SISTEMA BANCARIO Y FINANCIERAS ESTRATIFICACION DE LA CARTERA POR REGION GEOGRAFICA Y PLAZO CONTRACTUAL AL 31 de Diciembre del 2025 Tipo Cambio: 36.6243

MONEDA NACIONAL REGION ESTRATO (En Miles) Region I Region II Region III Region IV Region V Region VI Region VII Region VIII Region IX Total  Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Hasta 30 días 307  891.1 0.2 1,451  3,951.8 0.1 28,414  129,851.2 0.6 2,686  7,083.2 0.4 490  1,722.8 0.2 734  2,277.1 0.2 238  1,065.7 0.5 203  521.9 0.1 84  266.4 0.4 34,607  147,631.2 0.5 De 31 a 60 días 123  477.7 0.1 419  8,071.0 0.3 3,895  115,986.5 0.5 1,078  4,158.4 0.3 214  3,432.2 0.4 221  967.4 0.1 339  1,282.0 0.7 86  296.3 0.1 62  303.5 0.5 6,437  134,975.1 0.4 De 61 a 90 días 157  1,375.2 0.2 355  30,680.6 1.0 7,930  176,807.5 0.8 638  7,022.4 0.4 107  1,769.9 0.2 226  4,922.9 0.3 13  139.5 0.1 38  247.0 0.1 20  426.7 0.6 9,484  223,391.7 0.7 De 91 a 180 días 336  3,672.2 0.7 1,059  137,495.2 4.4 17,679  1,383,077.6 6.1 1,477  59,436.2 3.7 305  99,569.5 11.4 728  292,373.4 20.7 59  1,349.2 0.7 134  1,691.3 0.5 32  311.2 0.5 21,809  1,978,975.8 6.4 De 181 a 360 días 1,262  33,593.0 6.1 4,153  1,136,247.6 36.7 46,599  3,215,900.4 14.3 6,694  233,359.2 14.5 1,310  255,873.5 29.3 2,503  382,346.6 27.0 256  7,384.0 3.8 653  14,066.8 4.0 148  2,412.7 3.6 63,578  5,281,183.9 17.2 A más de 360 días 26,782  511,143.5 92.7 53,805  1,775,483.4 57.4 637,607  17,523,705.8 77.7 58,860  1,300,804.1 80.7 21,926  512,078.2 58.6 30,676  731,119.5 51.7 5,455  183,124.2 94.2 12,129  337,880.7 95.3 2,873  63,708.0 94.5 850,113  22,939,047.3 74.7 SUB - TOTAL C$ 28,967  551,152.8   61,242  3,091,929.6   742,124  22,545,329.0   71,433  1,611,863.4   24,352  874,446.2   35,088  1,414,007.0   6,360  194,344.6   13,243  354,703.9   3,219  67,428.4   986,028  30,705,205.0   PORCENTAJE 2.9 1.8   6.2 10.1   75.3 73.4   7.2 5.2   2.5 2.8   3.6 4.6   0.6 0.6   1.3 1.2   0.3 0.2   100.0 100.0   MONEDA EXTRANJERA REGION ESTRATO (En Miles) Region I Region II Region III Region IV Region V Region VI Region VII Region VIII Region IX Total  Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Ptmos Saldo % Hasta 30 días 8  0.9 0.0 10  2.3 0.0 1,037  1,566.8 0.0 44  21.2 0.0 0 0.0 0.0 19  3.1 0.0 1  0.0 0.0 0 0.0 0.0 0 0.0 0.0 1,119  1,594.3 0.0 De 31 a 60 días 2  51.8 0.0 5  57.4 0.0 229  2,388.9 0.1 14  46.8 0.0 2  36.0 0.0 12  2.4 0.0 0 0.0 0.0 0 0.0 0.0 1  15.0 0.0 265  2,598.2 0.0 De 61 a 90 días 25  57.8 0.0 49  2,301.0 0.3 2,292  7,760.9 0.2 70  189.6 0.0 17  2,066.7 1.2 33  313.5 0.1 3  80.2 0.1 10  83.9 0.1 9  110.6 0.3 2,508  12,964.1 0.2 De 91 a 180 días 207  4,217.8 2.0 374  5,863.8 0.9 2,788  29,082.3 0.8 480  4,285.9 1.1 97  669.0 0.4 292  8,876.0 2.4 34  296.6 0.5 43  2,610.6 1.9 11  4.1 0.0 4,326  55,906.2 1.0 De 181 a 360 días 794  32,079.3 15.4 1,480  46,402.8 7.0 5,959  205,928.4 5.7 1,628  21,969.9 5.5 305  2,302.2 1.4 1,897  39,922.1 10.8 191  1,407.8 2.3 202  6,357.4 4.5 37  262.2 0.7 12,493  356,632.2 6.3 A más de 360 días 42,692  171,645.3 82.5 80,712  611,098.6 91.8 814,246  3,370,554.6 93.2 86,856  370,227.1 93.3 31,508  160,550.1 96.9 49,618  321,398.1 86.7 10,350  60,302.4 97.1 17,628  131,668.2 93.6 4,169  35,742.8 98.9 1,137,779  5,233,187.1 92.4 SUB - TOTAL US$ 43,728  208,052.9   82,630  665,725.9   826,551  3,617,281.8   89,092  396,740.5   31,929  165,624.1   51,871  370,515.2   10,579  62,087.0   17,883  140,720.0   4,227  36,134.6   1,158,490  5,662,882.0   PORCENTAJE 3.8 3.7   7.1 11.8   71.3 63.9   7.7 7.0   2.8 2.9   4.5 6.5   0.9 1.1   1.5 2.5   0.4 0.6   100.0 100.0   REGION Region I Region II Region III Region IV Region V Region VI Region VII Region VIII Region IX  Total Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   Ptmos Saldo   GRAN TOTAL C$ 72,695  8,170,971.5   143,872  27,473,771.6   1,568,675  155,026,510.0   160,525  16,142,262.8   56,281  6,940,340.3   86,959  14,983,898.7   16,939  2,468,239.0   31,126  5,508,485.5   7,446  1,390,832.9   2,144,518  238,105,312.3   PORCENTAJE 3.4 3.4   6.7 11.5   73.1 65.1   7.5 6.8   2.6 2.9   4.1 6.3   0.8 1.0   1.5 2.3   0.3 0.6   100.0 100.0

Fuente: Informacion crediticia reportada por las Instituciones Financieras supervisadas a la Central de Riesgo.