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| CARTERA DE CREDITOS POR SITUACION (INCLUYE CONTINGENTES) | | CARTERA VENCIDA Y EN COBRO JUDICIAL POR ACTIVIDAD |
| Como porcentaje del saldo de cartera más contingentes | | Como porcentaje del saldo de cartera bruta de cada actividad |
| (En porcentaje) | Vigente | Prorrogadas | Reestructuradas | Vencidas | Cobro Judicial | | BANPRO | 91.8 | 0.7 | 5.4 | 1.2 | 1.0 | | BANCO LAFISE BANCENTRO | 84.9 | 0.1 | 11.9 | 1.6 | 1.4 | | BAC | 78.3 | 0.9 | 15.9 | 2.5 | 2.4 | | BDF | 85.7 | 0.8 | 9.5 | 2.4 | 1.6 | | BANCO FICOHSA | 87.0 | 0.4 | 9.4 | 2.8 | 0.4 | | AVANZ | 82.7 | 0.2 | 14.1 | 2.3 | 0.8 | | BANCO ATLÁNTIDA | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | | BANCO PRODUZCAMOS | 96.7 | 0.3 | 2.2 | 0.1 | 0.7 | | FINANCIERA FAMA | 72.9 | 5.2 | 12.2 | 9.7 | 0.0 | | FINANCIERA FINCA NICARAGUA | 47.5 | 0.0 | 30.4 | 11.6 | 10.5 | | FINANCIERA FUNDESER | 77.5 | 0.0 | 8.6 | 13.5 | 0.5 | | Financiera FDL, S.A. | 83.2 | 1.3 | 6.8 | 8.4 | 0.3 | | TOTAL SFN | 85.8 | 0.6 | 10.1 | 2.1 | 1.4 |
| | | (En porcentaje) | Comercio | Personales | Vehículos | Extra-Financiamiento | Tarjetas de Crédito | Agricultura | Ganadería | Industria | Hipotecarios | Otros | | BANPRO | 2.0 | 3.4 | 3.8 | 0.0 | 3.0 | 2.0 | 4.3 | 0.0 | 5.6 | 0.0 | | BANCO LAFISE BANCENTRO | 4.9 | 2.2 | 1.4 | 6.5 | 2.3 | 1.2 | 14.6 | 0.7 | 5.7 | 0.0 | | BAC | 8.2 | 4.9 | 3.4 | 0.0 | 1.8 | 1.1 | 39.0 | 1.1 | 8.1 | 0.0 | | BDF | 3.9 | 6.7 | 4.5 | 0.0 | 3.5 | 1.8 | 0.0 | 0.8 | 4.4 | 0.0 | | BANCO FICOHSA | 0.6 | 5.2 | 0.0 | 0.0 | 2.7 | 0.0 | 0.0 | 0.0 | 5.1 | 0.0 | | AVANZ | 4.2 | 0.2 | 0.6 | 0.0 | 0.4 | 0.9 | 2.8 | 11.0 | 0.6 | 0.0 | | BANCO ATLÁNTIDA | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | BANCO PRODUZCAMOS | 0.5 | 0.0 | 0.0 | 0.0 | 0.0 | 1.6 | 2.4 | 0.0 | 0.0 | 0.0 | | FINANCIERA FAMA | 11.3 | 6.0 | 3.8 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 10.6 | 0.0 | | FINANCIERA FINCA NICARAGUA | 19.4 | 5.1 | 0.0 | 0.0 | 0.0 | 40.7 | 38.2 | 10.6 | 37.5 | 0.0 | | FINANCIERA FUNDESER | 15.4 | 3.0 | 0.0 | 0.0 | 0.0 | 74.2 | 4.3 | 0.0 | 40.4 | 0.0 | | Financiera FDL, S.A. | 10.9 | 2.7 | 5.0 | 0.0 | 0.0 | 16.0 | 4.3 | 14.4 | 15.7 | 0.0 | | TOTAL SFN | 4.7 | 4.4 | 3.0 | 6.5 | 2.4 | 2.3 | 9.0 | 0.6 | 5.7 | 0.0 |
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| Fuente: Central de Riesgo | | Fuente: Central de Riesgo |
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| SALDO DE EXPOSICION DE PARTES RELACIONADAS | | CARTERA DE CREDITOS (INCLUYE CONTINGENTES) POR CALIFICACION |
| Como porcentaje de la Base de Cálculo | | Como porcentaje del saldo de la cartera más contingente total |
| (En porcentaje) | Julio 2019 | Julio 2020 | | BANPRO | 23.5 | 24.6 | | BANCO LAFISE BANCENTRO | 21.0 | 13.7 | | BAC | 6.3 | 11.6 | | BDF | 11.6 | 9.2 | | BANCO FICOHSA | 11.9 | 22.5 | | AVANZ | 25.4 | 27.2 | | BANCO ATLÁNTIDA | 0.0 | 0.1 | | BANCO PRODUZCAMOS | 0.0 | 0.0 | | FINANCIERA FAMA | 0.1 | 0.3 | | FINANCIERA FINCA NICARAGUA | 0.0 | 0.0 | | FINANCIERA FUNDESER | 0.4 | 0.0 | | Financiera FDL, S.A. | 0.0 | 0.4 | | TOTAL SFN | 14.2 | 14.3 |
| | | (En porcentaje) | Calificación de Cartera | | A | B | C | D | E | | BANPRO | 82.2 | 10.2 | 4.0 | 2.0 | 1.5 | | BANCO LAFISE BANCENTRO | 81.1 | 6.2 | 6.5 | 3.4 | 2.7 | | BAC | 73.7 | 17.5 | 2.1 | 3.5 | 3.2 | | BDF | 81.7 | 8.8 | 4.1 | 3.1 | 2.3 | | BANCO FICOHSA | 80.1 | 5.5 | 9.8 | 4.0 | 0.5 | | AVANZ | 77.2 | 8.7 | 6.4 | 4.6 | 3.0 | | BANCO ATLÁNTIDA | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | | BANCO PRODUZCAMOS | 36.7 | 58.2 | 1.7 | 0.7 | 2.7 | | FINANCIERA FAMA | 77.8 | 3.5 | 5.8 | 3.8 | 9.1 | | FINANCIERA FINCA NICARAGUA | 40.6 | 11.4 | 10.1 | 9.1 | 28.9 | | FINANCIERA FUNDESER | 72.3 | 7.0 | 4.2 | 2.5 | 14.0 | | Financiera FDL, S.A. | 82.4 | 2.7 | 2.6 | 3.1 | 9.2 |
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| Fuente: Informe de Partes Relacionadas | | Fuente: Central de Riesgo |
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| Nota: En los cuatro reportes antes mencionados se incorpora la cartera indirecta de Banco Produzcamos. |
