BANCO FICOHSA NICARAGUA,S.A. ESTRATIFICACION DE LA CARTERA POR MONTO Y REGION GEOGRAFICA AL 31 de Diciembre del 2025 Tipo Cambio: 36.6243

MONEDA NACIONAL REGION ESTRATO (En Miles) Region I Region II Region III Region IV Region V Region VI Region VII Region VIII Region IX Total  Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Hasta 100 7,428  82,949.8 62.6 14,882  167,849.5 68.2 88,243  1,038,675.1 58.3 10,619  131,077.5 66.0 4,220  56,745.7 56.5 6,801  80,159.5 52.4 278  4,536.7 50.2 541  7,413.4 47.2 271  3,511.5 65.7 133,283  1,572,918.6 59.6 De 100.1 a 250 190  29,796.3 22.5 372  55,837.4 22.7 2,413  359,074.6 20.2 263  38,833.0 19.5 158  23,636.1 23.5 226  34,121.2 22.3 16  2,307.9 25.5 21  3,209.7 20.5 10  1,515.1 28.3 3,669  548,331.4 20.8 De 250.1 a 500 41  14,364.0 10.8 53  18,110.3 7.4 481  159,744.0 9.0 60  20,205.0 10.2 46  16,095.4 16.0 77  25,114.9 16.4 7  2,197.2 24.3 10  3,275.7 20.9 1  320.0 6.0 776  259,426.5 9.8 De 500.1 a 1000 8  5,299.2 4.0 6  4,193.3 1.7 103  66,919.3 3.8 13  8,571.1 4.3 5  2,893.3 2.9 14  8,814.9 5.8 0 0.0 0.0 1  723.1 4.6 0 0.0 0.0 150  97,414.1 3.7 De 1000.1 a 2000 0 0.0 0.0 0 0.0 0.0 6  7,271.2 0.4 0 0.0 0.0 1  1,048.5 1.0 4  4,705.1 3.1 0 0.0 0.0 1  1,069.4 6.8 0 0.0 0.0 12  14,094.2 0.5 De 2000.1 a 3000 0 0.0 0.0 0 0.0 0.0 1  2,550.1 0.1 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 1  2,550.1 0.1 De 3000.1 a 4000 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 De 4000.1 a 6000 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 De 6000.1 a 8000 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 De 8000.1 a 10000 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 De 10000.1 a 12000 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 De 12000.1 a mas 0 0.0 0.0 0 0.0 0.0 3  146,497.2 8.2 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 3  146,497.2 5.5 SUB - TOTAL C$ 7,667  132,409.2   15,313  245,990.5   91,250  1,780,731.5   10,955  198,686.6   4,430  100,419.0   7,122  152,915.5   301  9,041.8   574  15,691.3   282  5,346.6   137,894  2,641,232.1   PORCENTAJE 5.6 5.0   11.1 9.3   66.2 67.4   7.9 7.5   3.2 3.8   5.2 5.8   0.2 0.3   0.4 0.6   0.2 0.2   100.0 100.0   MONEDA EXTRANJERA REGION ESTRATO (En Miles) Region I Region II Region III Region IV Region V Region VI Region VII Region VIII Region IX Total  Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Hasta 25 9,794  12,851.3 93.9 18,636  19,531.0 97.4 114,745  188,037.2 57.0 12,943  12,903.6 97.3 5,208  6,687.4 97.2 8,939  11,444.8 94.1 360  619.2 100.0 678  877.0 97.2 349  436.9 100.0 171,652  253,388.4 63.7 De 25.1 a 50 12  384.0 2.8 13  411.4 2.1 966  31,534.7 9.6 5  152.6 1.2 7  194.0 2.8 7  218.0 1.8 0 0.0 0.0 1  25.4 2.8 0 0.0 0.0 1,011  32,920.0 8.3 De 50.1 a 75 2  112.0 0.8 2  112.8 0.6 182  11,068.7 3.4 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 186  11,293.4 2.8 De 75.1 a 100 1  86.0 0.6 0 0.0 0.0 77  6,736.0 2.0 1  83.8 0.6 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 79  6,905.8 1.7 De 100.1 a 200 2  246.9 1.8 0 0.0 0.0 120  16,728.4 5.1 1  124.2 0.9 0 0.0 0.0 1  180.0 1.5 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 124  17,279.5 4.3 De 200.1 a 400 0 0.0 0.0 0 0.0 0.0 29  7,811.0 2.4 0 0.0 0.0 0 0.0 0.0 1  320.0 2.6 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 30  8,131.0 2.0 De 400.1 a 600 0 0.0 0.0 0 0.0 0.0 10  5,000.8 1.5 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 10  5,000.8 1.3 De 600.1 a 800 0 0.0 0.0 0 0.0 0.0 6  4,033.1 1.2 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 6  4,033.1 1.0 De 800.1 a 1000 0 0.0 0.0 0 0.0 0.0 13  12,584.8 3.8 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 13  12,584.8 3.2 De 1000.1 a 2000 0 0.0 0.0 0 0.0 0.0 15  22,156.7 6.7 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 15  22,156.7 5.6 De 2000.1 a 3000 0 0.0 0.0 0 0.0 0.0 1  2,256.8 0.7 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 1  2,256.8 0.6 De 3000.1 a mas 0 0.0 0.0 0 0.0 0.0 4  22,124.1 6.7 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 4  22,124.1 5.6 SUB - TOTAL US$ 9,811  13,680.1   18,651  20,055.2   116,168  330,072.3   12,950  13,264.2   5,215  6,881.3   8,948  12,162.8   360  619.2   679  902.4   349  436.9   173,131  398,074.5   PORCENTAJE 5.7 3.4   10.8 5.0   67.1 82.9   7.5 3.3   3.0 1.7   5.2 3.1   0.2 0.2   0.4 0.2   0.2 0.1   100.0 100.0   REGION Region I Region II Region III Region IV Region V Region VI Region VII Region VIII Region IX  Total Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   GRAN TOTAL C$ 17,478 633,441.5   33,964 980,518.4   207,418 13,869,474.7   23,905 684,488.1   9,645 352,441.5   16,070 598,373.7   661 31,719.1   1,253 48,739.0   631 21,345.8   311,025 17,220,541.8   PORCENTAJE 5.6 3.7   10.9 5.7   66.7 80.5   7.7 4.0   3.1 2.0   5.2 3.5   0.2 0.2   0.4 0.3   0.2 0.1   100.0 100.0

Fuente: Informacion crediticia reportada por las Instituciones Financieras supervisadas a la Central de Riesgo.