | 4.2 | 5.4 | 0.0 |
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| Fuente: Central de Riesgo | | Fuente: Central de Riesgo |
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| SALDO DE EXPOSICION DE PARTES RELACIONADAS | | CARTERA DE CREDITOS (INCLUYE CONTINGENTES) POR CALIFICACION |
| Como porcentaje de la Base de Cálculo | | Como porcentaje del saldo de la cartera más contingente total |
| (En porcentaje) | Noviembre 2019 | Noviembre 2020 | | BANPRO | 27.2 | 26.8 | | BANCO LAFISE BANCENTRO | 20.1 | 15.5 | | BAC | 7.5 | 13.0 | | BDF | 10.5 | 3.3 | | BANCO FICOHSA | 22.2 | 21.7 | | AVANZ | 29.4 | 25.3 | | BANCO ATLÁNTIDA | 30.5 | 8.5 | | BANCO PRODUZCAMOS | 0.0 | 0.0 | | FINANCIERA FAMA | 0.2 | 0.2 | | FINANCIERA FINCA NICARAGUA | 0.0 | 0.0 | | FINANCIERA FUNDESER | 0.0 | 0.0 | | Financiera FDL, S.A. | 0.3 | 0.7 | | TOTAL SFN | 15.9 | 15.5 |
| | | (En porcentaje) | Calificación de Cartera | | A | B | C | D | E | | BANPRO | 82.8 | 9.1 | 3.8 | 2.8 | 1.4 | | BANCO LAFISE BANCENTRO | 79.9 | 6.2 | 7.9 | 3.0 | 3.0 | | BAC | 75.1 | 15.5 | 3.2 | 3.1 | 3.1 | | BDF | 82.0 | 6.8 | 4.8 | 4.0 | 2.4 | | BANCO FICOHSA | 84.4 | 4.8 | 4.7 | 5.7 | 0.4 | | AVANZ | 81.0 | 8.1 | 4.4 | 4.1 | 2.4 | | BANCO ATLÁNTIDA | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | | BANCO PRODUZCAMOS | 38.6 | 56.7 | 0.8 | 1.0 | 3.0 | | FINANCIERA FAMA | 86.6 | 2.6 | 2.8 | 1.5 | 6.4 | | FINANCIERA FINCA NICARAGUA | 39.5 | 11.7 | 10.8 | 9.6 | 28.4 | | FINANCIERA FUNDESER | 75.9 | 5.7 | 3.1 | 1.6 | 13.7 | | Financiera FDL, S.A. | 86.3 | 1.8 | 1.9 | 1.9 | 8.1 |
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| Fuente: Informe de Partes Relacionadas | | Fuente: Central de Riesgo |
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| Nota: En los cuatro reportes antes mencionados se incorpora la cartera indirecta de Banco Produzcamos. |
