BANCO FICOHSA NICARAGUA,S.A. ESTRATIFICACION DE LA CARTERA POR MONTO Y REGION GEOGRAFICA AL 31 de Diciembre del 2016 MONEDA NACIONAL Tipo Cambio:  29.3247

REGION ESTRATO (En Miles) Region I Region II Region III Region IV Region V Region VI Region VII Region VIII Region IX Total  Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Hasta 100 1,780  14,411.8 69.7 6,551  65,846.4 73.1 86,035  895,099.2 72.5 3,960  43,339.8 70.3 149  1,929.2 33.3 2,744  28,478.6 60.5 39  785.2 71.4 26  266.8 35.7 8  76.3 100.0 101,292  1,050,233.2 71.8 De 100.1 a 250 26  3,730.6 18.1 106  15,452.6 17.2 1,488  218,426.4 17.7 84  11,821.5 19.2 10  1,687.0 29.2 80  11,813.7 25.1 2  314.5 28.6 3  480.2 64.3 0 0.0 0.0 1,799  263,726.4 18.0 De 250.1 a 500 7  2,525.3 12.2 20  6,489.1 7.2 247  80,610.4 6.5 12  3,876.2 6.3 3  967.7 16.7 13  4,263.3 9.1 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 302  98,732.0 6.8 De 500.1 a 1000 0 0.0 0.0 4  2,296.9 2.5 57  35,728.4 2.9 4  2,633.5 4.3 2  1,200.8 20.8 4  2,513.4 5.3 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 71  44,373.0 3.0 De 1000.1 a 2000 0 0.0 0.0 0 0.0 0.0 4  4,931.2 0.4 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 4  4,931.2 0.3 De 2000.1 a 3000 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 De 3000.1 a 4000 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 De 4000.1 a 6000 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 De 6000.1 a 8000 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 De 8000.1 a 10000 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 De 10000.1 a 12000 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 De 12000.1 a mas 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 SUB - TOTAL C$ 1,813  20,667.6   6,681  90,085.0   87,831  1,234,795.6   4,060  61,671.0   164  5,784.6   2,841  47,069.1   41  1,099.7   29  747.0   8  76.3   103,468  1,461,995.8   PORCENTAJE 1.8 1.4   6.5 6.2   84.9 84.5   3.9 4.2   0.2 0.4   2.7 3.2   0.0 0.1   0.0 0.1   0.0 0.0   100.0 100.0   MONEDA EXTRANJERA REGION ESTRATO (En Miles) Region I Region II Region III Region IV Region V Region VI Region VII Region VIII Region IX Total  Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Hasta 25 2,486  2,706.3 100.0 9,419  9,818.4 89.6 117,065  109,789.8 58.3 5,519  5,851.0 95.9 246  570.9 100.0 3,990  5,348.7 98.2 57  99.8 100.0 41  75.9 100.0 11  39.7 100.0 138,834  134,300.5 62.7 De 25.1 a 50 0 0.0 0.0 4  142.3 1.3 97  3,523.1 1.9 0 0.0 0.0 0 0.0 0.0 1  25.7 0.5 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 102  3,691.2 1.7 De 50.1 a 75 0 0.0 0.0 2  132.0 1.2 37  2,279.8 1.2 0 0.0 0.0 0 0.0 0.0 1  73.1 1.3 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 40  2,484.9 1.2 De 75.1 a 100 0 0.0 0.0 1  99.4 0.9 36  3,283.5 1.7 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 37  3,382.9 1.6 De 100.1 a 200 0 0.0 0.0 1  104.8 1.0 55  8,115.2 4.3 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 56  8,220.1 3.8 De 200.1 a 400 0 0.0 0.0 2  666.1 6.1 29  8,598.7 4.6 1  248.0 4.1 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 32  9,512.8 4.4 De 400.1 a 600 0 0.0 0.0 0 0.0 0.0 17  8,522.1 4.5 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 17  8,522.1 4.0 De 600.1 a 800 0 0.0 0.0 0 0.0 0.0 6  4,109.1 2.2 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 6  4,109.1 1.9 De 800.1 a 1000 0 0.0 0.0 0 0.0 0.0 3  2,811.3 1.5 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 3  2,811.3 1.3 De 1000.1 a 2000 0 0.0 0.0 0 0.0 0.0 11  15,317.1 8.1 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 11  15,317.1 7.2 De 2000.1 a 3000 0 0.0 0.0 0 0.0 0.0 2  5,305.2 2.8 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 2  5,305.2 2.5 De 3000.1 a mas 0 0.0 0.0 0 0.0 0.0 2  16,518.8 8.8 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 2  16,518.8 7.7 SUB - TOTAL US$ 2,486  2,706.3   9,429  10,963.1   117,360  188,173.8   5,520  6,098.9   246  570.9   3,992  5,447.6   57  99.8   41  75.9   11  39.7   139,142  214,175.9   PORCENTAJE 1.8 1.3   6.8 5.1   84.3 87.9   4.0 2.8   0.2 0.3   2.9 2.5   0.0 0.0   0.0 0.0   0.0 0.0   100.0 100.0   REGION Region I Region II Region III Region IV Region V Region VI Region VII Region VIII Region IX  Total Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   GRAN TOTAL C$ 4,299 100,031.1   16,110 411,572.3   205,191 6,752,959.6   9,580 240,519.4   410 22,526.7   6,833 206,824.2   98 4,025.9   70 2,971.8   19 1,241.0   242,610 7,742,672.0   PORCENTAJE 1.8 1.3   6.6 5.3   84.6 87.2   3.9 3.1   0.2 0.3   2.8 2.7   0.0 0.1   0.0 0.0   0.0 0.0   100.0 100.0

Fuente: Informacion crediticia reportada por las Instituciones Financieras supervisadas a la Central de Riesgo.