BANCO FICOHSA NICARAGUA,S.A. ESTRATIFICACION DE LA CARTERA POR MONTO Y REGION GEOGRAFICA AL 30 de Septiembre del 2016 MONEDA NACIONAL Tipo Cambio:  28.9672

REGION ESTRATO (En Miles) Region I Region II Region III Region IV Region V Region VI Region VII Region VIII Region IX Total  Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Hasta 100 1,783  13,393.0 67.6 6,694  64,857.2 76.1 85,703  838,866.6 74.2 4,062  42,192.0 73.8 146  1,890.8 47.1 2,822  27,730.7 62.8 37  663.6 85.7 25  275.8 52.2 6  34.6 100.0 101,278  989,904.3 73.7 De 100.1 a 250 30  4,368.3 22.0 97  14,360.1 16.8 1,329  193,261.9 17.1 78  10,743.0 18.8 12  1,738.7 43.3 68  10,613.5 24.0 1  110.3 14.3 2  252.5 47.8 0 0.0 0.0 1,617  235,448.2 17.5 De 250.1 a 500 6  2,057.3 10.4 15  4,834.5 5.7 219  70,818.1 6.3 11  3,608.2 6.3 1  383.7 9.6 13  4,177.0 9.5 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 265  85,878.9 6.4 De 500.1 a 1000 0 0.0 0.0 2  1,187.4 1.4 40  25,951.1 2.3 1  636.5 1.1 0 0.0 0.0 3  1,657.9 3.8 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 46  29,432.9 2.2 De 1000.1 a 2000 0 0.0 0.0 0 0.0 0.0 2  2,101.2 0.2 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 2  2,101.2 0.2 De 2000.1 a 3000 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 De 3000.1 a 4000 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 De 4000.1 a 6000 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 De 6000.1 a 8000 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 De 8000.1 a 10000 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 De 10000.1 a 12000 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 De 12000.1 a mas 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 SUB - TOTAL C$ 1,819  19,818.6   6,808  85,239.2   87,293  1,130,998.8   4,152  57,179.8   159  4,013.2   2,906  44,179.1   38  773.9   27  528.4   6  34.6   103,208  1,342,765.5   PORCENTAJE 1.8 1.5   6.6 6.3   84.6 84.2   4.0 4.3   0.2 0.3   2.8 3.3   0.0 0.1   0.0 0.0   0.0 0.0   100.0 100.0   MONEDA EXTRANJERA REGION ESTRATO (En Miles) Region I Region II Region III Region IV Region V Region VI Region VII Region VIII Region IX Total  Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Hasta 25 2,436  2,582.7 100.0 9,486  9,637.2 88.4 115,397  104,803.2 54.3 5,586  5,725.3 54.6 227  469.6 100.0 4,062  5,245.4 98.2 54  96.7 100.0 36  59.1 100.0 7  29.4 100.0 137,291  128,648.7 57.7 De 25.1 a 50 0 0.0 0.0 4  128.9 1.2 65  2,336.7 1.2 0 0.0 0.0 0 0.0 0.0 1  25.1 0.5 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 70  2,490.7 1.1 De 50.1 a 75 0 0.0 0.0 2  116.1 1.1 26  1,710.2 0.9 0 0.0 0.0 0 0.0 0.0 1  73.1 1.4 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 29  1,899.4 0.9 De 75.1 a 100 0 0.0 0.0 1  79.1 0.7 40  3,626.6 1.9 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 41  3,705.6 1.7 De 100.1 a 200 0 0.0 0.0 2  219.9 2.0 37  5,725.9 3.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 39  5,945.8 2.7 De 200.1 a 400 0 0.0 0.0 2  717.7 6.6 29  7,790.0 4.0 1  250.0 2.4 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 32  8,757.7 3.9 De 400.1 a 600 0 0.0 0.0 0 0.0 0.0 25  12,020.4 6.2 1  523.1 5.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 26  12,543.5 5.6 De 600.1 a 800 0 0.0 0.0 0 0.0 0.0 9  5,970.2 3.1 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 9  5,970.2 2.7 De 800.1 a 1000 0 0.0 0.0 0 0.0 0.0 7  6,688.3 3.5 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 7  6,688.3 3.0 De 1000.1 a 2000 0 0.0 0.0 0 0.0 0.0 14  20,169.8 10.4 1  1,140.0 10.9 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 15  21,309.8 9.6 De 2000.1 a 3000 0 0.0 0.0 0 0.0 0.0 1  2,500.0 1.3 1  2,844.9 27.1 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 2  5,344.9 2.4 De 3000.1 a mas 0 0.0 0.0 0 0.0 0.0 3  19,807.6 10.3 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 3  19,807.6 8.9 SUB - TOTAL US$ 2,436  2,582.7   9,497  10,898.9   115,653  193,148.9   5,590  10,483.3   227  469.6   4,064  5,343.7   54  96.7   36  59.1   7  29.4   137,564  223,112.4   PORCENTAJE 1.8 1.2   6.9 4.9   84.1 86.6   4.1 4.7   0.2 0.2   3.0 2.4   0.0 0.0   0.0 0.0   0.0 0.0   100.0 100.0   REGION Region I Region II Region III Region IV Region V Region VI Region VII Region VIII Region IX  Total Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   GRAN TOTAL C$ 4,255 94,631.0   16,305 400,962.3   202,946 6,725,992.6   9,742 360,850.9   386 17,614.6   6,970 198,973.0   92 3,575.5   63 2,241.2   13 886.8   240,772 7,805,728.0   PORCENTAJE 1.8 1.2   6.8 5.1   84.3 86.2   4.0 4.6   0.2 0.2   2.9 2.5   0.0 0.0   0.0 0.0   0.0 0.0   100.0 100.0

Fuente: Informacion crediticia reportada por las Instituciones Financieras supervisadas a la Central de Riesgo.