SISTEMA BANCARIO Y FINANCIERAS
ESTRATIFICACION DE LA CARTERA COMERCIAL POR MONTO Y PLAZO CONTRACTUAL
AL 31 de Diciembre del 2021
Tipo Cambio: 35.5210
MONEDA NACIONAL
PLAZO
ESTRATO (En Miles) 
Hasta 30 díasDe 31 a 60 díasDe 61 a 90 díasDe 91 a 180 díasDe 181 a 360 díasA más de 360 díasTotal 
PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%
Hasta 1007953,832.617.21052,900.44.3792,260.61.879027,468.06.5864,371.91.03,90061,504.02.55,755102,337.52.9
De 100.1 a 250355,469.624.6284,736.37.0254,009.53.219732,154.97.6619,434.22.159695,444.13.8942151,248.74.2
De 250.1 a 50092,825.012.7186,626.79.7165,739.94.68830,819.37.34716,795.23.7326113,538.04.6504176,344.14.9
De 500.1 a 100021,484.46.7138,941.413.1107,492.46.04731,505.97.53826,726.85.9215149,851.66.0325226,002.46.3
De 1000.1 a 200022,414.110.8812,354.018.21622,814.218.31824,596.65.82534,422.47.6127172,752.46.9196269,353.77.5
De 2000.1 a 300012,678.012.024,579.96.749,206.27.449,448.22.21025,350.45.63993,340.93.760144,603.64.0
De 3000.1 a 400013,551.116.013,514.35.226,599.25.3414,646.63.51344,507.49.81652,888.92.137125,707.53.5
De 4000.1 a 600000.00.028,978.813.215,215.14.21049,849.211.8840,586.88.91366,003.02.634170,632.84.8
De 6000.1 a 800000.00.016,468.59.5214,748.611.817,456.31.817,406.31.6749,338.42.01285,418.12.4
De 8000.1 a 1000000.00.018,937.213.100.00.000.00.019,803.32.2653,139.72.1871,880.22.0
De 10000.1 a 1200000.00.000.00.0110,960.28.8110,344.12.4111,864.02.6775,630.23.010108,798.53.0
De 12000.1 a mas00.00.000.00.0235,521.028.59184,225.243.610223,422.849.1251,511,807.760.6461,954,976.754.5
SUB - TOTAL C$84522,254.9 17968,037.5 158124,566.9 1,169422,514.3 301454,691.5 5,2772,495,238.9 7,9293,587,304.0 
PORCENTAJE10.70.6 2.31.9 2.03.5 14.711.8 3.812.7 66.669.6 100.0100.0 
MONEDA EXTRANJERA
PLAZO
ESTRATO (En Miles)
Hasta 30 díasDe 31 a 60 díasDe 61 a 90 díasDe 91 a 180 díasDe 181 a 360 díasA más de 360 díasTotal 
PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%
Hasta 25270122.680.7119374.58.249386.91.32592,748.24.22,10620,353.46.914,987123,546.97.017,790147,532.56.9
De 25.1 a 50129.319.37279.56.117734.02.5712,648.34.052919,860.96.82,33482,117.94.72,959105,670.04.9
De 50.1 a 7500.00.05277.76.16373.41.3281,782.02.71368,452.62.974945,867.92.692456,753.62.6
De 75.1 a 10000.00.04350.27.77627.02.2332,988.04.515414,254.44.955148,122.92.774966,342.63.1
De 100.1 a 20000.00.02307.16.7121,715.15.9365,664.28.612718,863.16.4800115,023.06.6977141,572.56.6
De 200.1 a 40000.00.03964.221.271,889.76.53911,566.417.69125,733.78.8411114,222.86.5551154,376.87.2
De 400.1 a 60000.00.000.00.01513.21.8157,550.411.55025,576.08.720199,190.85.7267132,830.46.2
De 600.1 a 80000.00.000.00.032,071.27.185,864.08.91712,457.04.39969,698.14.012790,090.24.2
De 800.1 a 100000.00.000.00.033,000.010.365,841.28.91312,825.84.48679,665.04.5108101,331.94.7
De 1000.1 a 200000.00.012,000.043.969,125.031.569,062.013.81931,091.810.6143203,172.611.6175254,451.411.9
De 2000.1 a 300000.00.000.00.025,410.818.725,460.48.31231,653.310.83794,749.25.453137,273.86.4
De 3000.1 a mas00.00.000.00.013,150.010.914,500.06.91271,787.724.589679,166.438.7103758,604.135.3
SUB - TOTAL US$271151.9 1414,553.3 11428,996.2 50465,675.2 3,266292,909.7 20,4871,754,543.6 24,7832,146,829.8 
PORCENTAJE1.10.0 0.60.2 0.51.4 2.03.1 13.213.6 82.781.7 100.0100.0 
PLAZOHasta 30 díasDe 31 a 60 díasDe 61 a 90 díasDe 91 a 180 díasDe 181 a 360 díasA más de 360 días Total
PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo 
GRAN TOTAL C$1,11627,651.1 320229,773.2 2721,154,541.4 1,6732,755,367.0 3,56710,859,133.8 25,76464,818,393.2 32,71279,844,859.6 
PORCENTAJE3.40.0 1.00.3 0.81.4 5.13.5 10.913.6 78.881.2 100.0100.0 
Fuente: Informacion crediticia reportada por las Instituciones Financieras supervisadas a la Central de Riesgo.