BANCO DE AMERICA CENTRAL, S.A. ESTRATIFICACION DE LA CARTERA POR MONTO Y REGION GEOGRAFICA AL 31 de Diciembre del 2025 Tipo Cambio: 36.6243

MONEDA NACIONAL REGION ESTRATO (En Miles) Region I Region II Region III Region IV Region V Region VI Region VII Region VIII Region IX Total  Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Hasta 100 252  2,121.4 47.9 1,157  4,549.4 48.3 286,892  3,451,837.1 52.6 1,758  7,164.3 42.6 321  1,593.3 71.0 459  3,148.1 59.4 125  771.3 100.0 36  208.9 45.5 1  15.0 100.0 291,001  3,471,408.7 52.6 De 100.1 a 250 8  1,169.8 26.4 8  1,342.4 14.3 8,251  1,248,602.6 19.0 24  4,041.1 24.0 2  350.0 15.6 8  1,026.6 19.4 0 0.0 0.0 1  250.0 54.5 0 0.0 0.0 8,302  1,256,782.5 19.0 De 250.1 a 500 3  1,134.2 25.6 4  1,318.5 14.0 2,245  766,142.1 11.7 14  5,115.8 30.4 1  300.0 13.4 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 2,267  774,010.6 11.7 De 500.1 a 1000 0 0.0 0.0 1  619.6 6.6 793  527,264.1 8.0 1  502.0 3.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 795  528,385.8 8.0 De 1000.1 a 2000 0 0.0 0.0 1  1,581.5 16.8 83  109,491.3 1.7 0 0.0 0.0 0 0.0 0.0 1  1,124.4 21.2 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 85  112,197.2 1.7 De 2000.1 a 3000 0 0.0 0.0 0 0.0 0.0 7  16,734.0 0.3 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 7  16,734.0 0.3 De 3000.1 a 4000 0 0.0 0.0 0 0.0 0.0 9  30,897.7 0.5 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 9  30,897.7 0.5 De 4000.1 a 6000 0 0.0 0.0 0 0.0 0.0 6  29,719.3 0.5 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 6  29,719.3 0.5 De 6000.1 a 8000 0 0.0 0.0 0 0.0 0.0 1  6,010.0 0.1 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 1  6,010.0 0.1 De 8000.1 a 10000 0 0.0 0.0 0 0.0 0.0 6  51,701.5 0.8 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 6  51,701.5 0.8 De 10000.1 a 12000 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 De 12000.1 a mas 0 0.0 0.0 0 0.0 0.0 8  321,262.8 4.9 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 8  321,262.8 4.9 SUB - TOTAL C$ 263  4,425.4   1,171  9,411.4   298,301  6,559,662.4   1,797  16,823.2   324  2,243.3   468  5,299.1   125  771.3   37  458.9   1  15.0   302,487  6,599,110.0   PORCENTAJE 0.1 0.1   0.4 0.1   98.6 99.4   0.6 0.3   0.1 0.0   0.2 0.1   0.0 0.0   0.0 0.0   0.0 0.0   100.0 100.0   MONEDA EXTRANJERA REGION ESTRATO (En Miles) Region I Region II Region III Region IV Region V Region VI Region VII Region VIII Region IX Total  Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Hasta 25 5,717  26,960.9 73.5 8,024  31,571.6 15.3 313,871  355,863.3 28.6 14,018  42,014.5 34.9 2,018  7,962.5 72.0 6,728  34,052.5 50.2 720  2,959.4 76.8 478  1,455.3 5.9 39  132.0 59.9 351,613  