SISTEMA BANCARIO Y FINANCIERAS
ESTRATIFICACION DE LA CARTERA COMERCIAL POR MONTO Y PLAZO CONTRACTUAL
AL 31 de Diciembre del 2015
MONEDA NACIONAL 
Tipo Cambio: 27.9283
PLAZO
ESTRATO (En Miles) 
Hasta 30 díasDe 31 a 60 díasDe 61 a 90 díasDe 91 a 180 díasDe 181 a 360 díasA más de 360 díasTotal 
PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%
Hasta 10030,27762,932.916.41,82711,691.214.61607,269.66.6261,228.30.830413,712.23.14,16161,464.65.036,755158,298.66.6
De 100.1 a 250304,359.01.1528,161.210.29615,227.913.8446,979.44.516226,241.86.0719119,333.59.61,103180,302.77.5
De 250.1 a 500165,583.31.5175,830.67.33912,699.111.5299,880.46.311741,089.19.3627216,430.217.5845291,512.812.1
De 500.1 a 100074,737.81.22115,177.018.91611,018.110.01811,631.17.46543,942.210.0302210,125.416.9429296,631.612.3
De 1000.1 a 200033,885.01.01419,516.424.41620,662.218.81417,817.611.43041,792.59.5145199,833.416.1222303,507.012.6
De 2000.1 a 300012,709.00.725,613.27.0612,557.011.436,561.54.22870,425.516.059146,176.811.899244,043.210.1
De 3000.1 a 400000.00.000.00.0413,263.612.113,226.32.11033,656.97.71137,703.43.02687,850.23.6
De 4000.1 a 600000.00.000.00.015,333.74.8630,905.619.7417,668.24.01989,062.17.230142,969.65.9
De 6000.1 a 800000.00.000.00.000.00.000.00.0321,593.84.9320,050.01.6641,643.81.7
De 8000.1 a 1000000.00.000.00.000.00.0326,352.816.8325,045.25.7216,309.61.3867,707.72.8
De 10000.1 a 1200000.00.000.00.0111,975.210.900.00.0110,539.42.4110,405.20.8332,919.81.4
De 12000.1 a mas2299,977.278.1114,121.717.600.00.0242,220.326.9494,123.221.44113,339.89.113563,782.223.4
SUB - TOTAL C$30,336384,184.2 1,93480,111.3 339110,006.4 146156,803.3 731439,829.9 6,0531,240,234.1 39,5392,411,169.2 
PORCENTAJE76.715.9 4.93.3 0.94.6 0.46.5 1.818.2 15.351.4 100.0100.0 
MONEDA EXTRANJERA
PLAZO
ESTRATO (En Miles)
Hasta 30 díasDe 31 a 60 díasDe 61 a 90 díasDe 91 a 180 díasDe 181 a 360 díasA más de 360 díasTotal 
PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%
Hasta 25845495.721.178595.92.91041,184.99.94835,051.45.32,32622,055.06.020,339182,907.79.424,175212,290.68.7
De 25.1 a 50130.11.3291,150.55.5451,801.915.11826,988.07.361823,040.26.33,513123,848.46.34,388156,859.26.4
De 50.1 a 75172.83.113866.24.2171,057.38.8744,505.44.719512,129.83.31,11268,368.33.51,41286,999.73.5
De 75.1 a 100187.63.74359.91.74353.43.0423,802.64.017616,091.64.474665,171.73.397385,866.73.5
De 100.1 a 2002328.414.06848.74.1334,563.138.1679,757.410.326039,384.910.71,045150,060.47.71,413204,942.98.4
De 200.1 a 4003804.734.33987.14.761,514.912.73912,578.313.211935,020.49.5551153,814.97.9721204,720.38.3
De 400.1 a 6001525.222.452,533.812.21486.14.1104,879.75.15829,114.47.9238117,526.06.0313155,065.26.3
De 600.1 a 80000.00.021,353.66.500.00.075,047.45.31812,714.73.512384,795.64.3150103,911.24.2
De 800.1 a 100000.00.000.00.011,000.08.41312,084.812.72120,252.25.57973,194.13.7114106,531.24.3
De 1000.1 a 200000.00.034,620.722.200.00.01218,876.719.83959,971.616.3126184,206.49.4180267,675.510.9
De 2000.1 a 300000.00.000.00.000.00.025,563.45.81026,986.37.349123,707.96.361156,257.76.4
De 3000.1 a mas00.00.017,500.036.000.00.016,000.06.31471,734.219.596626,837.532.1112712,071.629.0
SUB - TOTAL US$8542,344.5 14420,816.1 21111,961.7 93295,135.0 3,854368,495.5 28,0171,954,438.9 34,0122,453,191.8 
PORCENTAJE2.50.1 0.40.8 0.60.5 2.73.9 11.315.0 82.479.7 100.0100.0 
PLAZOHasta 30 díasDe 31 a 60 díasDe 61 a 90 díasDe 91 a 180 díasDe 181 a 360 díasA más de 360 días Total
PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo 
GRAN TOTAL C$31,190449,663.5 2,078661,471.0 550444,077.2 1,0782,813,767.5 4,58510,731,285.7 34,07055,824,398.3 73,55170,924,663.2 
PORCENTAJE42.40.6 2.80.9 0.70.6 1.54.0 6.215.1 46.378.7 100.0100.0 
Fuente: Informacion crediticia reportada por las Instituciones Financieras supervisadas a la Central de Riesgo.