| | BANPRO | BANCO LAFISE BANCENTRO | BAC | BDF | BANCO FICOHSA | AVANZ | BANCO PRODUZCAMOS | FINANCIERA FAMA | FINANCIERA FINCA NICARAGUA | FINANCIERA FUNDESER | Financiera FDL, S.A. | Sistema Bancario y Financiero | | Ingresos Financieros | 4,727,867.0 | 3,742,029.4 | 3,388,413.1 | 1,660,753.8 | 1,261,943.6 | 486,722.6 | 338,381.5 | 401,114.3 | 220,496.1 | 372,353.5 | 678,588.8 | 17,278,663.7 | | Ingresos Financieros por Efectivo | 67,848.2 | 32,232.1 | 90,187.6 | 16,117.6 | 7,248.9 | 1,299.7 | 8,270.6 | 4,042.1 | 439.9 | 1,331.1 | 3,457.0 | 232,474.8 | | Ingresos Financieros por Inversiones | 337,153.8 | 484,611.0 | 6,194.7 | 59,806.9 | 142,590.2 | 17,265.6 | 166,770.5 | 11.6 | 0.0 | 4,340.8 | 2,599.5 | 1,221,344.6 | | Ingresos Financieros por Cartera de Créditos | 4,270,624.3 | 3,082,390.7 | 3,284,037.7 | 1,573,655.1 | 1,109,662.5 | 467,055.8 | 163,340.4 | 388,200.3 | 219,986.5 | 366,681.6 | 667,099.2 | 15,592,734.0 | | Otros Ingresos Financieros | 52,240.6 | 142,795.7 | 7,993.2 | 11,174.2 | 2,442.0 | 1,101.5 | 0.0 | 8,860.3 | 69.7 | 0.0 | 5,433.2 | 232,110.3 | | Gastos Financieros | 1,528,663.2 | 1,315,928.3 | 760,527.6 | 676,787.8 | 446,210.6 | 149,383.3 | 22,289.4 | 108,031.5 | 63,135.1 | 68,315.1 | 166,403.4 | 5,305,675.5 | | Gastos Financieros por Obligaciones con el Público | 670,605.5 | 444,815.0 | 385,010.8 | 289,363.1 | 157,455.8 | 98,684.5 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 2,045,934.8 | | Gastos Financieros por Depósitos de Instituciones Financieras y de Organismos Internacionales | 64,761.9 | 54,745.2 | 174,811.5 | 49,368.3 | 50,925.4 | 31,813.8 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 426,426.2 | | Gastos Financieros por Emisión de Deuda | 4,112.1 | 0.0 | 0.0 | 22,604.2 | 0.0 | 0.0 | 0.0 | 1,790.3 | 338.8 | 177.4 | 0.0 | 29,022.8 | | Gastos Financieros por Operaciones de Reporto | 237,532.3 | 122,759.2 | 2,155.6 | 39,957.4 | 29,364.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 431,768.5 | | Gastos Financieros por Obligaciones con Instituciones Financieras y por Otros Financiamientos | 414,190.6 | 503,823.2 | 186,262.2 | 213,072.8 | 151,510.0 | 17,070.9 | 22,289.4 | 101,986.6 | 53,333.1 | 55,558.7 | 147,870.0 | 1,866,967.5 | | Gastos Financieros por Cuentas por pagar | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | Gastos Financieros por Obligaciones con el Banco Central de Nicaragua | 35,372.4 | 9,452.9 | 0.0 | 10,139.4 | 26,874.9 | 1,273.8 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 83,113.4 | | Gastos Financieros por Obligaciones Subordinadas y/o Convertibles en Capital | 91,332.0 | 179,051.2 | 0.0 | 35,160.1 | 28,515.0 | 0.0 | 0.0 | 0.0 | 8,884.8 | 3,999.9 | 15,981.9 | 362,925.0 | | Otros Gastos Financieros | 10,756.4 | 1,281.5 | 12,287.5 | 17,122.5 | 1,565.5 | 540.3 | 0.0 | 4,254.6 | 578.3 | 8,579.1 | 2,551.5 | 59,517.3 | | Margen Financiero antes de Mantenimiento de Valor | 3,199,203.7 | 2,426,101.1 | 2,627,885.5 | 983,966.0 | 815,733.0 | 337,339.3 | 316,092.1 | 293,082.7 | 157,361.0 | 304,038.4 | 512,185.4 | 11,972,988.2 | | Ajustes netos por Mantenimiento de Valor | 2,118.9 | 69,229.1 | -172,339.4 | -9,424.2 | 42,397.4 | 6,803.3 | 64,424.7 | 16,883.3 | 39,265.0 | -787.5 | 5,135.6 | 63,706.2 | | Margen Financiero, bruto | 3,201,322.6 | 2,495,330.2 | 2,455,546.2 | 974,541.8 | 858,130.4 | 344,142.5 | 380,516.8 | 309,966.0 | 196,626.0 | 303,250.8 | 517,321.1 | 12,036,694.4 | | Resultados por Deterioro de Activos Financieros | 1,209,377.4 | 1,113,345.9 | 1,291,932.8 | 410,595.1 | 506,523.4 | 147,236.4 | 115,941.4 | 150,973.9 | 134,201.1 | 198,066.0 | 277,884.0 | 5,556,077.3 | | Margen Financiero, neto