SISTEMA BANCARIO Y FINANCIERAS
ESTRATIFICACION DE LA CARTERA TOTAL POR MONTO Y PLAZO CONTRACTUAL
AL 31 de Diciembre del 2025
Tipo Cambio: 36.6243
MONEDA NACIONAL
PLAZO
ESTRATO (En Miles) 
Hasta 30 díasDe 31 a 60 díasDe 61 a 90 díasDe 91 a 180 díasDe 181 a 360 díasA más de 360 díasTotal 
PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%
Hasta 10034,556124,260.684.26,29436,065.026.79,28868,373.830.621,069203,438.510.362,468751,726.114.2816,25310,563,377.346.0949,92811,747,241.338.3
De 100.1 a 250234,384.23.06810,930.08.16710,390.24.729947,479.52.440161,276.41.225,2913,785,135.616.526,1493,919,595.812.8
De 250.1 a 500248,452.25.73010,955.68.15219,300.08.613648,286.32.414752,744.81.06,1602,078,382.89.16,5492,218,121.67.2
De 500.1 a 100032,176.21.52114,157.810.53020,916.39.413898,192.85.013393,215.21.81,7561,156,928.75.02,0811,385,587.14.5
De 1000.1 a 200000.00.01319,628.914.52636,573.216.470101,296.35.1103150,468.62.8332444,956.81.9544752,923.82.5
De 2000.1 a 300000.00.049,053.86.71535,242.515.81947,990.92.456139,126.62.673173,157.50.8167404,571.31.3
De 3000.1 a 400000.00.013,212.72.4310,184.14.61758,245.32.948170,734.33.258202,573.10.9127444,949.41.4
De 4000.1 a 600000.00.0522,334.616.5210,345.34.61053,368.82.744225,001.04.352254,006.61.1113565,056.21.8
De 6000.1 a 800000.00.000.00.000.00.0427,537.51.443302,928.45.724161,759.30.771492,225.21.6
De 8000.1 a 1000018,358.05.718,636.86.400.00.019,130.00.539353,425.36.727237,330.01.069616,880.12.0
De 10000.1 a 1200000.00.000.00.000.00.0555,609.22.824261,976.35.0999,490.80.438417,076.31.4
De 12000.1 a mas00.00.000.00.0112,066.35.4411,228,400.762.1722,718,561.051.5783,781,948.816.51927,740,976.825.2
SUB - TOTAL C$34,607147,631.2 6,437134,975.1 9,484223,391.7 21,8091,978,975.8 63,5785,281,183.9 850,11322,939,047.3 986,02830,705,205.0 
PORCENTAJE3.50.5 0.70.4 1.00.7 2.26.4 6.417.2 86.274.7 100.0100.0 
MONEDA EXTRANJERA
PLAZO
ESTRATO (En Miles)
Hasta 30 díasDe 31 a 60 díasDe 61 a 90 díasDe 91 a 180 díasDe 181 a 360 díasA más de 360 díasTotal 
PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%
Hasta 251,117185.111.6244343.513.22,4191,880.014.53,9945,598.510.010,87029,708.08.31,113,1001,902,205.636.31,131,7441,939,920.534.3
De 25.1 a 5000.00.08316.312.2361,369.710.61355,227.29.363223,748.36.715,205508,114.59.716,016538,776.09.5
De 50.1 a 7500.00.05312.712.0251,598.112.3372,302.94.120612,781.83.63,503214,250.04.13,776231,245.54.1
De 75.1 a 100199.26.23266.410.37626.64.8454,125.07.428126,147.87.31,802157,846.63.02,139189,111.73.3
De 100.1 a 20000.00.02287.211.1101,547.011.9537,491.613.421332,969.39.22,301316,499.36.02,579358,794.46.3
De 200.1 a 40000.00.02502.019.372,197.917.0369,822.417.613839,893.511.2908250,693.84.81,091303,109.65.4
De 400.1 a 60000.00.01570.021.921,035.08.0115,244.79.45929,183.78.2259126,887.42.4332162,920.82.9
De 600.1 a 80000.00.000.00.01709.85.532,094.83.72517,573.54.9160112,060.12.1189132,438.22.3
De 800.1 a 100000.00.000.00.000.00.098,800.115.72725,180.47.1145134,529.32.6181168,509.83.0
De 1000.1 a 200011,310.082.200.00.012,000.015.422,479.04.42842,367.411.9208304,124.85.8240352,281.26.2
De 2000.1 a 300000.00.000.00.000.00.012,720.04.9715,678.44.468176,779.13.476195,177.63.4
De 3000.1 a mas00.00.000.00.000.00.000.00.0761,400.017.21201,029,196.719.71271,090,596.719.3
SUB - TOTAL US$1,1191,594.3 2652,598.2 2,50812,964.1 4,32655,906.2 12,493356,632.2 1,137,7795,233,187.1 1,158,4905,662,882.0 
PORCENTAJE0.10.0 0.00.0 0.20.2 0.41.0 1.16.3 98.292.4 100.0100.0 
PLAZOHasta 30 díasDe 31 a 60 díasDe 61 a 90 díasDe 91 a 180 díasDe 181 a 360 díasA más de 360 días Total
PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo 
GRAN TOTAL C$35,726206,028.2 6,702230,134.7 11,992698,198.1 26,1354,026,501.9 76,07118,342,581.6 1,987,892214,601,867.9 2,144,518238,105,312.3 
PORCENTAJE1.70.1 0.30.1 0.60.3 1.21.7 3.57.7 92.790.1 100.0100.0 
Fuente: Informacion crediticia reportada por las Instituciones Financieras supervisadas a la Central de Riesgo.