| Descripción | BANPRO | BANCO LAFISE BANCENTRO | BAC | BDF | BANCO FICOHSA | PROCREDIT | BANCORP | FINANCIERA FAMA | FINANCIERA FINCA NICARAGUA | FINANCIERA FUNDESER | Financiera FDL, S.A. | Sistema Bancario y Financiero | | Ingresos financieros | 948,195.0 | 786,439.9 | 773,915.7 | 367,249.5 | 306,945.8 | 111,746.0 | 35,795.9 | 115,214.8 | 80,591.5 | 91,220.2 | 164,631.8 | 3,781,946.2 | | Ingresos financieros por disponibilidades | 3,070.1 | 689.6 | 3,091.5 | 1,191.4 | 732.2 | 34.1 | 964.8 | 373.1 | 243.9 | 248.3 | 555.4 | 11,194.4 | | Ingresos por inversiones en valores | 69,998.5 | 78,722.4 | 6,978.7 | 14,525.4 | 24,580.6 | 0.0 | 6,282.8 | 2.0 | 0.0 | 0.0 | 132.3 | 201,222.8 | | Ingresos financieros por cartera de creditos | 863,434.3 | 675,064.9 | 761,842.9 | 349,190.1 | 278,295.0 | 111,666.8 | 25,388.5 | 113,844.0 | 80,345.3 | 90,971.9 | 163,335.2 | 3,513,378.9 | | Ingresos financieros por operaciones de Reportos y valores derivados | 564.4 | 21.0 | 30.8 | 323.8 | 2,209.7 | 45.1 | 3,159.8 | 18.8 | 0.0 | 0.0 | 0.0 | 6,373.4 | | Otros ingresos financieros | 11,127.7 | 31,942.0 | 1,971.8 | 2,018.8 | 1,128.3 | 0.0 | 0.0 | 977.0 | 2.4 | 0.0 | 608.9 | 49,776.8 | | | | | | | | | | | | | | | | Gastos financieros | 233,516.7 | 178,985.7 | 171,081.0 | 128,539.1 | 82,029.2 | 27,157.7 | 4,936.4 | 28,283.6 | 18,881.7 | 23,854.7 | 42,587.9 | 939,853.7 | | Gastos financieros por obligaciones con el público | 147,874.9 | 108,048.4 | 108,862.2 | 62,819.1 | 51,506.8 | 18,434.0 | 4,799.4 | 1,316.4 | 439.3 | 1,717.2 | 0.0 | 505,817.6 | | Gastos financieros por obligaciones con instituciones financieras y por otros financiamientos | 66,930.5 | 61,179.0 | 56,598.3 | 58,037.7 | 22,821.1 | 8,626.5 | 134.5 | 25,286.6 | 15,797.5 | 19,206.5 | 37,513.9 | 372,132.1 | | Gastos financieros por otras cuentas por pagar | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | Gastos financieros con oficina central y sucursales | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | Gastos financieros por obligaciones subordinadas y obligaciones convertibles en capital | 16,021.6 | 8,427.5 | 0.0 | 6,301.7 | 4,749.6 | 0.0 | 0.0 | 0.0 | 1,625.5 | 1,880.4 | 3,546.7 | 42,552.9 | | Gastos financieros por operaciones de valores y derivados | 0.0 | 1,330.7 | 799.7 | 0.0 | 2,715.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 4,845.5 | | Otros gastos financieros | 2,689.8 | 0.0 | 4,820.8 | 1,380.6 | 236.7 | 97.3 | 2.5 | 1,680.5 | 1,019.4 | 1,050.6 | 1,527.4 | 14,505.6 | | Margen financiero antes de ajuste monetario | 714,678.3 | 607,454.2 | 602,834.7 | 238,710.4 | 224,916.7 | 84,588.3 | 30,859.6 | 86,931.2 | 61,709.8 | 67,365.5 | 122,043.9 | 2,842,092.5 | | Ingresos (Gastos) netos por ajustes monetarios 1\ | 69,442.7 | 59,031.1 | 78,919.7 | 19,777.0 | 14,605.1 | 4,149.0 | 11,589.4 | 