después de Deterioro de Activos Financieros | 1,991,945.2 | 1,381,984.3 | 1,163,613.4 | 563,946.7 | 351,607.0 | 196,906.1 | 264,575.4 | 158,992.2 | 62,425.0 | 105,184.9 | 239,437.1 | 6,480,617.1 | | Ingresos (Gastos) Operativos, neto | 1,120,445.6 | 939,433.1 | 1,202,856.7 | 186,685.4 | 290,630.7 | 104,531.1 | 14,828.7 | 25,580.5 | -7,563.6 | 9,200.1 | 20,517.3 | 3,907,145.5 | | Resultado Operativo | 3,112,390.8 | 2,321,417.4 | 2,366,470.0 | 750,632.0 | 642,237.7 | 301,437.2 | 279,404.1 | 184,572.6 | 54,861.3 | 114,384.9 | 259,954.4 | 10,387,762.6 | | Resultados por Participación en Asociadas, Negocios Conjuntos y Subsidiarias | 12,379.4 | 305,480.8 | 5,125.1 | 919.6 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 323,904.9 | | Dividendos y Retribuciones por Instrumentos de Patrimonio | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | Ganancia por Valoración y Venta de Activos y Otros Ingresos | 80,837.8 | 158,976.5 | 33,371.5 | 29,533.0 | 387.0 | 18,798.4 | 3,285.0 | 1,848.2 | 4,445.2 | 891.5 | 648.7 | 333,022.8 | | Pérdida por Valoración y Venta de Activos | 43,461.6 | 123,031.8 | 16,228.2 | 33,372.0 | 2,493.4 | 4,710.8 | 6,210.7 | 3,119.6 | 4,947.7 | 2,210.0 | 373.3 | 240,159.1 | | Resultado después de Ingresos y Gastos operativos | 3,162,146.4 | 2,662,843.0 | 2,388,738.4 | 747,712.6 | 640,131.2 | 315,524.8 | 276,478.4 | 183,301.2 | 54,358.9 | 113,066.4 | 260,229.8 | 10,804,531.2 | | Ajustes netos por Diferencial Cambiario | 417,964.9 | 260,665.4 | 620,517.1 | 103,168.1 | 24,815.0 | 32,033.5 | 118,383.7 | -2,374.1 | -26,792.3 | 11,056.4 | 8,502.5 | 1,567,940.2 | | Resultado después de Diferencial Cambiario | 3,580,111.3 | 2,923,508.4 | 3,009,255.5 | 850,880.7 | 664,946.3 | 347,558.3 | 394,862.2 | 180,927.1 | 27,566.6 | 124,122.9 | 268,732.2 | 12,372,471.4 | | Gastos de Administración | 2,503,281.8 | 1,669,199.5 | 1,787,712.5 | 714,040.8 | 602,399.9 | 316,726.0 | 159,066.6 | 271,985.9 | 147,637.6 | 190,551.0 | 406,841.1 | 8,769,442.7 | | Resultados por Deterioro de Activos no Financieros | 0.0 | 911.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 911.0 | | Resultados de operaciones antes de Impuestos y Contribuciones por Leyes Especiales | 1,076,829.5 | 1,253,397.9 | 1,221,543.0 | 136,840.0 | 62,546.4 | 30,832.3 | 235,795.6 | -91,058.8 | -120,071.0 | -66,428.2 | -138,108.9 | 3,602,117.8 | | Contribuciones por Leyes Especiales | 159,449.5 | 125,021.3 | 129,837.7 | 50,568.7 | 32,148.7 | 15,304.3 | 4,561.0 | 1,901.2 | 1,415.3 | 1,638.4 | 3,590.1 | 525,436.2 | | Gasto por Impuesto sobre la Renta | 278,687.0 | 232,820.1 | 351,348.8 | 32,853.3 | 18,576.2 | 7,372.2 | 43,169.7 | 18,607.9 | 5,693.5 | 10,540.7 | 22,350.2 | 1,022,019.7 | | RESULTADO DEL EJERCICIO | 638,692.9 | 895,556.6 | 740,356.4 | 53,418.0 | 11,821.5 | 8,155.9 | 188,064.8 | -111,567.9 | -127,179.8 | -78,607.2 | -164,049.3 | 2,054,661.9 |
| | Información contable reportada por las instituciones financieras supervisadas. | | La información de éste estado financiero no ha sido auditada. | | La comparación de estados financieros es obligatoria a partir del año 2020. | | TIPO DE CAMBIO OFICIAL AL 31 DE OCTUBRE DE 2019 C$ 33.6713 X US$ 1.00 | | El Banco Corporativo, S.A (BANCORP) solicitó la autorización a la Superintendencia de Bancos, para proceder a la disolución voluntaria anticipada; | | por consiguiente, de conformidad al artículo 15 de la ley No. 561 “Ley General de Bancos, Instituciones Financieras no Bancarias y Grupos Financieros”, | | a partir de julio del 2019 se suspendió la publicación en la página Web de la SIBOIF, de la información correspondiente a la entidad en mención. |
|
