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| CARTERA DE CREDITOS POR SITUACION (INCLUYE CONTINGENTES) | | CARTERA VENCIDA Y EN COBRO JUDICIAL POR ACTIVIDAD |
| Como porcentaje del saldo de cartera más contingentes | | Como porcentaje del saldo de cartera bruta de cada actividad |
| (En porcentaje) | Vigente | Prorrogadas | Reestructuradas | Vencidas | Cobro Judicial | | BANPRO | 91.7 | 0.8 | 5.4 | 1.1 | 1.0 | | BANCO LAFISE BANCENTRO | 83.8 | 0.1 | 13.0 | 1.6 | 1.4 | | BAC | 77.3 | 1.7 | 16.7 | 1.7 | 2.5 | | BDF | 84.3 | 0.7 | 11.1 | 2.2 | 1.8 | | BANCO FICOHSA | 82.1 | 0.5 | 14.3 | 2.8 | 0.4 | | AVANZ | 84.6 | 0.2 | 12.4 | 2.4 | 0.5 | | BANCO ATLÁNTIDA | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | | BANCO PRODUZCAMOS | 97.2 | 0.0 | 0.8 | 1.1 | 0.9 | | FINANCIERA FAMA | 78.2 | 2.9 | 10.6 | 8.3 | 0.0 | | FINANCIERA FINCA NICARAGUA | 44.2 | 0.0 | 34.8 | 10.0 | 11.0 | | FINANCIERA FUNDESER | 77.5 | 0.0 | 8.3 | 13.7 | 0.5 | | Financiera FDL, S.A. | 85.1 | 0.8 | 6.0 | 7.8 | 0.3 | | TOTAL SFN | 85.0 | 0.8 | 10.9 | 1.9 | 1.4 |
| | | (En porcentaje) | Comercio | Personales | Vehículos | Extra-Financiamiento | Tarjetas de Crédito | Agricultura | Ganadería | Industria | Hipotecarios | Otros | | BANPRO | 1.9 | 3.0 | 3.2 | 0.0 | 2.4 | 2.8 | 4.4 | 0.0 | 4.9 | 0.0 | | BANCO LAFISE BANCENTRO | 4.8 | 2.7 | 2.0 | 7.5 | 1.9 | 1.3 | 14.5 | 0.9 | 5.9 | 0.0 | | BAC | 7.2 | 3.9 | 3.1 | 0.0 | 1.6 | 2.2 | 47.4 | 0.0 | 8.2 | 0.0 | | BDF | 3.8 | 4.3 | 4.0 | 0.0 | 2.2 | 1.6 | 0.0 | 0.8 | 4.9 | 0.0 | | BANCO FICOHSA | 0.5 | 4.9 | 0.0 | 0.0 | 3.2 | 0.0 | 0.0 | 0.0 | 4.6 | 0.0 | | AVANZ | 3.3 | 0.5 | 0.0 | 0.0 | 0.4 | 3.2 | 1.0 | 10.2 | 1.0 | 0.0 | | BANCO ATLÁNTIDA | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | BANCO PRODUZCAMOS | 0.6 | 0.0 | 0.0 | 0.0 | 0.0 | 9.1 | 2.1 | 0.0 | 0.0 | 0.0 | | FINANCIERA FAMA | 10.0 | 4.0 | 6.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 6.1 | 0.0 | | FINANCIERA FINCA NICARAGUA | 17.8 | 0.0 | 0.0 | 0.0 | 0.0 | 41.9 | 39.8 | 8.0 | 39.6 | 0.0 | | FINANCIERA FUNDESER | 15.8 | 1.5 | 0.0 | 0.0 | 0.0 | 71.8 | 3.8 | 0.0 | 38.9 | 0.0 | | Financiera FDL, S.A. | 10.1 | 1.9 | 6.7 | 0.0 | 0.0 | 15.1 | 5.1 | 14.1 | 3.5 | 0.0 | | TOTAL SFN | 4.3 | 3.7 | 2.9 | 7.5 | 2.2 | 3.2 | 8.9 | 0.2 | 5.7 | 0.0 |
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| Fuente: Central de Riesgo | | Fuente: Central de Riesgo |
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| SALDO DE EXPOSICION DE PARTES RELACIONADAS | | CARTERA DE CREDITOS (INCLUYE CONTINGENTES) POR CALIFICACION |
| Como porcentaje de la Base de Cálculo | | Como porcentaje del saldo de la cartera más contingente total |
| (En porcentaje) | Septiembre 2019 | Septiembre 2020 | | BANPRO | 25.7 | 26.1 | | BANCO LAFISE BANCENTRO | 20.6 | 13.6 | | BAC | 7.3 | 12.1 | | BDF | 11.4 | 3.7 | | BANCO FICOHSA | 21.8 | 19.8 | | AVANZ | 25.5 | 25.8 | | BANCO ATLÁNTIDA | 0.0 | 0.0 | | BANCO PRODUZCAMOS | 0.0 | 0.0 | | FINANCIERA FAMA | 0.2 | 0.3 | | FINANCIERA FINCA NICARAGUA | 0.0 | 0.0 | | FINANCIERA FUNDESER | 0.0 | 0.0 | | Financiera FDL, S.A. | 0.3 | 0.7 | | TOTAL SFN | 15.3 | 14.5 |
| | | (En porcentaje) | Calificación de Cartera | | A | B | C | D | E | | BANPRO | 82.7 | 10.0 | 3.9 | 1.9 | 1.5 | | BANCO LAFISE BANCENTRO | 80.0 | 5.5 | 8.3 | 3.2 | 3.0 | | BAC | 73.0 | 17.9 | 2.3 | 3.5 | 3.3 | | BDF | 81.6 | 8.7 | 4.5 | 2.8 | 2.4 | | BANCO FICOHSA | 81.9 | 5.3 | 8.4 | 3.8 | 0.6 | | AVANZ | 78.4 | 9.3 | 4.8 | 4.9 | 2.6 | | BANCO ATLÁNTIDA | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | | BANCO PRODUZCAMOS | 40.0 | 54.4 | 0.5 | 1.2 | 3.9 | | FINANCIERA FAMA | 82.0 | 3.1 | 4.3 | 2.4 | 8.2 | | FINANCIERA FINCA NICARAGUA | 38.5 | 11.6 | 10.9 | 9.6 | 29.3 | | FINANCIERA FUNDESER | 74.3 | 5.8 | 3.6 | 2.1 | 14.2 | | Financiera FDL, S.A. | 84.8 | 2.0 | 2.1 | 2.2 | 8.9 |
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| Fuente: Informe de Partes Relacionadas | | Fuente: Central de Riesgo |
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| Nota: En los cuatro reportes antes mencionados se incorpora la cartera indirecta de Banco Produzcamos. |
