BANCO FICOHSA NICARAGUA,S.A. ESTRATIFICACION DE LA CARTERA POR MONTO Y REGION GEOGRAFICA AL 31 de Diciembre del 2015 MONEDA NACIONAL Tipo Cambio:  27.9283

REGION ESTRATO (En Miles) Region I Region II Region III Region IV Region V Region VI Region VII Region VIII Region IX Total  Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Hasta 100 1,349  11,357.2 67.5 6,174  63,637.6 75.3 70,433  741,912.9 74.2 3,543  40,675.0 68.9 71  698.7 66.2 2,491  25,049.8 59.7 4  92.2 33.5 3  32.9 100.0 2  0.2 100.0 84,070  883,456.6 73.4 De 100.1 a 250 31  4,807.1 28.6 107  15,837.6 18.7 1,371  197,383.6 19.7 104  15,303.1 25.9 3  357.5 33.8 69  10,071.2 24.0 1  183.0 66.5 0 0.0 0.0 0 0.0 0.0 1,686  243,943.1 20.3 De 250.1 a 500 2  661.6 3.9 12  3,825.1 4.5 150  48,041.5 4.8 9  3,040.7 5.2 0 0.0 0.0 21  6,863.5 16.3 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 194  62,432.3 5.2 De 500.1 a 1000 0 0.0 0.0 2  1,167.8 1.4 20  12,257.4 1.2 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 22  13,425.2 1.1 De 1000.1 a 2000 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 De 2000.1 a 3000 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 De 3000.1 a 4000 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 De 4000.1 a 6000 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 De 6000.1 a 8000 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 De 8000.1 a 10000 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 De 10000.1 a 12000 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 De 12000.1 a mas 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 SUB - TOTAL C$ 1,382  16,825.8   6,295  84,468.0   71,974  999,595.4   3,656  59,018.8   74  1,056.2   2,581  41,984.6   5  275.2   3  32.9   2  0.2   85,972  1,203,257.2   PORCENTAJE 1.6 1.4   7.3 7.0   83.7 83.1   4.3 4.9   0.1 0.1   3.0 3.5   0.0 0.0   0.0 0.0   0.0 0.0   100.0 100.0   MONEDA EXTRANJERA REGION ESTRATO (En Miles) Region I Region II Region III Region IV Region V Region VI Region VII Region VIII Region IX Total  Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Hasta 25 1,833  2,036.4 100.0 8,826  9,022.6 85.0 97,087  89,032.7 60.7 4,977  5,913.2 54.2 101  222.6 100.0 3,666  4,764.8 96.6 7  8.3 100.0 4  0.7 100.0 2  0.0 /0 116,503  111,001.4 63.3 De 25.1 a 50 0 0.0 0.0 5  165.6 1.6 32  1,082.8 0.7 0 0.0 0.0 0 0.0 0.0 1  25.4 0.5 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 38  1,273.8 0.7 De 50.1 a 75 0 0.0 0.0 2  115.3 1.1 9  565.3 0.4 0 0.0 0.0 0 0.0 0.0 2  143.8 2.9 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 13  824.4 0.5 De 75.1 a 100 0 0.0 0.0 2  171.9 1.6 17  1,536.9 1.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 19  1,708.8 1.0 De 100.1 a 200 0 0.0 0.0 2  265.9 2.5 10  1,402.8 1.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 12  1,668.6 1.0 De 200.1 a 400 0 0.0 0.0 0 0.0 0.0 23  7,215.2 4.9 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 23  7,215.2 4.1 De 400.1 a 600 0 0.0 0.0 2  868.7 8.2 12  5,959.6 4.1 2  1,015.1 9.3 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 16  7,843.4 4.5 De 600.1 a 800 0 0.0 0.0 0 0.0 0.0 9  5,919.5 4.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 9  5,919.5 3.4 De 800.1 a 1000 0 0.0 0.0 0 0.0 0.0 8  7,503.6 5.1 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 8  7,503.6 4.3 De 1000.1 a 2000 0 0.0 0.0 0 0.0 0.0 3  4,978.2 3.4 1  1,140.0 10.4 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 4  6,118.2 3.5 De 2000.1 a 3000 0 0.0 0.0 0 0.0 0.0 2  5,563.4 3.8 1  2,844.9 26.1 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 3  8,408.3 4.8 De 3000.1 a mas 0 0.0 0.0 0 0.0 0.0 3  15,800.3 10.8 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 3  15,800.3 9.0 SUB - TOTAL US$ 1,833  2,036.4   8,839  10,610.0   97,215  146,560.3   4,981  10,913.2   101  222.6   3,669  4,933.9   7  8.3   4  0.7   2  0.0   116,651  175,285.5   PORCENTAJE 1.6 1.2   7.6 6.1   83.3 83.6   4.3 6.2   0.1 0.1   3.1 2.8   0.0 0.0   0.0 0.0   0.0 0.0   100.0 100.0   REGION Region I Region II Region III Region IV Region V Region VI Region VII Region VIII Region IX  Total Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   GRAN TOTAL C$ 3,215 73,699.2   15,134 380,789.4   169,189 5,092,803.3   8,637 363,809.8   175 7,275.2   6,250 179,779.4   12 508.5   7 51.5   4 0.2   202,623 6,098,716.4   PORCENTAJE 1.6 1.2   7.5 6.2   83.5 83.5   4.3 6.0   0.1 0.1   3.1 2.9   0.0 0.0   0.0 0.0   0.0 0.0   100.0 100.0

Fuente: Informacion crediticia reportada por las Instituciones Financieras supervisadas a la Central de Riesgo.