502,972.0 29.4 De 25.1 a 50 175  5,645.1 15.4 189  6,372.3 3.1 2,276  76,795.6 6.2 196  6,606.6 5.5 43  1,399.5 12.6 271  8,809.2 13.0 15  514.8 13.4 5  149.8 0.6 2  88.2 40.1 3,172  106,381.1 6.2 De 50.1 a 75 23  1,436.9 3.9 63  3,797.7 1.8 610  37,434.6 3.0 58  3,578.2 3.0 6  395.1 3.6 61  3,666.1 5.4 2  129.9 3.4 0 0.0 0.0 0 0.0 0.0 823  50,438.6 2.9 De 75.1 a 100 9  799.8 2.2 21  1,804.5 0.9 348  30,752.4 2.5 32  2,782.3 2.3 3  253.7 2.3 23  2,020.0 3.0 1  89.8 2.3 1  76.7 0.3 0 0.0 0.0 438  38,579.3 2.3 De 100.1 a 200 12  1,610.2 4.4 58  7,973.9 3.9 450  61,899.0 5.0 36  4,858.9 4.0 3  427.6 3.9 33  4,668.7 6.9 1  160.3 4.2 2  309.9 1.3 0 0.0 0.0 595  81,908.5 4.8 De 200.1 a 400 1  235.6 0.6 37  10,572.9 5.1 183  50,126.6 4.0 14  4,021.0 3.3 0 0.0 0.0 11  2,940.0 4.3 0 0.0 0.0 3  1,053.2 4.3 0 0.0 0.0 249  68,949.3 4.0 De 400.1 a 600 0 0.0 0.0 25  12,773.5 6.2 43  21,618.8 1.7 6  3,072.6 2.5 0 0.0 0.0 2  884.4 1.3 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 76  38,349.4 2.2 De 600.1 a 800 0 0.0 0.0 9  6,124.2 3.0 40  28,562.9 2.3 3  1,938.5 1.6 1  626.7 5.7 2  1,500.0 2.2 0 0.0 0.0 3  2,169.2 8.9 0 0.0 0.0 58  40,921.5 2.4 De 800.1 a 1000 0 0.0 0.0 5  4,437.6 2.2 25  23,057.4 1.9 4  3,708.2 3.1 0 0.0 0.0 1  1,000.0 1.5 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 35  32,203.2 1.9 De 1000.1 a 2000 0 0.0 0.0 6  9,847.6 4.8 41  60,988.5 4.9 4  6,738.0 5.6 0 0.0 0.0 1  1,316.7 1.9 0 0.0 0.0 1  1,320.7 5.4 0 0.0 0.0 53  80,211.6 4.7 De 2000.1 a 3000 0 0.0 0.0 1  2,395.2 1.2 20  51,955.4 4.2 0 0.0 0.0 0 0.0 0.0 1  2,042.0 3.0 0 0.0 0.0 1  2,023.6 8.3 0 0.0 0.0 23  58,416.2 3.4 De 3000.1 a mas 0 0.0 0.0 6  108,437.3 52.6 48  443,308.1 35.7 5  41,209.9 34.2 0 0.0 0.0 1  4,957.3 7.3 0 0.0 0.0 3  15,928.4 65.0 0 0.0 0.0 63  613,840.9 35.8 SUB - TOTAL US$ 5,937  36,688.4   8,444  206,108.3   317,955  1,242,362.7   14,376  120,528.8   2,074  11,065.3   7,135  67,857.0   739  3,854.2   497  24,486.8   41  220.2   357,198  1,713,171.7   PORCENTAJE 1.7 2.1   2.4 12.0   89.0 72.5   4.0 7.0   0.6 0.6   2.0 4.0   0.2 0.2   0.1 1.4   0.0 0.0   100.0 100.0   REGION Region I Region II Region III Region IV Region V Region VI Region VII Region VIII Region IX  Total Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   GRAN TOTAL C$ 6,200 1,348,120.8   9,615 7,558,002.1   616,256 52,060,731.0   16,173 4,431,096.9   2,398 407,501.8   7,603 2,490,519.2   864 141,925.7   534 897,273.8   42 8,081.4   659,685 69,343,252.8   PORCENTAJE 0.9 1.9   1.5 10.9   93.4 75.1   2.5 6.4   0.4 0.6   1.2 3.6   0.1 0.2   0.1 1.3   0.0 0.0   100.0 100.0

Fuente: Informacion crediticia reportada por las Instituciones Financieras supervisadas a la Central de Riesgo.