BANCO FICOHSA NICARAGUA,S.A. ESTRATIFICACION DE LA CARTERA POR MONTO Y REGION GEOGRAFICA AL 30 de Septiembre del 2025 Tipo Cambio: 36.6243

MONEDA NACIONAL REGION ESTRATO (En Miles) Region I Region II Region III Region IV Region V Region VI Region VII Region VIII Region IX Total  Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Hasta 100 6,892  71,763.7 61.9 14,154  149,846.0 68.7 84,500  957,943.9 58.7 9,997  118,372.9 65.6 3,834  46,758.3 53.5 6,406  69,585.4 54.1 263  4,121.8 59.7 487  6,037.1 41.7 261  3,642.8 82.8 126,794  1,428,072.0 59.8 De 100.1 a 250 161  24,349.5 21.0 336  49,344.2 22.6 2,156  319,017.7 19.5 237  35,365.0 19.6 141  21,258.2 24.3 177  26,508.9 20.6 12  1,919.6 27.8 23  3,796.2 26.2 6  757.2 17.2 3,249  482,316.4 20.2 De 250.1 a 500 39  13,318.3 11.5 49  16,812.4 7.7 429  141,941.2 8.7 59  20,152.1 11.2 47  15,803.9 18.1 60  19,378.7 15.1 3  859.4 12.5 6  1,692.2 11.7 0 0.0 0.0 692  229,958.2 9.6 De 500.1 a 1000 10  6,555.0 5.7 3  2,039.5 0.9 91  57,756.1 3.5 10  6,497.0 3.6 5  3,652.4 4.2 14  8,678.3 6.7 0 0.0 0.0 3  1,947.8 13.4 0 0.0 0.0 136  87,126.2 3.6 De 1000.1 a 2000 0 0.0 0.0 0 0.0 0.0 5  6,049.4 0.4 0 0.0 0.0 0 0.0 0.0 4  4,551.4 3.5 0 0.0 0.0 1  1,010.0 7.0 0 0.0 0.0 10  11,610.8 0.5 De 2000.1 a 3000 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 De 3000.1 a 4000 0 0.0 0.0 0 0.0 0.0 1  3,506.5 0.2 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 1  3,506.5 0.1 De 4000.1 a 6000 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 De 6000.1 a 8000 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 De 8000.1 a 10000 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 De 10000.1 a 12000 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 De 12000.1 a mas 0 0.0 0.0 0 0.0 0.0 3  146,497.2 9.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 3  146,497.2 6.1 SUB - TOTAL C$ 7,102  115,986.4   14,542  218,042.2   87,185  1,632,712.0   10,303  180,387.0   4,027  87,472.8   6,661  128,702.6   278  6,900.8   520  14,483.4   267  4,400.0   130,885  2,389,087.2   PORCENTAJE 5.4 4.9   11.1 9.1   66.6 68.3   7.9 7.6   3.1 3.7   5.1 5.4   0.2 0.3   0.4 0.6   0.2 0.2   100.0 100.0   MONEDA EXTRANJERA REGION ESTRATO (En Miles) Region I Region II Region III Region IV Region V Region VI Region VII Region VIII Region IX Total  Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Hasta 25 9,316  12,092.8 94.6 18,207  18,882.1 97.6 112,668  181,331.6 57.4 12,569  12,419.5 96.6 4,969  6,358.6 96.7 8,677  11,165.3 96.5 357  641.3 100.0 622  809.0 100.0 339  400.7 100.0 167,724  244,101.0 64.1 De 25.1 a 50 11  351.0 2.7 9  296.3 1.5 906  29,608.0 9.4 7  229.2 1.8 7  216.0 3.3 7  222.3 1.9 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 947  30,922.8 8.1 De 50.1 a 75 2  113.5 0.9 3  165.3 0.9 172  10,392.5 3.3 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 177  10,671.3 2.8 De 75.1 a 100 1  86.0 0.7 0 0.0 0.0 73  6,361.3 2.0 1  84.2 0.7 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 75  6,531.5 1.7 De 100.1 a 200 1  134.1 1.0 0 0.0 0.0 124  17,286.1 5.5 1  129.1 1.0 0 0.0 0.0 1  180.0 1.6 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 127  17,729.2 4.7 De 200.1 a 400 0 0.0 0.0 0 0.0 0.0 33  9,218.8 2.9 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 33  9,218.8 2.4 De 400.1 a 600 0 0.0 0.0 0 0.0 0.0 10  5,002.2 1.6 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 10  5,002.2 1.3 De 600.1 a 800 0 0.0 0.0 0 0.0 0.0 8  5,244.9 1.7 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 8  5,244.9 1.4 De 800.1 a 1000 0 0.0 0.0 0 0.0 0.0 12  11,780.0 3.7 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 12  11,780.0 3.1 De 1000.1 a 2000 0 0.0 0.0 0 0.0 0.0 14  20,035.4 6.3 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 14  20,035.4 5.3 De 2000.1 a 3000 0 0.0 0.0 0 0.0 0.0 2  4,298.7 1.4 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 2  4,298.7 1.1 De 3000.1 a mas 0 0.0 0.0 0 0.0 0.0 4  15,309.4 4.8 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 4  15,309.4 4.0 SUB - TOTAL US$ 9,331  12,777.4   18,219  19,343.8   114,026  315,868.8   12,578  12,862.0   4,976  6,574.5   8,685  11,567.7   357  641.3   622  809.0   339  400.7   169,133  380,845.2   PORCENTAJE 5.5 3.4   10.8 5.1   67.4 82.9   7.4 3.4   2.9 1.7   5.1 3.0   0.2 0.2   0.4 0.2   0.2 0.1   100.0 100.0   REGION Region I Region II Region III Region IV Region V Region VI Region VII Region VIII Region IX  Total Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   GRAN TOTAL C$ 16,433 583,956.4   32,761 926,498.3   201,211 13,201,237.3   22,881 651,456.2   9,003 328,267.5   15,346 552,360.4   635 30,387.2   1,142 44,114.0   606 19,073.4   300,018 16,337,350.7   PORCENTAJE 5.5 3.6   10.9 5.7   67.1 80.8   7.6 4.0   3.0 2.0   5.1 3.4   0.2 0.2   0.4 0.3   0.2 0.1   100.0 100.0

Fuente: Informacion crediticia reportada por las Instituciones Financieras supervisadas a la Central de Riesgo.