SISTEMA BANCARIO Y FINANCIERAS
ESTRATIFICACION DE LA CARTERA COMERCIAL POR MONTO Y PLAZO CONTRACTUAL
AL 31 de Diciembre del 2014
MONEDA NACIONAL 
Tipo Cambio: 26.5984
PLAZO
ESTRATO (En Miles) 
Hasta 30 díasDe 31 a 60 díasDe 61 a 90 díasDe 91 a 180 díasDe 181 a 360 díasA más de 360 díasTotal 
PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%
Hasta 10026,78252,190.539.27607,355.112.21395,520.53.6251,317.02.124110,844.82.53,23045,593.34.131,177122,821.46.3
De 100.1 a 250437,587.45.7538,444.914.08413,091.98.6416,610.910.412020,024.54.747477,086.37.0815132,845.96.8
De 250.1 a 500248,530.86.4248,040.813.33713,503.48.8227,169.911.37827,501.06.4401142,465.612.9586207,211.510.7
De 500.1 a 10001410,176.27.71914,255.923.62920,485.113.41610,132.316.06948,864.211.4212143,616.413.0359247,530.112.7
De 1000.1 a 200045,072.73.81216,791.927.82933,523.722.01216,401.425.84054,277.812.7129178,996.616.2226305,064.015.7
De 2000.1 a 300000.00.025,513.49.11022,791.814.924,455.87.01741,314.59.73995,930.78.770170,006.28.7
De 3000.1 a 400013,937.83.000.00.0310,706.27.013,929.16.21241,335.69.71449,002.24.431108,910.95.6
De 4000.1 a 600000.00.000.00.0418,369.812.0313,441.021.229,441.42.222102,903.29.331144,155.37.4
De 6000.1 a 800000.00.000.00.000.00.000.00.0214,449.73.4213,963.71.3428,413.51.5
De 8000.1 a 1000000.00.000.00.000.00.000.00.0217,692.54.1219,337.71.7437,030.21.9
De 10000.1 a 1200000.00.000.00.000.00.000.00.000.00.0110,987.31.0110,987.30.6
De 12000.1 a mas145,501.334.200.00.0114,627.39.600.00.04142,032.033.26226,848.620.512429,009.322.1
SUB - TOTAL C$26,869132,996.8 87060,402.1 336152,619.6 12263,457.4 587427,778.0 4,5321,106,731.6 33,3161,943,985.6 
PORCENTAJE80.66.8 2.63.1 1.07.9 0.43.3 1.822.0 13.656.9 100.0100.0 
MONEDA EXTRANJERA
PLAZO
ESTRATO (En Miles)
Hasta 30 díasDe 31 a 60 díasDe 61 a 90 díasDe 91 a 180 díasDe 181 a 360 díasA más de 360 díasTotal 
PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%PtmosSaldo%
Hasta 25628277.64.552409.91.51211,251.25.75525,369.85.01,95718,731.05.515,911152,109.29.519,221178,148.78.5
De 25.1 a 50391.31.5291,022.63.8361,345.86.11846,901.96.557621,662.06.32,962106,138.66.73,790137,162.26.5
De 50.1 a 7500.00.09562.02.15323.01.5603,649.13.418711,829.63.592156,701.23.61,18273,065.03.5
De 75.1 a 10000.00.05447.21.7141,242.55.6444,111.33.916014,602.44.360653,567.23.482973,970.73.5
De 100.1 a 20000.00.05808.93.0354,825.021.9608,551.38.021432,634.49.6868123,079.27.71,182169,898.98.1
De 200.1 a 40000.00.061,854.56.972,009.29.14814,322.613.514140,961.512.0474134,268.88.4676193,416.69.2
De 400.1 a 6001437.67.242,085.07.800.00.02110,457.49.83517,352.05.1204102,169.46.4265132,501.46.3
De 600.1 a 8001800.013.121,435.05.400.00.032,168.02.0128,279.42.49565,835.74.111378,518.13.7
De 800.1 a 100000.00.01976.93.600.00.01110,397.39.81312,664.03.78476,437.64.8109100,475.94.8
De 1000.1 a 200034,496.373.700.00.000.00.01522,903.521.54160,278.717.6119175,406.011.0178263,084.512.5
De 2000.1 a 300000.00.000.00.000.00.012,200.02.11232,141.69.452128,769.18.165163,110.77.8
De 3000.1 a mas00.00.0217,194.064.2211,000.050.0215,355.614.41470,542.420.670419,290.026.390533,381.925.4
SUB - TOTAL US$6366,102.7 11526,796.1 22021,996.7 1,001106,388.0 3,362341,679.2 22,3661,593,772.0 27,7002,096,734.6 
PORCENTAJE2.30.3 0.41.3 0.81.0 3.65.1 12.116.3 80.776.0 100.0100.0 
PLAZOHasta 30 díasDe 31 a 60 díasDe 61 a 90 díasDe 91 a 180 díasDe 181 a 360 díasA más de 360 días Total
PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo PtmosSaldo 
GRAN TOTAL C$27,505295,322.2 985773,135.3 556737,695.4 1,1232,893,208.3 3,9499,515,900.1 26,89843,498,508.2 61,01657,713,769.5 
PORCENTAJE45.10.5 1.61.3 0.91.3 1.85.0 6.516.5 44.175.4 100.0100.0 
Fuente: Informacion crediticia reportada por las Instituciones Financieras supervisadas a la Central de Riesgo.