SISTEMA BANCARIO Y FINANCIERAS
ESTRATIFICACION DE LA CARTERA TOTAL POR MONTO Y PLAZO CONTRACTUAL
AL 31 de Diciembre del 2021
Tipo Cambio: 35.5210
MONEDA NACIONAL
PLAZO
ESTRATO (En Miles) 
Hasta 30 díasDe 31 a 60 díasDe 61 a 90 díasDe 91 a 180 díasDe 181 a 360 díasA más de 360 díasTotal 
PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%
Hasta 10023,44956,592.575.45,06422,371.325.61962,830.02.32,17639,358.19.014,538180,455.428.1434,9385,295,852.253.5480,3615,597,459.549.7
De 100.1 a 250355,469.67.3284,736.35.4264,109.93.320533,414.37.713019,094.83.09,7861,449,689.114.610,2101,516,514.013.5
De 250.1 a 50092,825.03.8186,626.77.6165,739.94.68931,087.17.15017,699.82.82,003666,543.26.72,185730,521.76.5
De 500.1 a 100021,484.42.0138,941.410.2107,492.46.04731,505.97.23826,726.84.2515337,079.83.4625413,230.63.7
De 1000.1 a 200022,414.13.2812,354.014.11622,814.218.21824,596.65.62534,422.45.4153206,353.52.1222302,954.82.7
De 2000.1 a 300012,678.03.624,579.95.249,206.27.449,448.22.21025,350.44.03993,340.90.960144,603.61.3
De 3000.1 a 400013,551.14.713,514.34.026,599.25.3414,646.63.41344,507.46.91756,527.00.638129,345.61.1
De 4000.1 a 600000.00.028,978.810.315,215.14.21049,849.211.4840,586.86.31366,003.00.734170,632.81.5
De 6000.1 a 800000.00.016,468.57.4214,748.611.817,456.31.717,406.31.2749,338.40.51285,418.10.8
De 8000.1 a 1000000.00.018,937.210.200.00.000.00.019,803.31.5761,166.60.6979,907.10.7
De 10000.1 a 1200000.00.000.00.0110,960.28.8110,344.12.4111,864.01.8775,630.20.810108,798.51.0
De 12000.1 a mas00.00.000.00.0235,521.028.49184,225.242.310223,422.834.8261,545,151.715.6471,988,320.617.6
SUB - TOTAL C$23,49975,014.8 5,13887,508.4 276125,236.7 2,564435,931.6 14,825641,340.1 447,5119,902,675.5 493,81311,267,707.1 
PORCENTAJE4.80.7 1.00.8 0.11.1 0.53.9 3.05.7 90.687.9 100.0100.0 
MONEDA EXTRANJERA
PLAZO
ESTRATO (En Miles)
Hasta 30 díasDe 31 a 60 díasDe 61 a 90 díasDe 91 a 180 díasDe 181 a 360 díasA más de 360 díasTotal 
PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%
Hasta 251,138224.088.4345440.59.52,671972.33.35,3904,986.27.315,49528,061.09.3609,422914,312.530.5634,461948,996.627.9
De 25.1 a 50129.311.67279.56.118784.02.6722,686.33.954120,295.56.76,576227,250.57.67,215251,325.17.4
De 50.1 a 7500.00.05277.76.06373.41.3281,782.02.61398,643.62.92,116127,861.44.32,294138,938.24.1
De 75.1 a 10000.00.04350.27.67627.02.1332,988.04.315414,254.44.71,11496,622.13.21,312114,841.83.4
De 100.1 a 20000.00.02307.16.6121,715.15.8396,094.28.912818,971.16.31,565217,101.97.31,746244,189.47.2
De 200.1 a 40000.00.03964.220.971,889.76.44011,916.417.39125,733.78.5589160,489.65.4730200,993.65.9
De 400.1 a 60000.00.000.00.01513.21.7157,550.411.05025,576.08.5227111,274.43.7293144,914.04.3
De 600.1 a 80000.00.000.00.032,071.27.085,864.08.51712,457.04.110876,073.92.513696,466.12.8
De 800.1 a 100000.00.000.00.033,000.010.165,841.28.51312,825.84.38780,497.32.7109102,164.33.0
De 1000.1 a 200000.00.012,000.043.369,125.030.869,062.013.21931,091.810.3146207,904.56.9178259,183.37.6
De 2000.1 a 300000.00.000.00.025,410.818.325,460.47.91231,653.310.53794,749.23.253137,273.84.0
De 3000.1 a mas00.00.000.00.013,150.010.614,500.06.51271,787.723.889679,166.422.7103758,604.122.3
SUB - TOTAL US$1,139253.2 3674,619.2 2,73729,631.6 5,64068,731.3 16,671301,350.9 622,0762,993,303.9 648,6303,397,890.2 
PORCENTAJE0.20.0 0.10.1 0.40.9 0.92.0 2.68.9 95.988.1 100.0100.0 
PLAZOHasta 30 díasDe 31 a 60 díasDe 61 a 90 díasDe 91 a 180 díasDe 181 a 360 díasA más de 360 días Total
PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo 
GRAN TOTAL C$24,63884,019.2 5,505251,586.7 3,0131,177,819.3 8,2042,877,347.4 31,49611,345,607.0 1,069,587116,228,277.9 1,142,443131,964,657.4 
PORCENTAJE2.20.1 0.50.2 0.30.9 0.72.2 2.88.6 93.688.1 100.0100.0 
Fuente: Informacion crediticia reportada por las Instituciones Financieras supervisadas a la Central de Riesgo.