3,348.8 | 3,200.8 | 1,722.8 | 3,434.1 | 269,220.6 | | Margen financiero bruto | 784,121.0 | 666,485.3 | 681,754.5 | 258,487.5 | 239,521.8 | 88,737.2 | 42,448.9 | 90,280.0 | 64,910.6 | 69,088.3 | 125,478.0 | 3,111,313.1 | | Ingresos (Gastos) netos por estimacion preventiva para riesgos crediticios | -125,502.1 | -99,062.1 | -58,342.9 | -35,379.0 | -71,703.8 | -7,223.0 | 1,926.1 | -8,468.7 | -10,041.4 | -14,856.9 | -16,885.2 | -445,539.2 | | Margen financiero, neto | 658,618.9 | 567,423.2 | 623,411.6 | 223,108.4 | 167,818.0 | 81,514.2 | 44,375.0 | 81,811.2 | 54,869.2 | 54,231.4 | 108,592.8 | 2,665,773.9 | | Ingresos (Gastos) operativos diversos, neto 1\ | 257,523.4 | 164,399.3 | 222,533.9 | 38,172.6 | 52,822.2 | 13,069.8 | 6,627.7 | 2,973.6 | 628.0 | -510.0 | 9,198.2 | 767,438.7 | | Ingresos operativos diversos | 293,324.6 | 264,428.8 | 238,136.0 | 67,500.1 | 70,789.9 | 18,325.3 | 8,580.7 | 5,754.3 | 834.6 | 1,719.4 | 10,415.4 | 979,809.2 | | Gastos operativos diversos | 35,801.2 | 100,029.5 | 15,602.1 | 29,327.6 | 17,967.6 | 5,255.6 | 1,953.0 | 2,780.8 | 206.6 | 2,229.4 | 1,217.2 | 212,370.5 | | Resultado operativo bruto | 916,142.3 | 731,822.5 | 845,945.5 | 261,281.0 | 220,640.2 | 94,584.0 | 51,002.8 | 84,784.8 | 55,497.2 | 53,721.3 | 117,791.0 | 3,433,212.5 | | Participacion en resultado de subsidiarias y asociadas | 0.0 | 67,277.1 | 666.5 | 1,522.6 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 69,466.2 | | Gastos de administración | 570,614.4 | 388,749.3 | 427,885.2 | 170,484.6 | 186,168.3 | 71,625.8 | 37,170.4 | 64,546.0 | 47,620.6 | 50,783.3 | 100,466.1 | 2,116,114.1 | | Resultado antes del impuesto sobre la renta y contribuciones por leyes especiales | 345,527.9 | 410,350.2 | 418,726.8 | 92,319.0 | 34,471.9 | 22,958.2 | 13,832.4 | 20,238.9 | 7,876.6 | 2,938.0 | 17,324.8 | 1,386,564.6 | | Contribuciones por leyes especiales (564 y 563) | 32,001.0 | 24,075.4 | 23,278.5 | 9,199.8 | 5,411.3 | 2,470.4 | 4,873.5 | 303.8 | 228.2 | 288.5 | 322.4 | 102,452.8 | | Gasto por Impuesto sobre la renta (Ley 453) | 93,309.1 | 90,035.7 | 122,016.0 | 25,025.8 | 10,580.3 | 6,146.3 | 2,687.7 | 6,248.1 | 2,249.0 | 1,744.2 | 6,415.0 | 366,457.0 | | Resultados del período | 220,217.8 | 296,239.2 | 273,432.3 | 58,093.4 | 18,480.3 | 14,341.4 | 6,271.2 | 13,687.0 | 5,399.4 | 905.3 | 10,587.4 | 917,654.8 |
| | La informacion de este Estado Financiero no ha sido auditada | | TIPO DE CAMBIO OFICIAL AL 28 DE FEBRERO DE 2017 C$ 29.5569 X US$ 1.00 | | TIPO DE CAMBIO OFICIAL AL 28 DE FEBRERO DE 2018 C$ 31.0347 X US$ 1.00 | | 1\ Se incorporaron los ingresos y gastos por operaciones de cambio y arbitraje en las cuentas correspondientes de Ingresos (gastos) operativos diversos, los que estaban incluidos en la cuenta de ingresos (gastos) netos por ajustes monetarios. | | |
|
|
