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| CARTERA DE CREDITOS POR SITUACION (INCLUYE CONTINGENTES) | | CARTERA VENCIDA Y EN COBRO JUDICIAL POR ACTIVIDAD |
| Como porcentaje del saldo de cartera más contingentes | | Como porcentaje del saldo de cartera bruta de cada actividad |
| (En porcentaje) | Vigente | Prorrogadas | Reestructuradas | Vencidas | Cobro Judicial | | BANPRO | 92.1 | 0.7 | 5.5 | 0.9 | 0.9 | | BANCO LAFISE BANCENTRO | 84.7 | 0.1 | 12.4 | 1.4 | 1.4 | | BAC | 76.5 | 2.6 | 16.8 | 1.5 | 2.5 | | BDF | 83.8 | 0.7 | 11.6 | 2.0 | 1.8 | | BANCO FICOHSA | 83.2 | 0.4 | 13.7 | 2.2 | 0.3 | | AVANZ | 85.4 | 0.0 | 12.2 | 1.9 | 0.4 | | BANCO ATLÁNTIDA | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | | BANCO PRODUZCAMOS | 96.5 | 0.0 | 1.5 | 0.2 | 1.8 | | FINANCIERA FAMA | 81.3 | 1.8 | 9.8 | 7.1 | 0.0 | | FINANCIERA FINCA NICARAGUA | 44.1 | 0.0 | 37.0 | 7.9 | 11.0 | | FINANCIERA FUNDESER | 77.9 | 0.0 | 8.3 | 13.4 | 0.4 | | Financiera FDL, S.A. | 85.7 | 0.5 | 6.3 | 7.1 | 0.4 | | TOTAL SFN | 85.3 | 0.9 | 10.8 | 1.6 | 1.4 |
| | | (En porcentaje) | Comercio | Personales | Vehículos | Extra-Financiamiento | Tarjetas de Crédito | Agricultura | Ganadería | Industria | Hipotecarios | Otros | | BANPRO | 1.6 | 2.2 | 2.9 | 0.0 | 1.9 | 2.2 | 4.5 | 0.0 | 4.2 | 0.0 | | BANCO LAFISE BANCENTRO | 4.7 | 2.0 | 2.1 | 7.2 | 1.7 | 1.4 | 14.5 | 1.0 | 5.9 | 0.0 | | BAC | 7.0 | 3.3 | 2.8 | 0.0 | 1.3 | 2.0 | 47.4 | 0.0 | 7.9 | 0.0 | | BDF | 4.0 | 3.5 | 4.3 | 0.0 | 1.7 | 1.6 | 0.0 | 0.8 | 4.9 | 0.0 | | BANCO FICOHSA | 0.4 | 4.2 | 0.0 | 0.0 | 2.6 | 0.0 | 0.0 | 0.0 | 4.2 | 0.0 | | AVANZ | 3.0 | 0.0 | 0.0 | 0.0 | 0.3 | 2.4 | 0.6 | 8.4 | 0.6 | 0.0 | | BANCO ATLÁNTIDA | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | BANCO PRODUZCAMOS | 0.5 | 0.0 | 0.0 | 0.0 | 0.0 | 10.5 | 2.1 | 0.0 | 0.0 | 0.0 | | FINANCIERA FAMA | 8.7 | 2.9 | 2.9 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 18.2 | 0.0 | | FINANCIERA FINCA NICARAGUA | 15.8 | 0.0 | 0.0 | 0.0 | 0.0 | 36.9 | 39.7 | 6.8 | 40.6 | 0.0 | | FINANCIERA FUNDESER | 15.4 | 1.1 | 0.0 | 0.0 | 0.0 | 71.0 | 3.6 | 0.0 | 38.5 | 0.0 | | Financiera FDL, S.A. | 9.5 | 1.4 | 4.4 | 0.0 | 0.0 | 14.5 | 3.5 | 13.3 | 3.7 | 0.0 | | TOTAL SFN | 4.0 | 3.0 | 2.8 | 7.2 | 1.8 | 2.8 | 8.7 | 0.2 | 5.5 | 0.0 |
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| Fuente: Central de Riesgo | | Fuente: Central de Riesgo |
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| SALDO DE EXPOSICION DE PARTES RELACIONADAS | | CARTERA DE CREDITOS (INCLUYE CONTINGENTES) POR CALIFICACION |
| Como porcentaje de la Base de Cálculo | | Como porcentaje del saldo de la cartera más contingente total |
| (En porcentaje) | Octubre 2019 | Octubre 2020 | | BANPRO | 26.6 | 26.2 | | BANCO LAFISE BANCENTRO | 18.4 | 13.8 | | BAC | 6.2 | 11.2 | | BDF | 9.7 | 3.3 | | BANCO FICOHSA | 24.0 | 21.2 | | AVANZ | 25.7 | 25.7 | | BANCO ATLÁNTIDA | 0.0 | 0.0 | | BANCO PRODUZCAMOS | 0.0 | 0.0 | | FINANCIERA FAMA | 0.2 | 0.3 | | FINANCIERA FINCA NICARAGUA | 0.0 | 0.0 | | FINANCIERA FUNDESER | 0.0 | 0.0 | | Financiera FDL, S.A. | 0.3 | 0.7 | | TOTAL SFN | 14.8 | 14.4 |
| | | (En porcentaje) | Calificación de Cartera | | A | B | C | D | E | | BANPRO | 82.9 | 8.7 | 5.2 | 1.8 | 1.4 | | BANCO LAFISE BANCENTRO | 80.8 | 5.5 | 7.6 | 3.1 | 2.9 | | BAC | 74.1 | 17.0 | 2.3 | 3.3 | 3.3 | | BDF | 81.8 | 7.8 | 5.0 | 3.1 | 2.4 | | BANCO FICOHSA | 83.4 | 5.0 | 7.7 | 3.4 | 0.6 | | AVANZ | 79.7 | 8.4 | 4.8 | 4.5 | 2.5 | | BANCO ATLÁNTIDA | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | | BANCO PRODUZCAMOS | 36.0 | 59.0 | 0.7 | 1.0 | 3.3 | | FINANCIERA FAMA | 84.4 | 2.8 | 3.6 | 1.9 | 7.3 | | FINANCIERA FINCA NICARAGUA | 39.1 | 12.2 | 11.0 | 9.2 | 28.5 | | FINANCIERA FUNDESER | 74.9 | 6.2 | 3.3 | 1.9 | 13.7 | | Financiera FDL, S.A. | 85.5 | 2.0 | 2.0 | 2.0 | 8.5 |
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| Fuente: Informe de Partes Relacionadas | | Fuente: Central de Riesgo |
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| Nota: En los cuatro reportes antes mencionados se incorpora la cartera indirecta de Banco Produzcamos. |
