BANCO DE FINANZAS, S.A. ESTRATIFICACION DE LA CARTERA POR MONTO Y REGION GEOGRAFICA AL 31 de Diciembre del 2015 MONEDA NACIONAL Tipo Cambio:  27.9283

REGION ESTRATO (En Miles) Region I Region II Region III Region IV Region V Region VI Region VII Region VIII Region IX Total  Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Hasta 100 322  8,505.5 82.9 362  7,410.4 4.9 27,524  275,332.8 66.4 633  17,374.2 67.9 157  2,895.5 92.5 95  2,279.7 70.7 6  388.8 60.8 2  82.6 100.0 8  89.6 100.0 29,109  314,359.1 51.5 De 100.1 a 250 11  1,748.6 17.1 16  2,325.2 1.5 369  52,621.8 12.7 36  4,740.0 18.5 2  235.9 7.5 5  684.1 21.2 2  250.9 39.2 0 0.0 0.0 0 0.0 0.0 441  62,606.5 10.3 De 250.1 a 500 0 0.0 0.0 6  2,100.9 1.4 43  13,178.3 3.2 10  3,460.1 13.5 0 0.0 0.0 1  259.3 8.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 60  18,998.7 3.1 De 500.1 a 1000 0 0.0 0.0 7  4,606.8 3.0 2  1,061.0 0.3 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 9  5,667.8 0.9 De 1000.1 a 2000 0 0.0 0.0 5  7,624.1 5.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 5  7,624.1 1.2 De 2000.1 a 3000 0 0.0 0.0 23  56,339.0 36.9 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 23  56,339.0 9.2 De 3000.1 a 4000 0 0.0 0.0 1  3,576.6 2.3 1  3,770.6 0.9 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 2  7,347.2 1.2 De 4000.1 a 6000 0 0.0 0.0 1  5,363.8 3.5 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 1  5,363.8 0.9 De 6000.1 a 8000 0 0.0 0.0 3  21,593.8 14.2 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 3  21,593.8 3.5 De 8000.1 a 10000 0 0.0 0.0 2  17,029.7 11.2 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 2  17,029.7 2.8 De 10000.1 a 12000 0 0.0 0.0 1  10,539.4 6.9 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 1  10,539.4 1.7 De 12000.1 a mas 0 0.0 0.0 1  14,078.8 9.2 3  68,702.3 16.6 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 4  82,781.1 13.6 SUB - TOTAL C$ 333  10,254.2   428  152,588.6   27,942  414,666.8   679  25,574.2   159  3,131.4   101  3,223.1   8  639.7   2  82.6   8  89.6   29,660  610,250.2   PORCENTAJE 1.1 1.7   1.4 25.0   94.2 68.0   2.3 4.2   0.5 0.5   0.3 0.5   0.0 0.1   0.0 0.0   0.0 0.0   100.0 100.0   MONEDA EXTRANJERA REGION ESTRATO (En Miles) Region I Region II Region III Region IV Region V Region VI Region VII Region VIII Region IX Total  Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Hasta 25 2,123  8,351.2 66.1 3,884  17,341.4 41.4 57,697  189,791.0 47.1 3,855  14,338.2 55.3 1,110  3,994.1 80.2 1,541  7,555.8 51.5 13  61.8 100.0 16  43.4 100.0 41  112.8 2.8 70,280  241,589.8 47.6 De 25.1 a 50 24  801.7 6.3 121  4,140.6 9.9 1,465  49,732.3 12.3 87  3,095.6 11.9 11  409.0 8.2 89  2,942.2 20.1 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 1,797  61,121.2 12.0 De 50.1 a 75 6  376.8 3.0 34  2,034.8 4.9 351  21,315.2 5.3 24  1,485.7 5.7 0 0.0 0.0 18  1,103.1 7.5 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 433  26,315.7 5.2 De 75.1 a 100 0 0.0 0.0 26  2,408.8 5.8 195  16,967.1 4.2 9  794.1 3.1 0 0.0 0.0 5  443.5 3.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 235  20,613.5 4.1 De 100.1 a 200 2  310.4 2.5 17  2,669.6 6.4 238  32,871.8 8.2 28  3,752.8 14.5 0 0.0 0.0 7  1,083.7 7.4 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 292  40,688.3 8.0 De 200.1 a 400 0 0.0 0.0 4  1,087.4 2.6 55  14,620.4 3.6 2  680.7 2.6 0 0.0 0.0 3  767.7 5.2 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 64  17,156.2 3.4 De 400.1 a 600 4  2,176.5 17.2 1  501.4 1.2 23  11,390.6 2.8 1  544.8 2.1 1  574.5 11.5 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 30  15,187.7 3.0 De 600.1 a 800 1  620.5 4.9 1  682.9 1.6 7  5,021.5 1.2 2  1,247.5 4.8 0 0.0 0.0 1  773.0 5.3 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 12  8,345.4 1.6 De 800.1 a 1000 0 0.0 0.0 0 0.0 0.0 8  7,996.1 2.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 8  7,996.1 1.6 De 1000.1 a 2000 0 0.0 0.0 2  3,513.6 8.4 15  25,007.8 6.2 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 17  28,521.4 5.6 De 2000.1 a 3000 0 0.0 0.0 1  2,500.0 6.0 2  5,289.3 1.3 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 3  7,789.3 1.5 De 3000.1 a mas 0 0.0 0.0 1  5,000.0 11.9 5  23,175.1 5.7 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 1  3,974.0 97.2 7  32,149.2 6.3 SUB - TOTAL US$ 2,160  12,637.1   4,092  41,880.4   60,061  403,178.1   4,008  25,939.5   1,122  4,977.6   1,664  14,668.9   13  61.8   16  43.4   42  4,086.8   73,178  507,473.6   PORCENTAJE 3.0 2.5   5.6 8.3   82.1 79.4   5.5 5.1   1.5 1.0   2.3 2.9   0.0 0.0   0.0 0.0   0.1 0.8   100.0 100.0   REGION Region I Region II Region III Region IV Region V Region VI Region VII Region VIII Region IX  Total Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   GRAN TOTAL C$ 2,493 363,188.6   4,520 1,322,238.4   88,003 11,674,764.4   4,687 750,023.1   1,281 142,150.2   1,765 412,906.4   21 2,366.6   18 1,296.0   50 114,228.4   102,838 14,783,162.1   PORCENTAJE 2.4 2.5   4.4 8.9   85.6 79.0   4.6 5.1   1.2 1.0   1.7 2.8   0.0 0.0   0.0 0.0   0.0 0.8   100.0 100.0

Fuente: Informacion crediticia reportada por las Instituciones Financieras supervisadas a la Central de Riesgo.