| | BANPRO | BANCO LAFISE BANCENTRO | BAC | BDF | BANCO FICOHSA | AVANZ | BANCO PRODUZCAMOS | Banco Atlántida | FINANCIERA FAMA | FINANCIERA FINCA NICARAGUA | FINANCIERA FUNDESER | Financiera FDL, S.A. | Sistema Bancario y Financiero | | Ingresos Financieros | 941,823.2 | 675,294.7 | 641,901.2 | 297,266.5 | 244,406.4 | 94,470.5 | 73,673.4 | 1,257.3 | 73,751.5 | 23,891.4 | 74,960.9 | 119,087.0 | 3,261,784.1 | | Ingresos Financieros por Efectivo | 15,870.5 | 4,947.5 | 16,401.7 | 3,801.9 | 1,179.2 | 131.3 | 1,995.4 | 10.2 | 323.0 | 145.6 | 447.1 | 468.4 | 45,722.0 | | Ingresos Financieros por Inversiones | 71,853.1 | 118,164.6 | 22,278.2 | 9,683.9 | 42,411.4 | 6,567.4 | 40,809.1 | 663.8 | 3.9 | 0.0 | 463.0 | 613.8 | 313,512.2 | | Ingresos Financieros por Cartera de Créditos | 842,055.6 | 541,686.5 | 601,581.6 | 279,937.4 | 199,603.0 | 87,759.1 | 30,869.0 | 583.2 | 71,753.3 | 23,730.4 | 74,050.8 | 117,341.8 | 2,870,951.7 | | Otros Ingresos Financieros | 12,044.1 | 10,496.2 | 1,639.7 | 3,843.2 | 1,212.7 | 12.7 | 0.0 | 0.0 | 1,671.2 | 15.4 | 0.0 | 663.0 | 31,598.1 | | Gastos Financieros | 322,630.0 | 245,494.3 | 133,328.2 | 111,533.4 | 97,093.6 | 22,493.7 | 4,385.9 | 273.5 | 18,130.5 | 211.8 | 1,975.2 | 28,432.6 | 985,982.8 | | Gastos Financieros por Obligaciones con el Público | 136,956.1 | 86,333.7 | 79,833.7 | 51,068.9 | 46,813.3 | 14,677.3 | 0.0 | 91.0 | 0.0 | 0.0 | 0.0 | 0.0 | 415,773.9 | | Gastos Financieros por Depósitos de Instituciones Financieras y de Organismos Internacionales | 22,188.4 | 10,238.8 | 37,797.0 | 9,572.2 | 16,924.7 | 5,436.5 | 0.0 | 117.5 | 0.0 | 0.0 | 0.0 | 0.0 | 102,275.2 | | Gastos Financieros por Emisión de Deuda | 1,034.5 | 0.0 | 0.0 | 3,430.6 | 0.0 | 0.0 | 0.0 | 0.0 | 37.6 | 0.0 | 0.0 | 0.0 | 4,502.7 | | Gastos Financieros por Operaciones de Reporto | 28,904.7 | 1,047.1 | 0.0 | 5,289.0 | 4,718.5 | 15.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 39,974.5 | | Gastos Financieros por Obligaciones con Instituciones Financieras y por Otros Financiamientos | 103,374.0 | 113,160.5 | 15,082.9 | 30,713.5 | 19,701.7 | 2,276.9 | 4,385.9 | 0.0 | 17,491.7 | 173.7 | 970.8 | 24,940.0 | 332,271.6 | | Gastos Financieros por Cuentas por pagar | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | Gastos Financieros por Obligaciones con el Banco Central de Nicaragua | 9,018.1 | 671.6 | 0.0 | 2,989.8 | 3,355.2 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 16,034.7 | | Gastos Financieros por Obligaciones Subordinadas y/o Convertibles en Capital | 17,876.1 | 32,782.6 | 0.0 | 5,293.2 | 5,430.8 | 0.0 | 0.0 | 0.0 | 0.0 | 38.1 | 0.0 | 2,996.4 | 64,417.2 | | Otros Gastos Financieros | 3,278.1 | 1,259.9 | 614.7 | 3,176.3 | 149.3 | 87.9 | 0.0 | 65.0 | 601.3 | 0.0 | 1,004.4 | 496.2 | 10,733.0 | | Margen Financiero antes de Mantenimiento de Valor | 619,193.2 | 429,800.4 | 508,573.0 | 185,733.1 | 147,312.9 | 71,976.8 | 69,287.5 | 983.7 | 55,620.9 | 23,679.6 | 72,985.7 | 90,654.4 | 2,275,801.3 | | Ajustes netos por Mantenimiento de Valor | 1,488.2 | 7,934.3 | -21,014.9 | 260.4 | 7,547.1 | 276.0 | 8,232.2 | -0.4 | 2,403.8 | 424.1 | -193.5 | 3,237.1 | 10,594.3 | | Margen Financiero, bruto | 620,681.4 | 437,734.7 | 487,558.0 | 185,993.5 | 154,860.0 | 72,252.9 | 77,519.7 | 983.3 | 58,024.7 | 24,103.7 | 72,792.2 | 93,891.5 | 2,286,395.6 | | Resultados por Deterioro de Activos Financieros | 162,575.8 | 104,020.6 | 157,871.7 | 56,400.3 | 61,380.5 | 18,526.8 | -4,900.9 | 123.3 | -1,995.2 | 1,180.9 | 24,879.6 | -15,194.6 | 564,868.8 | | Margen Financiero, neto después de Deterioro de Activos Financieros | 458,105.6 | 333,714.1 | 329,686.3 | 129,593.1 | 93,479.5 | 53,726.1 | 82,420.6 | 860.0 | 60,019.9 | 22,922.8 | 47,912.6 | 109,086.1 | 1,721,526.8 | | Ingresos (Gastos) Operativos, neto | 206,840.6 | 160,348.5 | 230,354.7 | 33,906.1 | 46,150.0 | 11,205.5 | 1,269.0 | -284.5 | 4,633.7 | -419.5 | 745.8 | -1,009.5 | 693,740.4 | | Resultado Operativo | 664,946.2 | 494,062.7 | 560,041.0 | 163,499.3 | 139,629.5 | 64,931.6 | 83,689.6 | 575.5 | 64,653.6 | 22,503.4 | 48,658.4 | 108,076.6 | 2,415,267.2 | | Resultados por Participación en Asociadas, Negocios Conjuntos y Subsidiarias | 0.0 | 66,443.3 | 2,064.6 | 238.5 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 68,746.4 | | Dividendos y Retribuciones por Instrumentos de Patrimonio | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | Ganancia por Valoración y Venta de Activos y Otros Ingresos | 29,993.5 | 46,852.7 | 454.6 | 8,500.1 | 294.7 | 3,406.4 | 2,062.0 | 0.0 | 852.0 | 577.6 | 50.3 | 0.0 | 93,043.9 | | Pérdida por Valoración y Venta de Activos | 11,554.8 | 77,414.6 | 976.8 | 14,997.3 | 3,384.4 | 440.9 | 1,486.0 | 0.0 | 483.3 | 1,464.1 | 83.2 | 40.0 | 112,325.4 | | Resultado después de Ingresos y Gastos operativos | 683,384.9 | 529,944.0 | 561,583.4 | 157,240.5 | 136,539.8 | 67,897.2 | 84,265.5 | 575.5 | 65,022.3 | 21,616.8 | 48,625.5 | 108,036.6 | 2,464,732.0 | | Ajustes netos por Diferencial Cambiario | 55,525.8 | 38,402.7 | 77,844.1 | 10,414.1 | 1,278.3 | 3,990.5 | 14,625.5 | 1,667.1 | -1,366.7 | 376.4 | 1,505.3 | -1,635.9 | 202,627.2 | | Resultado después de Diferencial Cambiario | 738,910.7 | 568,346.7 | 639,427.5 | 167,654.6 | 137,818.0 | 71,887.7 | 98,891.1 | 2,242.6 | 63,655.6 | 21,993.2 | 50,130.8 | 106,400.7 | 2,667,359.2 | | Gastos de Administración | 521,243.6 | 339,507.5 | 345,972.0 | 129,882.9 | 124,587.3 | 64,477.4 | 29,786.7 | 12,875.4 | 54,367.2 | 24,069.1 | 34,368.5 | 81,252.3 | 1,762,389.8 | | Resultados por Deterioro de Activos no Financieros | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | Resultados de operaciones antes de Impuestos y Contribuciones por Leyes Especiales | 217,667.1 | 228,839.2 | 293,455.6 | 37,771.7 | 13,230.7 | 7,410.3 | 69,104.4 | -10,632.7 | 9,288.4 | -2,075.9 | 15,762.3 | 25,148.4 | 904,969.4 | | Contribuciones por Leyes Especiales | 28,871.4 | 22,660.6 | 22,775.6 | 9,377.1 | 6,033.1 | 2,887.5 | 1,079.2 | 218.7 | 373.5 | 233.3 | 306.0 | 910.6 | 95,726.5 | | Gasto por Impuesto sobre la Renta | 56,302.0 | 36,805.1 | 85,179.9 | 10,712.8 | 5,268.5 | 1,966.9 | 16,825.5 | 13.7 | 2,951.8 | 1,105.3 | 2,478.0 | 3,672.8 | 223,282.3 | | RESULTADO DEL EJERCICIO | 132,493.7 | 169,373.5 | 185,500.1 | 17,681.8 | 1,929.2 | 2,556.0 | 51,199.6 | -10,865.2 | 5,963.1 | -3,414.5 | 12,978.3 | 20,565.1 | 585,960.7 |
| | Información contable reportada por las instituciones financieras supervisadas. | | La información de éste estado financiero no ha sido auditada. | | La comparación de estados financieros es obligatoria a partir del año 2020. | | TIPO DE CAMBIO OFICIAL AL 29 DE FEBRERO DE 2020 C$ 34.0024 X US$ 1.00 | | El Banco Corporativo, S.A (BANCORP) solicitó la autorización a la Superintendencia de Bancos, para proceder a la disolución voluntaria anticipada; | | por consiguiente, de conformidad al artículo 15 de la ley No. 561 “Ley General de Bancos, Instituciones Financieras no Bancarias y Grupos Financieros”, | | a partir de julio del 2019 se suspendió la publicación en la página Web de la SIBOIF, de la información correspondiente a la entidad en mención. |
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