| SUPERINTENDENCIA DE BANCOS Y DE OTRAS
INSTITUCIONES FINANCIERAS |
| SISTEMA
BANCARIO Y FINANCIERAS (CONSOLIDADO) |
| Riesgo
Crediticio |
| Al 31 de Diciembre de 2013 |
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| Cartera de
Créditos por Situación |
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Cartera Vencida y en Cobro Judicial de cada
Actividad |
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| Como porcentaje
del saldo de cartera bruta |
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Como porcentaje del saldo de cartera bruta de
cada actividad |
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| (En porcentaje) |
Vigentes |
Prorrogados |
Reestruct, |
Vencido |
Cobro Judicial |
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(En porcentaje) |
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Comercial |
Personal |
Extra Financiamiento |
Tarjeta de Credito |
Agricola |
Ganadero |
Industrial |
Hipotecario |
Otros |
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| Banpro |
97.1 |
0.7 |
1.5 |
0.4 |
0.3 |
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Banpro |
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0.7 |
0.6 |
1.3 |
1.6 |
0.8 |
0.4 |
0.1 |
1.4 |
0.0 |
| Banco
Lafise Bancentro |
96.9 |
0.2 |
2.3 |
0.3 |
0.3 |
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Banco
Lafise Bancentro |
0.4 |
0.4 |
0.0 |
2.3 |
1.0 |
0.4 |
0.4 |
0.8 |
0.0 |
| Bac |
98.6 |
0.0 |
0.3 |
0.6 |
0.5 |
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Bac |
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1.9 |
0.4 |
1.5 |
0.9 |
0.4 |
6.8 |
0.1 |
1.7 |
0.0 |
| Bdf |
97.3 |
0.0 |
1.6 |
0.6 |
0.6 |
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Bdf |
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1.0 |
1.2 |
0.0 |
1.6 |
0.0 |
0.0 |
0.0 |
1.6 |
0.0 |
| Banco
Citibank |
95.7 |
0.0 |
2.2 |
1.9 |
0.2 |
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Banco Citibank |
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0.7 |
1.6 |
0.0 |
2.7 |
45.4 |
0.0 |
0.0 |
3.9 |
0.0 |
| Procredit |
94.6 |
0.0 |
4.1 |
1.1 |
0.2 |
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Procredit |
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1.3 |
0.9 |
0.0 |
0.0 |
0.4 |
1.5 |
1.3 |
1.0 |
0.0 |
| Finarca |
#¡DIV/0! |
#¡DIV/0! |
#¡DIV/0! |
#¡DIV/0! |
#¡DIV/0! |
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Finarca |
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0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
| Fama |
97.3 |
0.0 |
1.2 |
1.2 |
0.2 |
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Fama |
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1.5 |
0.7 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
2.3 |
0.0 |
| Financiera Finca
Nicaragua |
99.1 |
0.0 |
0.1 |
0.8 |
0.0 |
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Financiera
Finca Nicaragua |
0.8 |
0.0 |
0.0 |
0.0 |
0.6 |
0.0 |
0.0 |
0.0 |
0.0 |
| Total SFB |
96.7 |
0.2 |
1.6 |
0.5 |
1.0 |
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Total SFB |
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1.0 |
0.6 |
0.8 |
1.5 |
0.4 |
1.3 |
3.7 |
1.5 |
0.0 |
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| Préstamos a
Partes Relacionadas |
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| (Como % de la Base de
Cálculo) |
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| (En porcentaje) |
dic-12 |
dic-13 |
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(En porcentaje) |
Calificación de Cartera |
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| Banpro |
27.00 |
29.40 |
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A |
B |
C |
D |
E |
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| Banco Lafise Bancentro |
23.10 |
18.60 |
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Banpro |
90.9% |
6.6% |
1.5% |
0.6% |
0.4% |
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| Bac |
27.20 |
11.10 |
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Banco
Lafise Bancentro |
90.0% |
6.4% |
2.7% |
0.5% |
0.4% |
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| Bdf |
16.00 |
16.10 |
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Bac |
91.6% |
7.1% |
0.4% |
0.6% |
0.4% |
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| Banco Citibank |
2.90 |
3.40 |
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Bdf |
96.9% |
1.0% |
0.7% |
0.6% |
0.8% |
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| Procredit |
0.10 |
0.20 |
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Banco
Citibank |
92.9% |
2.2% |
1.5% |
2.6% |
0.8% |
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| Fama |
0.00 |
0.00 |
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Procredit |
91.9% |
2.7% |
1.8% |
1.5% |
2.1% |
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| Financiera Finca Nicaragua |
0.40 |
0.10 |
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Fama |
95.7% |
1.6% |
0.9% |
0.5% |
1.2% |
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| Total SFB |
21.80 |
17.20 |
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Financiera
Finca Nicaragua |
97.4% |
1.1% |
0.4% |
0.3% |
0.8% |
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| Límite máximo
de 30% de la Base de Calculo a partir de Mayo 08 |
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