BANCO DE AMERICA CENTRAL, S.A. ESTRATIFICACION DE LA CARTERA POR MONTO Y REGION GEOGRAFICA AL 31 de Diciembre del 2014 MONEDA NACIONAL Tipo Cambio:  26.5984

REGION ESTRATO (En Miles) Region I Region II Region III Region IV Region V Region VI Region VII Region VIII Region IX Total  Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Hasta 100 254  998.1 28.4 1,063  3,224.9 4.1 172,853  1,458,586.0 67.4 1,834  4,864.1 17.2 282  607.7 73.3 828  1,206.7 23.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 177,114  1,469,487.5 64.5 De 100.1 a 250 3  369.9 10.5 30  5,554.2 7.1 1,811  266,388.5 12.3 8  1,263.4 4.5 1  221.7 26.7 2  428.6 8.2 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 1,855  274,226.3 12.0 De 250.1 a 500 2  762.8 21.7 22  8,198.4 10.5 395  132,601.2 6.1 9  3,433.7 12.1 0 0.0 0.0 2  667.4 12.7 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 430  145,663.6 6.4 De 500.1 a 1000 2  1,386.8 39.4 9  5,757.3 7.4 82  53,325.2 2.5 3  1,719.4 6.1 0 0.0 0.0 2  1,634.0 31.1 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 98  63,822.6 2.8 De 1000.1 a 2000 0 0.0 0.0 22  28,736.1 36.9 23  35,352.7 1.6 3  4,905.9 17.3 0 0.0 0.0 1  1,319.0 25.1 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 49  70,313.7 3.1 De 2000.1 a 3000 0 0.0 0.0 4  10,182.9 13.1 8  18,963.4 0.9 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 12  29,146.4 1.3 De 3000.1 a 4000 0 0.0 0.0 2  6,517.5 8.4 5  18,462.8 0.9 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 7  24,980.4 1.1 De 4000.1 a 6000 0 0.0 0.0 2  9,798.1 12.6 8  37,467.9 1.7 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 10  47,266.1 2.1 De 6000.1 a 8000 0 0.0 0.0 0 0.0 0.0 1  7,404.7 0.3 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 1  7,404.7 0.3 De 8000.1 a 10000 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 De 10000.1 a 12000 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 De 12000.1 a mas 0 0.0 0.0 0 0.0 0.0 1  134,030.8 6.2 1  12,152.7 42.9 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 2  146,183.6 6.4 SUB - TOTAL C$ 261  3,517.6   1,154  77,969.5   175,187  2,162,583.3   1,858  28,339.2   283  829.4   835  5,255.7   0 0.0   0 0.0   0 0.0   179,578  2,278,494.6   PORCENTAJE 0.1 0.2   0.6 3.4   97.6 94.9   1.0 1.2   0.2 0.0   0.5 0.2   0.0 0.0   0.0 0.0   0.0 0.0   100.0 100.0   MONEDA EXTRANJERA REGION ESTRATO (En Miles) Region I Region II Region III Region IV Region V Region VI Region VII Region VIII Region IX Total  Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Hasta 25 3,212  12,066.2 66.3 5,641  18,204.3 28.8 206,357  193,241.4 28.8 6,911  20,883.4 33.9 855  3,735.7 52.7 4,367  17,157.6 43.7 426  673.6 87.8 31  99.3 1.1 11  17.1 3.4 227,811  266,078.7 30.6 De 25.1 a 50 67  2,217.1 12.2 116  3,981.1 6.3 1,438  49,305.3 7.4 196  6,776.2 11.0 22  792.6 11.2 114  3,934.6 10.0 1  33.3 4.3 5  159.9 1.8 0 0.0 0.0 1,959  67,200.2 7.7 De 50.1 a 75 11  673.4 3.7 33  2,010.0 3.2 419  25,478.5 3.8 52  3,085.8 5.0 8  485.9 6.9 21  1,376.5 3.5 1  60.0 7.8 1  53.7 0.6 0 0.0 0.0 546  33,224.0 3.8 De 75.1 a 100 6  507.3 2.8 18  1,554.8 2.5 254  22,257.6 3.3 19  1,640.9 2.7 3  275.0 3.9 24  2,154.3 5.5 0 0.0 0.0 2  166.3 1.9 0 0.0 0.0 326  28,556.2 3.3 De 100.1 a 200 5  721.7 4.0 26  3,863.6 6.1 332  45,171.9 6.7 18  2,377.5 3.9 3  431.6 6.1 22  3,217.1 8.2 0 0.0 0.0 1  136.5 1.5 0 0.0 0.0 407  55,919.9 6.4 De 200.1 a 400 1  314.0 1.7 17  4,721.4 7.5 117  33,284.3 5.0 6  1,465.7 2.4 3  869.9 12.3 15  4,385.6 11.2 0 0.0 0.0 1  228.2 2.6 0 0.0 0.0 160  45,269.1 5.2 De 400.1 a 600 2  925.9 5.1 7  3,285.4 5.2 50  24,250.1 3.6 5  2,478.8 4.0 1  491.9 6.9 4  1,969.0 5.0 0 0.0 0.0 0 0.0 0.0 1  485.5 96.6 70  33,886.6 3.9 De 600.1 a 800 1  768.4 4.2 2  1,412.2 2.2 20  14,010.6 2.1 0 0.0 0.0 0 0.0 0.0 2  1,267.8 3.2 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 25  17,458.9 2.0 De 800.1 a 1000 0 0.0 0.0 1  950.0 1.5 26  23,571.7 3.5 1  806.5 1.3 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 28  25,328.2 2.9 De 1000.1 a 2000 0 0.0 0.0 5  7,562.0 12.0 39  55,222.8 8.2 2  2,875.1 4.7 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 46  65,660.0 7.5 De 2000.1 a 3000 0 0.0 0.0 1  2,511.2 4.0 10  23,884.8 3.6 2  5,171.4 8.4 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 0 0.0 0.0 13  31,567.4 3.6 De 3000.1 a mas 0 0.0 0.0 2  13,176.7 20.8 27  160,733.4 24.0 2  14,039.2 22.8 0 0.0 0.0 1  3,791.0 9.7 0 0.0 0.0 2  8,080.9 90.5 0 0.0 0.0 34  199,821.1 23.0 SUB - TOTAL US$ 3,305  18,194.1   5,869  63,232.8   209,089  670,412.4   7,214  61,600.5   895  7,082.8   4,570  39,253.5   428  766.9   43  8,924.9   12  502.6   231,425  869,970.3   PORCENTAJE 1.4 2.1   2.5 7.3   90.3 77.1   3.1 7.1   0.4 0.8   2.0 4.5   0.2 0.1   0.0 1.0   0.0 0.1   100.0 100.0   REGION Region I Region II Region III Region IV Region V Region VI Region VII Region VIII Region IX  Total Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   GRAN TOTAL C$ 3,566 487,454.8   7,023 1,759,855.4   384,276 19,994,661.6   9,072 1,666,823.6   1,178 189,221.0   5,405 1,049,341.7   428 20,399.9   43 237,388.3   12 13,366.8   411,003 25,418,513.1   PORCENTAJE 0.9 1.9   1.7 6.9   93.5 78.7   2.2 6.6   0.3 0.7   1.3 4.1   0.1 0.1   0.0 0.9   0.0 0.1   100.0 100.0

Fuente: Informacion crediticia reportada por las Instituciones Financieras supervisadas a la Central de Riesgo.