BANCO FICOHSA NICARAGUA,S.A. ESTRATIFICACION DE LA CARTERA POR MONTO Y REGION GEOGRAFICA AL 30 de Junio del 2016 MONEDA NACIONAL Tipo Cambio:  28.6142

REGION ESTRATO (En Miles) Region I Region II Region III Region IV Region V Region VI Region VII Region VIII Region IX Total  Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Hasta 100 1,715  13,443.7 69.0 6,537  64,567.7 77.8 80,561  790,341.1 74.4 3,974  42,308.8 72.8 141  1,792.1 78.7 2,775  26,952.4 61.8 35  798.8 88.2 24  208.1 100.0 6  78.6 100.0 95,768  940,491.2 74.1 De 100.1 a 250 29  4,413.5 22.7 89  12,699.5 15.3 1,340  194,787.0 18.3 89  12,652.3 21.8 3  483.6 21.3 75  11,591.1 26.6 1  107.1 11.8 0 0.0 0.0 0 0.0 0.0 1,626  236,734.1 18.6 De 250.1 a 500 5  1,624.8 8.3 15  4,596.8 5.5 193  62,340.5 5.9 8  2,574.5 4.4 0 0.0 0.0 14  4,388.0 10.1 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 235  75,524.6 5.9 De 500.1 a 1000 0 0.0 0.0 2  1,176.4 1.4 24  14,783.1 1.4 1  570.1 1.0 0 0.0 0.0 1  651.4 1.5 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 28  17,181.0 1.4 De 1000.1 a 2000 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 De 2000.1 a 3000 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 De 3000.1 a 4000 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 De 4000.1 a 6000 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 De 6000.1 a 8000 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 De 8000.1 a 10000 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 De 10000.1 a 12000 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 De 12000.1 a mas 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 SUB - TOTAL C$ 1,749  19,482.0   6,643  83,040.4   82,118  1,062,251.8   4,072  58,105.6   144  2,275.7   2,865  43,583.0   36  905.8   24  208.1   6  78.6   97,657  1,269,930.9   PORCENTAJE 1.8 1.5   6.8 6.5   84.1 83.6   4.2 4.6   0.1 0.2   2.9 3.4   0.0 0.1   0.0 0.0   0.0 0.0   100.0 100.0   MONEDA EXTRANJERA REGION ESTRATO (En Miles) Region I Region II Region III Region IV Region V Region VI Region VII Region VIII Region IX Total  Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Hasta 25 2,313  2,382.5 100.0 9,287  9,407.3 87.4 108,860  99,404.8 55.5 5,492  5,707.5 55.9 205  442.3 100.0 4,008  5,199.4 97.3 50  110.3 100.0 29  43.4 100.0 7  29.7 100.0 130,251  122,727.1 58.8 De 25.1 a 50 0 0.0 0.0 4  141.5 1.3 45  1,679.0 0.9 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 49  1,820.5 0.9 De 50.1 a 75 0 0.0 0.0 2  124.2 1.2 14  893.2 0.5 0 0.0 0.0 0 0.0 0.0 2  143.8 2.7 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 18  1,161.2 0.6 De 75.1 a 100 0 0.0 0.0 1  84.8 0.8 28  2,500.3 1.4 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 29  2,585.1 1.2 De 100.1 a 200 0 0.0 0.0 2  235.4 2.2 28  4,290.2 2.4 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 30  4,525.7 2.2 De 200.1 a 400 0 0.0 0.0 1  362.0 3.4 33  9,725.2 5.4 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 34  10,087.2 4.8 De 400.1 a 600 0 0.0 0.0 1  406.7 3.8 25  12,344.2 6.9 1  523.1 5.1 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 27  13,274.1 6.4 De 600.1 a 800 0 0.0 0.0 0 0.0 0.0 9  6,033.6 3.4 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 9  6,033.6 2.9 De 800.1 a 1000 0 0.0 0.0 0 0.0 0.0 4  3,638.3 2.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 4  3,638.3 1.7 De 1000.1 a 2000 0 0.0 0.0 0 0.0 0.0 8  10,826.6 6.0 1  1,140.0 11.2 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 9  11,966.6 5.7 De 2000.1 a 3000 0 0.0 0.0 0 0.0 0.0 1  3,000.0 1.7 1  2,844.9 27.8 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 2  5,844.9 2.8 De 3000.1 a mas 0 0.0 0.0 0 0.0 0.0 4  24,895.7 13.9 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 4  24,895.7 11.9 SUB - TOTAL US$ 2,313  2,382.5   9,298  10,762.0   109,059  179,231.1   5,495  10,215.5   205  442.3   4,010  5,343.2   50  110.3   29  43.4   7  29.7   130,466  208,559.9   PORCENTAJE 1.8 1.1   7.1 5.2   83.6 85.9   4.2 4.9   0.2 0.2   3.1 2.6   0.0 0.1   0.0 0.0   0.0 0.0   100.0 100.0   REGION Region I Region II Region III Region IV Region V Region VI Region VII Region VIII Region IX  Total Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   GRAN TOTAL C$ 4,062 87,655.0   15,941 390,993.8   191,177 6,190,838.0   9,567 350,411.7   349 14,933.3   6,875 196,474.5   86 4,061.0   53 1,450.6   13 929.0   228,123 7,237,746.8   PORCENTAJE 1.8 1.2   7.0 5.4   83.8 85.5   4.2 4.8   0.2 0.2   3.0 2.7   0.0 0.1   0.0 0.0   0.0 0.0   100.0 100.0

Fuente: Informacion crediticia reportada por las Instituciones Financieras supervisadas a la Central de Riesgo.