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| CARTERA DE CREDITOS POR SITUACION (INCLUYE CONTINGENTES) | | CARTERA VENCIDA Y EN COBRO JUDICIAL POR ACTIVIDAD |
| Como porcentaje del saldo de cartera más contingentes | | Como porcentaje del saldo de cartera bruta de cada actividad |
| (En porcentaje) | Vigente | Prorrogadas | Reestructuradas | Vencidas | Cobro Judicial | | BANPRO | 93.1 | 0.4 | 4.4 | 1.3 | 0.8 | | BANCO LAFISE BANCENTRO | 90.9 | 0.5 | 6.0 | 1.6 | 1.0 | | BAC | 88.5 | 2.8 | 4.4 | 2.6 | 1.7 | | BDF | 92.0 | 0.0 | 4.7 | 2.2 | 1.1 | | BANCO FICOHSA | 87.1 | 0.0 | 8.3 | 4.0 | 0.6 | | AVANZ | 85.0 | 0.3 | 11.8 | 1.9 | 1.1 | | BANCO PRODUZCAMOS | 92.9 | 0.2 | 1.9 | 0.5 | 4.5 | | FINANCIERA FAMA | 74.4 | 0.0 | 18.1 | 7.4 | 0.0 | | FINANCIERA FINCA NICARAGUA | 64.1 | 0.4 | 19.4 | 12.2 | 3.9 | | FINANCIERA FUNDESER | 70.8 | 0.0 | 16.3 | 12.9 | 0.0 | | Financiera FDL, S.A. | 79.1 | 0.0 | 12.2 | 8.7 | 0.0 | | TOTAL SFN | 90.1 | 0.8 | 5.6 | 2.3 | 1.1 |
| | | (En porcentaje) | Comercio | Personales | Vehículos | Extra-Financiamiento | Tarjetas de Crédito | Agricultura | Ganadería | Industria | Hipotecarios | Otros | | BANPRO | 1.5 | 4.7 | 3.7 | 0.0 | 2.7 | 1.2 | 6.9 | 0.0 | 5.4 | 0.0 | | BANCO LAFISE BANCENTRO | 3.0 | 3.0 | 3.8 | 4.5 | 2.5 | 2.6 | 9.5 | 0.6 | 4.7 | 0.0 | | BAC | 3.8 | 4.2 | 2.2 | 0.0 | 2.1 | 7.3 | 35.2 | 6.6 | 4.6 | 0.0 | | BDF | 2.3 | 5.8 | 2.9 | 0.0 | 3.1 | 1.2 | 0.0 | 0.7 | 3.7 | 0.0 | | BANCO FICOHSA | 3.7 | 5.3 | 0.0 | 0.0 | 2.3 | 0.0 | 0.0 | 0.0 | 9.0 | 0.0 | | AVANZ | 3.2 | 0.2 | 1.6 | 0.0 | 0.0 | 2.0 | 10.9 | 4.5 | 0.1 | 0.0 | | BANCO PRODUZCAMOS | 5.5 | 0.0 | 0.0 | 0.0 | 0.0 | 2.9 | 4.4 | 0.6 | 0.0 | 0.0 | | FINANCIERA FAMA | 8.8 | 4.0 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 3.8 | 0.0 | | FINANCIERA FINCA NICARAGUA | 12.9 | 5.6 | 0.0 | 0.0 | 0.0 | 34.6 | 18.5 | 11.0 | 15.7 | 0.0 | | FINANCIERA FUNDESER | 7.9 | 2.3 | 0.0 | 0.0 | 0.0 | 68.9 | 8.7 | 0.0 | 2.6 | 0.0 | | Financiera FDL, S.A. | 13.0 | 2.6 | 2.7 | 0.0 | 0.0 | 11.7 | 4.6 | 15.4 | 8.6 | 0.0 | | TOTAL SFN | 3.3 | 4.6 | 3.1 | 4.5 | 2.4 | 4.3 | 8.5 | 2.4 | 4.7 | 0.0 |
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| Fuente: Central de Riesgo | | Fuente: Central de Riesgo |
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| SALDO DE EXPOSICION DE PARTES RELACIONADAS | | CARTERA DE CREDITOS (INCLUYE CONTINGENTES) POR CALIFICACION |
| Como porcentaje de la Base de Cálculo | | Como porcentaje del saldo de la cartera más contingente total |
| (En porcentaje) | Julio 2018 | Julio 2019 | | BANPRO | 24.8 | 23.5 | | BANCO LAFISE BANCENTRO | 14.2 | 21.0 | | BAC | 13.4 | 6.3 | | BDF | 13.7 | 11.6 | | BANCO FICOHSA | 9.7 | 11.9 | | AVANZ | 16.8 | 25.4 | | BANCO PRODUZCAMOS | 0.0 | 0.0 | | BANCORP | 2.5 | 0.0 | | FINANCIERA FAMA | 0.1 | 0.1 | | FINANCIERA FINCA NICARAGUA | 0.0 | 0.0 | | FINANCIERA FUNDESER | 0.0 | 0.4 | | Financiera FDL, S.A. | 0.0 | 0.0 | | TOTAL SFN | 13.9 | 14.2 |
| | | (En porcentaje) | Calificación de Cartera | | A | B | C | D | E | | BANPRO | 85.3 | 7.7 | 3.3 | 2.3 | 1.4 | | BANCO LAFISE BANCENTRO | 83.5 | 5.6 | 5.7 | 1.9 | 3.4 | | BAC | 86.0 | 6.3 | 2.3 | 2.7 | 2.6 | | BDF | 88.7 | 4.0 | 2.6 | 3.0 | 1.7 | | BANCO FICOHSA | 84.5 | 2.5 | 6.0 | 6.4 | 0.7 | | AVANZ | 79.2 | 9.5 | 4.0 | 4.8 | 2.4 | | BANCO PRODUZCAMOS | 44.4 | 47.6 | 0.5 | 1.2 | 6.4 | | FINANCIERA FAMA | 71.9 | 6.8 | 8.6 | 4.7 | 8.0 | | FINANCIERA FINCA NICARAGUA | 60.7 | 7.6 | 6.0 | 6.8 | 19.0 | | FINANCIERA FUNDESER | 73.0 | 6.7 | 4.4 | 2.7 | 13.2 | | Financiera FDL, S.A. | 75.0 | 2.7 | 3.6 | 6.2 | 12.5 |
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| Fuente: Informe de Partes Relacionadas | | Fuente: Central de Riesgo |
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| Nota: En los cuatro reportes antes mencionados se incorpora la cartera indirecta de Banco Produzcamos. |
