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| CARTERA DE CREDITOS POR SITUACION (INCLUYE CONTINGENTES) | | CARTERA VENCIDA Y EN COBRO JUDICIAL POR ACTIVIDAD |
| Como porcentaje del saldo de cartera más contingentes | | Como porcentaje del saldo de cartera bruta de cada actividad |
| (En porcentaje) | Vigente | Prorrogadas | Reestructuradas | Vencidas | Cobro Judicial | | BANPRO | 92.5 | 0.1 | 5.3 | 1.2 | 0.8 | | BANCO LAFISE BANCENTRO | 88.3 | 0.4 | 8.9 | 1.3 | 1.1 | | BAC | 88.6 | 2.5 | 5.8 | 1.6 | 1.5 | | BDF | 90.1 | 0.0 | 6.6 | 2.2 | 1.1 | | BANCO FICOHSA | 85.4 | 0.0 | 11.1 | 2.7 | 0.8 | | AVANZ | 84.6 | 0.2 | 12.3 | 2.0 | 0.9 | | BANCO ATLÁNTIDA | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | | BANCO PRODUZCAMOS | 94.6 | 0.0 | 1.4 | 0.3 | 3.7 | | FINANCIERA FAMA | 81.3 | 0.0 | 14.7 | 4.1 | 0.0 | | FINANCIERA FINCA NICARAGUA | 60.3 | 0.3 | 21.2 | 11.8 | 6.4 | | FINANCIERA FUNDESER | 71.8 | 0.0 | 16.2 | 11.9 | 0.1 | | Financiera FDL, S.A. | 81.9 | 0.0 | 11.6 | 6.4 | 0.2 | | TOTAL SFN | 89.3 | 0.7 | 7.2 | 1.7 | 1.1 |
| | | (En porcentaje) | Comercio | Personales | Vehículos | Extra-Financiamiento | Tarjetas de Crédito | Agricultura | Ganadería | Industria | Hipotecarios | Otros | | BANPRO | 1.5 | 3.6 | 3.5 | 0.0 | 2.2 | 2.2 | 4.4 | 0.0 | 5.7 | 0.0 | | BANCO LAFISE BANCENTRO | 3.1 | 2.4 | 2.9 | 6.5 | 1.9 | 2.3 | 13.0 | 0.7 | 4.4 | 0.0 | | BAC | 4.2 | 3.4 | 2.7 | 0.0 | 1.5 | 1.2 | 23.1 | 0.9 | 5.8 | 0.0 | | BDF | 2.0 | 5.5 | 3.8 | 0.0 | 1.9 | 1.5 | 0.0 | 0.7 | 4.0 | 0.0 | | BANCO FICOHSA | 2.3 | 4.9 | 0.0 | 0.0 | 2.1 | 0.0 | 0.0 | 0.0 | 5.4 | 0.0 | | AVANZ | 3.7 | 0.7 | 0.2 | 0.0 | 0.0 | 1.1 | 3.4 | 0.5 | 0.1 | 0.0 | | BANCO ATLÁNTIDA | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | BANCO PRODUZCAMOS | 4.4 | 0.0 | 0.0 | 0.0 | 0.0 | 2.5 | 2.4 | 0.0 | 0.0 | 0.0 | | FINANCIERA FAMA | 4.4 | 3.0 | 2.5 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 9.8 | 0.0 | | FINANCIERA FINCA NICARAGUA | 16.0 | 0.7 | 0.0 | 0.0 | 0.0 | 32.1 | 22.9 | 10.5 | 25.0 | 0.0 | | FINANCIERA FUNDESER | 8.0 | 1.1 | 0.0 | 0.0 | 0.0 | 72.1 | 6.6 | 0.0 | 14.6 | 0.0 | | Financiera FDL, S.A. | 10.8 | 2.2 | 3.2 | 0.0 | 0.0 | 7.4 | 3.6 | 12.1 | 8.5 | 0.0 | | TOTAL SFN | 3.2 | 3.9 | 3.1 | 6.5 | 1.9 | 2.9 | 8.3 | 0.6 | 4.8 | 0.0 |
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| Fuente: Central de Riesgo | | Fuente: Central de Riesgo |
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| SALDO DE EXPOSICION DE PARTES RELACIONADAS | | CARTERA DE CREDITOS (INCLUYE CONTINGENTES) POR CALIFICACION |
| Como porcentaje de la Base de Cálculo | | Como porcentaje del saldo de la cartera más contingente total |
| (En porcentaje) | Diciembre 2018 | Diciembre 2019 | | BANPRO | 24.4 | 27.0 | | BANCO LAFISE BANCENTRO | 19.5 | 21.4 | | BAC | 9.9 | 8.2 | | BDF | 12.1 | 10.1 | | BANCO FICOHSA | 13.6 | 25.5 | | AVANZ | 20.4 | 27.4 | | BANCO ATLÁNTIDA | 0.0 | 28.0 | | BANCO PRODUZCAMOS | 0.0 | 0.0 | | BANCORP | 1.8 | 0.0 | | FINANCIERA FAMA | 0.0 | 0.2 | | FINANCIERA FINCA NICARAGUA | 0.0 | 0.0 | | FINANCIERA FUNDESER | 0.0 | 0.0 | | Financiera FDL, S.A. | 0.0 | 0.2 | | TOTAL SFN | 14.4 | 16.3 |
| | | (En porcentaje) | Calificación de Cartera | | A | B | C | D | E | | BANPRO | 82.8 | 10.0 | 3.7 | 2.0 | 1.4 | | BANCO LAFISE BANCENTRO | 82.4 | 6.2 | 6.4 | 2.3 | 2.8 | | BAC | 84.1 | 8.5 | 2.0 | 2.3 | 3.0 | | BDF | 85.2 | 7.2 | 2.9 | 2.6 | 2.1 | | BANCO FICOHSA | 82.4 | 1.8 | 10.0 | 5.0 | 0.8 | | AVANZ | 78.8 | 9.8 | 4.3 | 4.2 | 3.0 | | BANCO ATLÁNTIDA | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | | BANCO PRODUZCAMOS | 43.9 | 48.6 | 0.6 | 0.7 | 6.2 | | FINANCIERA FAMA | 83.0 | 2.9 | 5.8 | 3.7 | 4.6 | | FINANCIERA FINCA NICARAGUA | 59.8 | 8.1 | 4.6 | 5.3 | 22.3 | | FINANCIERA FUNDESER | 74.8 | 6.8 | 4.1 | 2.1 | 12.3 | | Financiera FDL, S.A. | 80.4 | 1.7 | 2.4 | 5.0 | 10.5 |
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| Fuente: Informe de Partes Relacionadas | | Fuente: Central de Riesgo |
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| Nota: En los cuatro reportes antes mencionados se incorpora la cartera indirecta de Banco Produzcamos. |
