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| CARTERA DE CREDITOS POR SITUACION (INCLUYE CONTINGENTES) | | CARTERA VENCIDA Y EN COBRO JUDICIAL POR ACTIVIDAD |
| Como porcentaje del saldo de cartera más contingentes | | Como porcentaje del saldo de cartera bruta de cada actividad |
| (En porcentaje) | Vigente | Prorrogadas | Reestructuradas | Vencidas | Cobro Judicial | | BANCO ATLÁNTIDA | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | | BANPRO | 92.5 | 0.3 | 5.1 | 1.2 | 0.8 | | BANCO LAFISE BANCENTRO | 88.3 | 0.3 | 8.8 | 1.5 | 1.1 | | BAC | 88.8 | 2.6 | 5.4 | 1.9 | 1.4 | | BDF | 90.4 | 0.0 | 6.4 | 2.1 | 1.0 | | BANCO FICOHSA | 87.7 | 0.0 | 8.8 | 2.9 | 0.7 | | AVANZ | 84.7 | 0.0 | 12.6 | 1.6 | 1.0 | | BANCO PRODUZCAMOS | 94.4 | 0.2 | 1.5 | 0.2 | 3.7 | | FINANCIERA FAMA | 76.4 | 0.0 | 14.8 | 8.8 | 0.0 | | FINANCIERA FINCA NICARAGUA | 59.9 | 0.4 | 21.1 | 12.5 | 6.1 | | FINANCIERA FUNDESER | 71.6 | 0.0 | 16.3 | 12.0 | 0.1 | | Financiera FDL, S.A. | 79.9 | 0.0 | 12.7 | 7.4 | 0.0 | | TOTAL SFN | 89.3 | 0.7 | 6.9 | 1.9 | 1.1 |
| | | (En porcentaje) | Comercio | Personales | Vehículos | Extra-Financiamiento | Tarjetas de Crédito | Agricultura | Ganadería | Industria | Hipotecarios | Otros | | BANCO ATLÁNTIDA | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | BANPRO | 1.3 | 4.0 | 3.2 | 0.0 | 2.2 | 3.0 | 5.1 | 0.0 | 5.6 | 0.0 | | BANCO LAFISE BANCENTRO | 3.1 | 2.6 | 2.8 | 6.6 | 2.2 | 2.4 | 13.5 | 0.7 | 4.5 | 0.0 | | BAC | 4.2 | 3.6 | 2.5 | 0.0 | 1.5 | 4.0 | 15.9 | 1.0 | 5.7 | 0.0 | | BDF | 1.8 | 5.8 | 3.2 | 0.0 | 2.5 | 1.5 | 0.0 | 0.0 | 3.9 | 0.0 | | BANCO FICOHSA | 2.1 | 5.1 | 0.0 | 0.0 | 2.3 | 0.0 | 0.0 | 0.0 | 5.6 | 0.0 | | AVANZ | 3.3 | 0.0 | 0.2 | 0.0 | 0.0 | 1.1 | 4.5 | 10.3 | 0.1 | 0.0 | | BANCO PRODUZCAMOS | 4.3 | 0.0 | 0.0 | 0.0 | 0.0 | 2.7 | 3.0 | 0.0 | 0.0 | 0.0 | | FINANCIERA FAMA | 10.6 | 3.5 | 0.7 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 9.9 | 0.0 | | FINANCIERA FINCA NICARAGUA | 16.0 | 23.4 | 0.0 | 0.0 | 0.0 | 33.2 | 22.5 | 13.7 | 24.8 | 0.0 | | FINANCIERA FUNDESER | 7.9 | 0.7 | 0.0 | 0.0 | 0.0 | 69.4 | 7.1 | 0.0 | 14.4 | 0.0 | | Financiera FDL, S.A. | 11.3 | 2.3 | 3.6 | 0.0 | 0.0 | 9.3 | 4.3 | 13.7 | 6.1 | 0.0 | | TOTAL SFN | 3.2 | 4.1 | 2.8 | 6.6 | 2.0 | 3.9 | 8.8 | 0.5 | 4.8 | 0.0 |
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| Fuente: Central de Riesgo | | Fuente: Central de Riesgo |
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| SALDO DE EXPOSICION DE PARTES RELACIONADAS | | CARTERA DE CREDITOS (INCLUYE CONTINGENTES) POR CALIFICACION |
| Como porcentaje de la Base de Cálculo | | Como porcentaje del saldo de la cartera más contingente total |
| (En porcentaje) | Noviembre 2018 | Noviembre 2019 | | BANPRO | 25.0 | 27.2 | | BANCO LAFISE BANCENTRO | 21.9 | 20.1 | | BAC | 7.9 | 7.5 | | BDF | 12.2 | 10.5 | | BANCO FICOHSA | 11.7 | 22.2 | | AVANZ | 17.8 | 29.4 | | BANCO ATLÁNTIDA | 0.0 | 30.5 | | BANCO PRODUZCAMOS | 0.0 | 0.0 | | BANCORP | 3.4 | 0.0 | | FINANCIERA FAMA | 0.1 | 0.2 | | FINANCIERA FINCA NICARAGUA | 0.0 | 0.0 | | FINANCIERA FUNDESER | 0.0 | 0.0 | | Financiera FDL, S.A. | 0.0 | 0.3 | | TOTAL SFN | 14.5 | 15.9 |
| | | (En porcentaje) | Calificación de Cartera | | A | B | C | D | E | | BANCO ATLÁNTIDA | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | | BANPRO | 82.8 | 10.1 | 3.6 | 2.0 | 1.4 | | BANCO LAFISE BANCENTRO | 82.4 | 6.2 | 6.2 | 2.4 | 2.8 | | BAC | 86.3 | 6.3 | 2.3 | 2.5 | 2.5 | | BDF | 84.9 | 7.4 | 3.1 | 2.7 | 2.0 | | BANCO FICOHSA | 82.9 | 3.0 | 8.2 | 5.3 | 0.6 | | AVANZ | 79.7 | 9.4 | 3.7 | 4.3 | 2.9 | | BANCO PRODUZCAMOS | 44.7 | 48.2 | 0.5 | 0.5 | 6.1 | | FINANCIERA FAMA | 77.3 | 3.3 | 6.2 | 4.0 | 9.2 | | FINANCIERA FINCA NICARAGUA | 61.4 | 6.6 | 4.5 | 5.0 | 22.5 | | FINANCIERA FUNDESER | 74.5 | 6.9 | 4.0 | 2.1 | 12.4 | | Financiera FDL, S.A. | 78.0 | 1.7 | 2.9 | 5.6 | 11.8 |
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| Fuente: Informe de Partes Relacionadas | | Fuente: Central de Riesgo |
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| Nota: En los cuatro reportes antes mencionados se incorpora la cartera indirecta de Banco Produzcamos. |