SISTEMA BANCARIO Y FINANCIERAS
ESTRATIFICACION DE LA CARTERA TOTAL POR MONTO Y PLAZO CONTRACTUAL
AL 31 de Diciembre del 2024
Tipo Cambio: 36.6243
MONEDA NACIONAL
PLAZO
ESTRATO (En Miles) 
Hasta 30 díasDe 31 a 60 díasDe 61 a 90 díasDe 91 a 180 díasDe 181 a 360 díasA más de 360 díasTotal 
PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%
Hasta 10036,933114,958.479.16,12029,283.628.61,87014,667.410.94,42763,408.39.117,452204,507.412.0695,2928,591,577.553.7762,0949,018,402.648.0
De 100.1 a 250416,879.14.7203,047.63.0274,222.03.237962,959.69.018929,071.61.717,9432,662,253.116.618,5992,768,433.014.7
De 250.1 a 500165,311.73.7174,967.14.8269,466.17.117059,665.18.69835,257.92.13,6401,223,164.37.63,9671,337,832.27.1
De 500.1 a 100053,252.42.21510,111.89.91812,764.79.58157,419.48.26246,634.52.7987655,297.44.11,168785,480.24.2
De 1000.1 a 200033,435.42.41421,195.020.72941,893.431.34866,335.99.578118,886.07.0247341,952.02.1419593,697.73.2
De 2000.1 a 300000.00.012,896.12.8818,816.214.01332,788.84.73484,664.55.065158,080.31.0121297,245.91.6
De 3000.1 a 400000.00.0311,799.911.5310,110.37.5724,629.93.52691,553.15.436122,363.90.875260,457.21.4
De 4000.1 a 600000.00.029,958.09.700.00.0840,266.75.821102,219.76.034162,451.01.065314,895.31.7
De 6000.1 a 800000.00.000.00.0213,671.910.2320,649.23.0963,599.13.715104,083.70.729202,003.91.1
De 8000.1 a 1000000.00.019,156.18.918,384.96.3325,229.63.6761,984.43.61195,246.00.623200,000.91.1
De 10000.1 a 12000111,551.87.900.00.000.00.0332,961.94.7775,064.54.4334,527.70.214154,105.80.8
De 12000.1 a mas00.00.000.00.000.00.09210,180.530.220794,588.446.5301,846,308.011.5592,851,076.815.2
SUB - TOTAL C$36,999145,388.9 6,193102,415.1 1,984133,996.8 5,151696,494.9 18,0031,708,031.1 718,30315,997,304.7 786,63318,783,631.5 
PORCENTAJE4.70.8 0.80.5 0.30.7 0.73.7 2.39.1 91.385.2 100.0100.0 
MONEDA EXTRANJERA
PLAZO
ESTRATO (En Miles)
Hasta 30 díasDe 31 a 60 díasDe 61 a 90 díasDe 91 a 180 díasDe 181 a 360 díasA más de 360 díasTotal 
PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%
Hasta 251,664222.52.6447457.37.47,8283,324.527.818,0929,227.08.947,14543,239.911.0978,9631,692,358.735.51,054,1391,748,829.833.1
De 25.1 a 50293.41.14146.92.428952.68.01134,223.64.163724,056.26.112,960434,851.59.113,744464,324.08.8
De 50.1 a 7500.00.02109.91.814854.47.1593,540.73.422113,887.63.53,094187,737.53.93,390206,130.13.9
De 75.1 a 10000.00.01100.01.69811.26.8443,993.53.928026,179.46.61,617141,783.93.01,951172,868.03.3
De 100.1 a 2002246.52.92245.23.981,247.610.4517,266.17.018627,500.97.02,153295,602.76.22,402332,109.06.3
De 200.1 a 4001355.24.200.00.041,201.810.14914,385.313.913639,703.210.1914255,778.55.41,104311,424.05.9
De 400.1 a 60000.00.000.00.01560.04.7199,664.09.45628,229.07.2288141,786.23.0364180,239.23.4
De 600.1 a 80000.00.000.00.000.00.064,323.64.23423,767.26.0145101,774.42.1185129,865.22.5
De 800.1 a 100000.00.000.00.011,000.08.444,000.03.93533,239.88.4137127,248.92.7177165,488.73.1
De 1000.1 a 200000.00.000.00.012,000.016.71117,820.117.33857,368.714.6217322,006.46.8267399,195.27.5
De 2000.1 a 300000.00.012,070.033.300.00.038,000.07.8924,481.06.260156,794.33.373191,345.33.6
De 3000.1 a mas17,500.089.113,084.449.600.00.0116,729.016.21152,396.913.3117908,431.919.1131988,142.218.7
SUB - TOTAL US$1,6708,417.6 4586,213.6 7,89411,951.9 18,452103,172.7 48,788394,049.8 1,000,6654,766,155.1 1,077,9275,289,960.7 
PORCENTAJE0.20.2 0.00.1 0.70.2 1.72.0 4.57.4 92.890.1 100.0100.0 
PLAZOHasta 30 díasDe 31 a 60 díasDe 61 a 90 díasDe 91 a 180 díasDe 181 a 360 díasA más de 360 días Total
PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo 
GRAN TOTAL C$38,669453,710.9 6,651329,984.7 9,878571,741.6 23,6034,475,184.2 66,79116,139,879.7 1,718,968190,555,057.7 1,864,560212,525,558.7 
PORCENTAJE2.10.2 0.40.2 0.50.3 1.32.1 3.67.6 92.289.7 100.0100.0 
Fuente: Informacion crediticia reportada por las Instituciones Financieras supervisadas a la Central de Riesgo.