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| CARTERA DE CREDITOS POR SITUACION (INCLUYE CONTINGENTES) | | CARTERA VENCIDA Y EN COBRO JUDICIAL POR ACTIVIDAD |
| Como porcentaje del saldo de cartera más contingentes | | Como porcentaje del saldo de cartera bruta de cada actividad |
| (En porcentaje) | Vigente | Prorrogadas | Reestructuradas | Vencidas | Cobro Judicial | | BANPRO | 92.9 | 1.1 | 3.9 | 1.3 | 0.9 | | BANCO LAFISE BANCENTRO | 91.8 | 0.5 | 5.1 | 1.6 | 0.9 | | BAC | 88.3 | 3.4 | 4.3 | 2.6 | 1.4 | | BDF | 92.3 | 0.2 | 3.8 | 2.5 | 1.3 | | BANCO FICOHSA | 86.1 | 1.7 | 7.5 | 4.5 | 0.1 | | AVANZ | 86.8 | 0.7 | 10.2 | 1.4 | 0.8 | | BANCO PRODUZCAMOS | 96.4 | 0.1 | 2.0 | 0.2 | 1.3 | | BANCORP | 96.6 | 0.0 | 2.6 | 0.0 | 0.7 | | FINANCIERA FAMA | 80.9 | 0.4 | 13.5 | 5.3 | 0.0 | | FINANCIERA FINCA NICARAGUA | 69.8 | 1.5 | 19.1 | 8.4 | 1.2 | | FINANCIERA FUNDESER | 72.4 | 0.0 | 16.8 | 10.7 | 0.1 | | Financiera FDL, S.A. | 87.9 | 0.0 | 3.2 | 8.9 | 0.0 | | TOTAL SFN | 90.7 | 1.3 | 4.9 | 2.2 | 1.0 |
| | | (En porcentaje) | Comercio | Personales | Vehículos | Extra-Financiamiento | Tarjetas de Crédito | Agricultura | Ganadería | Industria | Hipotecarios | Otros | | BANPRO | 1.3 | 4.4 | 3.6 | 0.0 | 3.2 | 2.1 | 4.3 | 0.1 | 5.7 | 0.0 | | BANCO LAFISE BANCENTRO | 3.0 | 4.2 | 4.2 | 5.3 | 3.2 | 1.1 | 4.4 | 1.6 | 4.9 | 0.0 | | BAC | 4.7 | 4.0 | 1.9 | 0.0 | 2.1 | 7.8 | 21.7 | 3.9 | 4.0 | 0.0 | | BDF | 7.1 | 4.4 | 2.2 | 0.0 | 2.9 | 0.8 | 0.0 | 0.0 | 3.3 | 0.0 | | BANCO FICOHSA | 2.6 | 5.7 | 0.0 | 0.0 | 5.7 | 0.0 | 0.0 | 0.0 | 2.2 | 0.0 | | AVANZ | 2.3 | 0.2 | 0.0 | 0.0 | 0.0 | 1.7 | 9.9 | 3.7 | 0.0 | 0.0 | | BANCO PRODUZCAMOS | 1.4 | 0.1 | 0.0 | 0.0 | 0.0 | 0.4 | 6.3 | 3.5 | 0.0 | 0.0 | | BANCORP | 1.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | FINANCIERA FAMA | 6.3 | 2.6 | 0.7 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 3.5 | 0.0 | | FINANCIERA FINCA NICARAGUA | 10.1 | 4.4 | 0.0 | 0.0 | 0.0 | 9.9 | 7.0 | 5.7 | 9.5 | 0.0 | | FINANCIERA FUNDESER | 6.9 | 1.6 | 0.0 | 0.0 | 0.0 | 43.9 | 8.1 | 0.0 | 4.2 | 0.0 | | Financiera FDL, S.A. | 12.5 | 3.5 | 3.7 | 0.0 | 0.0 | 12.0 | 4.3 | 18.5 | 10.7 | 0.0 | | TOTAL SFN | 3.3 | 4.4 | 3.0 | 5.3 | 3.2 | 3.4 | 5.1 | 1.8 | 4.3 | 0.0 |
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| Fuente: Central de Riesgo | | Fuente: Central de Riesgo |
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| SALDO DE EXPOSICION DE PARTES RELACIONADAS | | CARTERA DE CREDITOS (INCLUYE CONTINGENTES) POR CALIFICACION |
| Como porcentaje de la Base de Cálculo | | Como porcentaje del saldo de la cartera más contingente total |
| (En porcentaje) | Abril 2018 | Abril 2019 | | BANPRO | 24.5 | 23.7 | | BANCO LAFISE BANCENTRO | 19.6 | 17.6 | | BAC | 13.4 | 6.2 | | BDF | 14.5 | 12.2 | | BANCO FICOHSA | 21.1 | 11.2 | | AVANZ | 14.6 | 19.1 | | BANCO PRODUZCAMOS | 0.0 | 0.0 | | BANCORP | 0.9 | 1.3 | | FINANCIERA FAMA | 0.1 | 0.1 | | FINANCIERA FINCA NICARAGUA | 0.0 | 0.0 | | FINANCIERA FUNDESER | 0.0 | 0.0 | | Financiera FDL, S.A. | 0.0 | 0.2 | | TOTAL SFN | 15.3 | 13.0 |
| | | (En porcentaje) | Calificación de Cartera | | A | B | C | D | E | | BANPRO | 88.4 | 6.3 | 2.0 | 1.8 | 1.5 | | BANCO LAFISE BANCENTRO | 84.1 | 5.0 | 5.3 | 3.0 | 2.6 | | BAC | 86.6 | 6.2 | 3.2 | 2.0 | 2.0 | | BDF | 89.5 | 3.2 | 2.2 | 2.7 | 2.4 | | BANCO FICOHSA | 83.3 | 4.0 | 5.4 | 7.1 | 0.3 | | AVANZ | 81.5 | 8.8 | 3.4 | 3.9 | 2.4 | | BANCO PRODUZCAMOS | 44.3 | 47.8 | 0.7 | 3.8 | 3.3 | | BANCORP | 90.0 | 5.2 | 3.6 | 0.5 | 0.7 | | FINANCIERA FAMA | 75.1 | 7.9 | 7.4 | 3.3 | 6.3 | | FINANCIERA FINCA NICARAGUA | 68.7 | 6.7 | 3.8 | 4.6 | 16.3 | | FINANCIERA FUNDESER | 72.4 | 6.5 | 5.8 | 4.7 | 10.6 | | Financiera FDL, S.A. | 74.6 | 3.9 | 5.6 | 7.4 | 8.6 |
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| Fuente: Informe de Partes Relacionadas | | Fuente: Central de Riesgo |
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| Nota: En los cuatro reportes antes mencionados se incorpora la cartera indirecta de Banco Produzcamos. |
