BANCO FICOHSA NICARAGUA,S.A. ESTRATIFICACION DE LA CARTERA POR MONTO Y REGION GEOGRAFICA AL 31 de Marzo del 2016 MONEDA NACIONAL Tipo Cambio:  28.2691

REGION ESTRATO (En Miles) Region I Region II Region III Region IV Region V Region VI Region VII Region VIII Region IX Total  Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Hasta 100 1,658  13,675.3 70.0 6,359  63,521.5 78.3 74,437  745,594.6 74.5 3,861  41,788.8 70.1 124  1,433.7 72.2 2,673  26,271.5 60.5 33  672.3 76.3 20  194.0 100.0 5  89.0 100.0 89,170  893,240.8 74.0 De 100.1 a 250 32  4,584.4 23.5 97  14,066.2 17.3 1,316  189,998.7 19.0 102  14,719.8 24.7 4  551.0 27.8 71  10,811.8 24.9 2  208.6 23.7 0 0.0 0.0 0 0.0 0.0 1,624  234,940.6 19.5 De 250.1 a 500 4  1,269.1 6.5 8  2,426.5 3.0 171  54,431.9 5.4 10  3,129.9 5.2 0 0.0 0.0 19  6,347.4 14.6 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 212  67,604.8 5.6 De 500.1 a 1000 0 0.0 0.0 2  1,141.1 1.4 18  10,428.3 1.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 20  11,569.4 1.0 De 1000.1 a 2000 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 De 2000.1 a 3000 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 De 3000.1 a 4000 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 De 4000.1 a 6000 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 De 6000.1 a 8000 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 De 8000.1 a 10000 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 De 10000.1 a 12000 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 De 12000.1 a mas 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 SUB - TOTAL C$ 1,694  19,528.8   6,466  81,155.3   75,942  1,000,453.6   3,973  59,638.5   128  1,984.7   2,763  43,430.6   35  881.0   20  194.0   5  89.0   91,026  1,207,355.6   PORCENTAJE 1.9 1.6   7.1 6.7   83.4 82.9   4.4 4.9   0.1 0.2   3.0 3.6   0.0 0.1   0.0 0.0   0.0 0.0   100.0 100.0   MONEDA EXTRANJERA REGION ESTRATO (En Miles) Region I Region II Region III Region IV Region V Region VI Region VII Region VIII Region IX Total  Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Hasta 25 2,249  2,357.4 100.0 9,045  9,168.6 86.2 101,632  93,317.3 59.5 5,353  5,702.5 53.3 178  336.5 100.0 3,894  4,902.6 97.2 50  96.9 100.0 24  34.1 100.0 6  20.2 100.0 122,431  115,936.1 62.3 De 25.1 a 50 0 0.0 0.0 5  179.1 1.7 30  1,032.6 0.7 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 35  1,211.7 0.7 De 50.1 a 75 0 0.0 0.0 2  132.3 1.2 11  719.3 0.5 0 0.0 0.0 0 0.0 0.0 2  143.8 2.8 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 15  995.4 0.5 De 75.1 a 100 0 0.0 0.0 1  90.3 0.8 12  1,132.9 0.7 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 13  1,223.3 0.7 De 100.1 a 200 0 0.0 0.0 2  250.8 2.4 21  3,074.0 2.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 23  3,324.8 1.8 De 200.1 a 400 0 0.0 0.0 1  385.8 3.6 24  7,200.5 4.6 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 25  7,586.3 4.1 De 400.1 a 600 0 0.0 0.0 1  433.4 4.1 25  12,523.7 8.0 2  1,015.1 9.5 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 28  13,972.2 7.5 De 600.1 a 800 0 0.0 0.0 0 0.0 0.0 11  7,403.1 4.7 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 11  7,403.1 4.0 De 800.1 a 1000 0 0.0 0.0 0 0.0 0.0 3  2,900.0 1.8 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 3  2,900.0 1.6 De 1000.1 a 2000 0 0.0 0.0 0 0.0 0.0 4  5,509.5 3.5 1  1,140.0 10.7 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 5  6,649.5 3.6 De 2000.1 a 3000 0 0.0 0.0 0 0.0 0.0 1  3,000.0 1.9 1  2,844.9 26.6 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 2  5,844.9 3.1 De 3000.1 a mas 0 0.0 0.0 0 0.0 0.0 4  19,000.3 12.1 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 4  19,000.3 10.2 SUB - TOTAL US$ 2,249  2,357.4   9,057  10,640.2   101,778  156,813.3   5,357  10,702.5   178  336.5   3,896  5,046.4   50  96.9   24  34.1   6  20.2   122,595  186,047.5   PORCENTAJE 1.8 1.3   7.4 5.7   83.0 84.3   4.4 5.8   0.1 0.2   3.2 2.7   0.0 0.1   0.0 0.0   0.0 0.0   100.0 100.0   REGION Region I Region II Region III Region IV Region V Region VI Region VII Region VIII Region IX  Total Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   GRAN TOTAL C$ 3,943 86,170.6   15,523 381,954.5   177,720 5,433,489.8   9,330 362,184.7   306 11,498.3   6,659 186,087.7   85 3,619.4   44 1,158.8   11 658.5   213,621 6,466,822.4   PORCENTAJE 1.8 1.3   7.3 5.9   83.2 84.0   4.4 5.6   0.1 0.2   3.1 2.9   0.0 0.1   0.0 0.0   0.0 0.0   100.0 100.0

Fuente: Informacion crediticia reportada por las Instituciones Financieras supervisadas a la Central de Riesgo.