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| CARTERA DE CREDITOS POR SITUACION (INCLUYE CONTINGENTES) | | CARTERA VENCIDA Y EN COBRO JUDICIAL POR ACTIVIDAD |
| Como porcentaje del saldo de cartera más contingentes | | Como porcentaje del saldo de cartera bruta de cada actividad |
| (En porcentaje) | Vigente | Prorrogadas | Reestructuradas | Vencidas | Cobro Judicial | | BANPRO | 92.6 | 2.3 | 3.3 | 1.2 | 0.5 | | BANCO LAFISE BANCENTRO | 93.9 | 0.9 | 3.1 | 1.5 | 0.6 | | BAC | 90.3 | 5.1 | 2.0 | 1.7 | 0.9 | | BDF | 93.2 | 1.0 | 3.0 | 1.8 | 1.0 | | BANCO FICOHSA | 91.0 | 1.4 | 5.1 | 2.5 | 0.1 | | AVANZ | 90.2 | 0.3 | 6.8 | 1.7 | 0.9 | | BANCO ATLÁNTIDA | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | BANCO PRODUZCAMOS | 79.0 | 15.7 | 2.7 | 2.6 | 0.0 | | BANCORP | 97.2 | 0.0 | 2.2 | 0.0 | 0.6 | | FINANCIERA FAMA | 89.1 | 0.7 | 5.1 | 5.2 | 0.0 | | FINANCIERA FINCA NICARAGUA | 74.7 | 7.6 | 12.3 | 4.6 | 0.9 | | FINANCIERA FUNDESER | 86.1 | 0.0 | 6.2 | 7.7 | 0.0 | | Financiera FDL, S.A. | 93.5 | 0.0 | 1.8 | 4.6 | 0.0 | | TOTAL SFN | 92.1 | 2.3 | 3.2 | 1.7 | 0.6 |
| | | (En porcentaje) | Comercio | Personales | Vehículos | Extra-Financiamiento | Tarjetas de Crédito | Agricultura | Ganadería | Industria | Hipotecarios | Otros | | BANPRO | 1.0 | 3.5 | 3.6 | 0.0 | 3.3 | 1.2 | 3.3 | 0.0 | 4.4 | 0.0 | | BANCO LAFISE BANCENTRO | 2.8 | 5.5 | 3.5 | 2.2 | 3.9 | 1.0 | 3.8 | 0.4 | 3.6 | 0.0 | | BAC | 3.0 | 3.1 | 2.2 | 0.0 | 2.8 | 6.7 | 24.0 | 0.0 | 3.2 | 0.0 | | BDF | 3.6 | 4.0 | 3.0 | 0.0 | 2.7 | 0.4 | 0.0 | 0.0 | 2.7 | 0.0 | | BANCO FICOHSA | 0.8 | 3.3 | 0.0 | 0.0 | 3.5 | 0.0 | 0.0 | 0.0 | 1.5 | 0.0 | | AVANZ | 3.0 | 0.0 | 0.6 | 0.0 | 0.0 | 3.2 | 3.1 | 0.2 | 0.2 | 0.0 | | BANCO ATLÁNTIDA | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | BANCO PRODUZCAMOS | 5.3 | 0.5 | 0.0 | 0.0 | 0.0 | 1.1 | 4.9 | 4.6 | 0.0 | 0.0 | | BANCORP | 0.9 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | FINANCIERA FAMA | 6.5 | 1.7 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | 8.7 | 0.0 | | FINANCIERA FINCA NICARAGUA | 6.1 | 2.3 | 0.0 | 0.0 | 0.0 | 3.3 | 3.2 | 4.4 | 21.4 | 0.0 | | FINANCIERA FUNDESER | 6.7 | 1.9 | 0.0 | 0.0 | 0.0 | 10.7 | 5.8 | 0.0 | 2.4 | 0.0 | | Financiera FDL, S.A. | 8.1 | 2.3 | 2.5 | 0.0 | 0.0 | 3.6 | 2.3 | 12.1 | 10.5 | 0.0 | | TOTAL SFN | 2.5 | 3.4 | 3.0 | 2.2 | 3.2 | 2.5 | 4.0 | 0.1 | 3.4 | 0.0 |
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| Fuente: Central de Riesgo | | Fuente: Central de Riesgo |
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| SALDO DE EXPOSICION DE PARTES RELACIONADAS | | CARTERA DE CREDITOS (NO INCLUYE CONTINGENTES) POR CALIFICACION |
| Como porcentaje de la Base de Cálculo | | Como porcentaje del saldo de la cartera total |
| (En porcentaje) | Diciembre 2017 | Diciembre 2018 | | BANPRO | 25.7 | 24.4 | | BANCO LAFISE BANCENTRO | 21.8 | 19.5 | | BAC | 8.7 | 9.9 | | BDF | 15.2 | 12.1 | | BANCO FICOHSA | 18.8 | 13.6 | | AVANZ | 14.2 | 20.4 | | BANCO PRODUZCAMOS | 0.0 | 0.0 | | BANCORP | 0.1 | 1.8 | | FINANCIERA FAMA | 0.1 | 0.0 | | FINANCIERA FINCA NICARAGUA | 0.0 | 0.0 | | FINANCIERA FUNDESER | 0.0 | 0.0 | | Financiera FDL, S.A. | 0.0 | 0.0 | | TOTAL SFN | 14.6 | 14.4 |
| | | (En porcentaje) | Calificación de Cartera | | A | B | C | D | E | | BANPRO | 89.1 | 6.0 | 2.2 | 1.7 | 1.0 | | BANCO LAFISE BANCENTRO | 84.2 | 5.9 | 4.5 | 3.0 | 2.4 | | BAC | 90.2 | 4.4 | 1.7 | 2.3 | 1.4 | | BDF | 90.7 | 3.5 | 1.9 | 2.2 | 1.7 | | BANCO FICOHSA | 87.8 | 3.1 | 4.4 | 4.6 | 0.2 | | AVANZ | 88.2 | 4.1 | 1.8 | 3.0 | 2.9 | | BANCO ATLÁNTIDA | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | BANCO PRODUZCAMOS | 80.3 | 13.7 | 0.2 | 1.0 | 4.7 | | BANCORP | 95.6 | 0.0 | 3.5 | 0.2 | 0.7 | | FINANCIERA FAMA | 85.0 | 4.0 | 2.7 | 2.3 | 6.0 | | FINANCIERA FINCA NICARAGUA | 79.3 | 4.4 | 2.8 | 3.4 | 10.2 | | FINANCIERA FUNDESER | 82.3 | 3.3 | 2.7 | 2.3 | 9.4 | | Financiera FDL, S.A. | 88.9 | 2.7 | 1.4 | 1.9 | 5.2 |
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| Fuente: Informe de Partes Relacionadas | | Fuente: Central de Riesgo |
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